Banque Misr Liban S.a.l. SWIFT/BIC code

SWIFT/BIC code of Banque Misr Liban S.a.l.

The short code BMISLBBE and the full code BMISLBBEXXX refer to one and the same institution: Banque Misr Liban S.a.l., with its head office in Beirut. A SWIFT code tells the sending bank which institution is meant to get the money, a bit like a postal address for banks. It comes up mostly when dealing with payments that cross a border.

We wrote this page to help people who sends money to an account at Banque Misr Liban S.a.l.. Remember that the BIC just identifies the bank, not the person: the IBAN or account number takes care of that.

Where our SWIFT data comes from

The details on this page come from publicly available data. It can happen that information here is no longer current after a merger or reorganisation. The number of codes on this page reflect our own data, not official figures from Banque Misr Liban S.a.l..

Treat our directory here as a helpful check, and let the details from the recipient or Banque Misr Liban S.a.l. have the final say. GoldexPay is an independent comparison service for money transfers and not affiliated with Banque Misr Liban S.a.l.. If you notice a mistake, we appreciate a short note.

Incoming international payments to Banque Misr Liban S.a.l.

A sender in another country needs several details from you – incomplete details often cause delays. Share your name as the bank knows it, the IBAN or account number, SWIFT code BMISLBBEXXX and your address.

It helps to add Banque Misr Liban S.a.l. and Beirut as well. A typo in your account number is harder to fix than it looks.

An incoming payment does not always land for the full amount. Fees for incoming transfers differ from bank to bank. On invoices, you can agree who bears the costs.

Head office or branch code at Banque Misr Liban S.a.l.?

With 7 codes, Banque Misr Liban S.a.l. is one of the banks that use separate codes for branches and departments. The main code is BMISLBBEXXX.

In most cases there is no need to look up a branch: transfers sent to BMISLBBEXXX are routed within Banque Misr Liban S.a.l. without problems. Only use a branch code when the recipient explicitly asks for it, for example on a letter or invoice.

Unsure which code to use? Check with the recipient. Codes for branches are more likely to be retired than BMISLBBEXXX.

What a transfer from Banque Misr Liban S.a.l. abroad really costs

When you send money abroad from Banque Misr Liban S.a.l., the visible fee is rarely all of the cost. You pay the fee for the transfer itself, possibly fees charged by intermediary banks in between and, above all, the exchange rate markup if the currency changes.

Banks do not list their exchange rate markup separately, but you pay it all the same. Compare their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

For a lot of routes, a specialist provider is less expensive than a bank, mainly because of the exchange rate. GoldexPay lists transfer providers next to each other so you can see what actually arrives before you commit. Choosing a specialist does not mean closing your account at Banque Misr Liban S.a.l.: you simply pay the service from your account.

Is BMISLBBE still correct? How to check

Have the recipient copy their bank details straight from their online banking. If the code you have differs from BMISLBBE or BMISLBBEXXX, stop and ask – contact the recipient or Banque Misr Liban S.a.l..

With a wrong code, the transfer might be delayed, bounce back or end up costing more, and tracing it can take weeks. Do not forget the account number: a mistake there is more difficult to correct than a wrong BIC.

Most online banking apps validate the format of an IBAN, but that does not prove the account belongs to the right person. More and more banks compare the payee name with the account; take any warning seriously. When you pay someone new, many people send a small test amount.

8 or 11 characters: BMISLBBE versus BMISLBBEXXX

Every SWIFT/BIC code has an 8-character core: four letters for the bank, two letters for the country and a two-character location code. In this case, the 8-character core is BMISLBBE.

Most banks and apps work with either length. If a form asks for eleven characters, use BMISLBBEXXX.

In practice the code is typed in capitals and without spaces. Pasting the code beats retyping it.

How long does an international transfer to Banque Misr Liban S.a.l. take?

There is no single delivery time: many land within a day while others need several business days. Bank holidays in the sending or receiving country can add extra days. Sometimes a bank asks about the purpose of a payment.

When a payment takes longer than expected, contact the sending bank about the tracking status or the UETR. Save the payment confirmation; it contains the details a bank needs to start a trace.

The bank that sent the money can start an official trace – the recipient’s bank often cannot see a payment that has not arrived. As a recipient, you can check your account to see a slightly lower amount.

Protect yourself against fake payment requests

Stay alert if a contact suddenly wants you to pay into a different account abroad. A real SWIFT code says nothing about who owns the account – scammers simply use real codes.

Before paying, verify changed bank details by phone, using a number you already had. Pressure and requests to keep it quiet are warning signs; a genuine business can wait for you to check. When a payment was sent to a fraudster, contact your bank immediately – speed improves the chance of getting it back.

Recipients are targeted too: one known trick is an overpayment followed by a request to refund the difference to another account. Do not act before the money has really arrived.