SWIFT/BIC codes in Luxembourg: banks starting with C

SWIFT/BIC codes in Luxembourg

This overview contains 494 banks and other institutions in Luxembourg. Every code points to a bank or one of its branches.

Pick the bank below to view the head office code and any branch codes along with tips for payments to and from that bank. Below the list we explain how codes from Luxembourg are built, how to send money there without overpaying and how to check a code before you pay.

Luxembourg and the Euro

The local currency in Luxembourg is the Euro (EUR). A payment in a foreign currency is exchanged into EUR on its way to the recipient.

Which bank converts the payment matters: every bank has its own margin. Often you pay less if you send EUR straight away via a provider with a good rate. On larger amounts, a seemingly small gap in the rate can be worth more than the fee.

How long does a transfer to Luxembourg take?

There is no fixed answer for payments to Luxembourg: some land within a day while others need several business days. Transfers sent late in the day or on a weekend or public holiday often go out the next business day.

If a transfer seems delayed, the sender should contact their own bank for a trace; only the sending side can start an official trace. Save the payment confirmation until the recipient confirms.

Recognising a SWIFT code from Luxembourg

Each SWIFT/BIC code has 8 or 11 characters in a fixed order. Characters one to four identify the bank, characters five and six form the country code and the next two mark the location.

For banks in Luxembourg, characters five and six are the two-letter ISO code of Luxembourg, which makes these codes easy to recognise. A code with other letters in that position come from a bank abroad, even if the bank name looks familiar.

When a code ends in XXX, it refers to the head office, and the 8-character version leads to the same place. In most cases the head office code is what you need.

Bank or transfer service for Luxembourg?

If you transfer money to Luxembourg via your bank, the fee you see is only part of what you pay. There is a transfer fee, sometimes charges from intermediary banks along the way and, above all, the margin on the exchange rate when currencies differ.

The markup on the rate tends to be the biggest cost item because it is hidden in the rate. Compare the bank’s rate with the mid-market rate that you find on financial sites.

Specialist money transfer services frequently use rates closer to the mid-market rate. GoldexPay lists these providers side by side so you can see what actually arrives in Luxembourg before you commit.

About our data and how to check a code

Have the recipient send you their bank details directly from their online banking. A wrong code may lead to delays, a returned payment or additional charges – compare it with the code in our list.

The directory on GoldexPay draws on public sources that we update periodically. Even so, banks merge or retire codes and our data may lag behind. For a payment that matters, check the BIC with the recipient. GoldexPay is not a bank and has no link to the banks in this list.

Fraudsters often send payment requests carrying changed bank details that look completely genuine. Always confirm changed details through a separate channel.

Banks in Luxembourg starting with :letter

The letter filter limits the list down to banks from Luxembourg that begin with :letter, so you can find a bank faster. The counts in the introduction always refer to the whole country.

Bank not listed? Its official name might begin with another word, for example the full legal name rather than a brand name. Use the full list for Luxembourg when you do not know the exact name.

BNP Paribas Securities Services and its SWIFT codes

Of the 494 banks in Luxembourg, BNP Paribas Securities Services has the largest number of SWIFT codes. The head office of BNP Paribas Securities Services uses PARBLU21XXX; that is usually the right code for a transfer.

Banks differ in how many codes they register. Unless a branch code is given, PARBLU21XXX is fine for a payment to BNP Paribas Securities Services.

What a sender needs to pay you in Luxembourg

A sender in another country needs several details about your account, and missing ones are a common cause of delays. That means: your full name as your bank knows it, your account number or IBAN, the SWIFT/BIC code of your bank and usually your postal address.

The code of your bank is in our list. It helps to include the name and city of your bank as well.

Do not be surprised if the amount credited is below what the sender paid. Fees for incoming transfers differ per bank; check the price list of your bank. For business payments, agree who bears the costs.

SEPA transfers to Luxembourg

Luxembourg is part of the Single Euro Payments Area (SEPA), where euro transfers follow common rules. When you send euros within SEPA, you normally only need the IBAN; many banks no longer ask for the BIC.

The BIC still come into play for payments in other currencies. Instant payments in euros are increasingly available within SEPA, though not every bank offers them for every account. As long as no conversion is involved, the transfer is usually inexpensive.