Mizuho Trust and Banking (Luxembourg) S.A. SWIFT/BIC code

SWIFT/BIC code of Mizuho Trust and Banking (Luxembourg) S.A.

Whether you are given MHTBLULL or MHTBLULLXXX, you are looking at the identical address for Mizuho Trust and Banking (Luxembourg) S.A. in Luxembourg. Every bank on the SWIFT network uses these codes to direct international transfers to the correct institution. In practice you usually come across the code on invoices from abroad, in payment forms and in the bank details that Mizuho Trust and Banking (Luxembourg) S.A. provides.

Below you will find the practical questions: receiving money at Mizuho Trust and Banking (Luxembourg) S.A., sending money abroad and how to check the code before you confirm a payment. The SWIFT code alone cannot identify an individual account holder; that is what the IBAN or account number .

Getting paid from abroad into a Mizuho Trust and Banking (Luxembourg) S.A. account

If you are waiting for money from abroad, send the payer all details at once. What they need is: the account holder’s name, account number or IBAN, MHTBLULLXXX or MHTBLULL and, for some countries, your postal address.

Some banks also ask for the address of Mizuho Trust and Banking (Luxembourg) S.A., so keep it at hand. Double-check the details before you share them, because the sender’s bank usually copies them as is.

What lands in your account is often lower than what was sent. Correspondent banks can take a fee, Mizuho Trust and Banking (Luxembourg) S.A. may charge for incoming payments, and if the money is converted, an exchange rate margin comes on top. On invoices, you can agree how the fees are split to avoid a shortfall.

Head office or branch code at Mizuho Trust and Banking (Luxembourg) S.A.?

Mizuho Trust and Banking (Luxembourg) S.A. uses 2 separate SWIFT/BIC codes across 1 cities. Only one is the head office code, MHTBLULLXXX; the others identify branches or departments.

Usually you do not need to pick a branch: payments sent to MHTBLULLXXX are routed within Mizuho Trust and Banking (Luxembourg) S.A. without problems. Just use a branch code when the recipient explicitly asks for it, for example on an invoice or in their bank details.

The safest approach is to copy the code directly from the recipient’s invoice. Branch codes can change when banks reorganise, so a code from an old document is not always valid.

Verifying the SWIFT code of Mizuho Trust and Banking (Luxembourg) S.A.

The most reliable source for the BIC is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. When the code you were given differs from MHTBLULL or MHTBLULLXXX, stop and ask – contact the recipient or Mizuho Trust and Banking (Luxembourg) S.A..

An incorrect BIC can cause a delay, a payment being sent back or extra fees for investigation. An error in the IBAN or account number can be a bigger problem, because the money may be credited to someone else; check it just as carefully.

Many banking apps check the format of IBANs and sometimes look up the BIC automatically – that confirms the format, not the owner. Where available, a name check before sending adds an extra layer of safety. A small test payment can be a sensible step for a large first payment, even if it costs an extra fee.

Paying Mizuho Trust and Banking (Luxembourg) S.A. in euros within SEPA

Luxembourg belongs to the Single Euro Payments Area (SEPA), where euro transfers follow common rules. When you send euros from another SEPA country, you normally only need the IBAN; many banks no longer ask for the BIC.

A SWIFT code like MHTBLULL does come into play when the currency is not euros and when the money comes from outside SEPA. If your banking app asks for the BIC regardless, adding MHTBLULL does no harm.

Euro payments within SEPA normally land by the next business day, and instant transfers in seconds where both banks support them. Fees for SEPA transfers are generally low.

8 or 11 characters: MHTBLULL versus MHTBLULLXXX

The structure of every SWIFT code never changes: a bank code of four letters, a two-letter country code and a two-character location code, plus an optional branch code. The result is MHTBLULL for Mizuho Trust and Banking (Luxembourg) S.A..

The 11-character version adds three more characters for a branch or department. If the last three are XXX, they simply mean the head office.

In practice the code is written in capitals, without spaces or dashes. Copying the code is safer than typing it by hand, because one wrong letter changes the bank.

About this information

We collect bank codes using publicly available data and update them regularly. Banks reorganise, change names and retire codes, and a directory never catches every change immediately. The figures on this page reflect what is in our directory and not on information from Mizuho Trust and Banking (Luxembourg) S.A. itself.

For a payment that matters, check the code with Mizuho Trust and Banking (Luxembourg) S.A. or the recipient. We are a comparison site for money transfers and not affiliated with Mizuho Trust and Banking (Luxembourg) S.A.. Found an error? Tell us via our contact form so we can correct it.

Sending EUR to Mizuho Trust and Banking (Luxembourg) S.A.

Luxembourg uses the Euro, code EUR. A payment in a foreign currency will be converted into EUR. Each conversion eats into something.

Who does the conversion affects how much arrives, since every bank sets its own rate. Check how much EUR the recipient gets with several services.

The rate for EUR changes constantly, so the amount you see is usually only valid for a short time. If you pay regularly, small differences in the rate add up over a year.

Changed bank details? Be careful

A common scam works like this: you receive a request claiming that a contact has a new bank account. A real SWIFT code tells you nothing about whether the request is genuine – scammers simply use real codes.

Verify changed bank details through a different channel like a call to a number from an earlier contract. Be suspicious of time pressure, unusual wording or an email address that differs by one letter. Acted too fast? Contact the bank you paid from without delay and ask them to start a recall.

Recipients can be targeted as well: one known trick is an overpayment followed by a request to refund the difference. A screenshot of a transfer is no proof.

When will the money arrive at Mizuho Trust and Banking (Luxembourg) S.A.?

How fast a transfer reaches Mizuho Trust and Banking (Luxembourg) S.A. depends on several factors: which currency you send, the number of banks in between, daily processing deadlines and differences in time zone. Bank holidays in the sending or receiving country can add extra days, since banks do not process on those days. Occasionally a bank asks what the payment is for, which can hold things up.

If a transfer is delayed, contact the sending bank for the status so they can trace it along the chain. Specialist transfer services often provide a status in their app showing how far the money is.

Only the sending bank is able to start an official trace; the receiving side usually has nothing to trace yet. On the receiving end, you can check your statements for a partial amount because fees can reduce the amount.

Paying someone abroad from your Mizuho Trust and Banking (Luxembourg) S.A. account

A bank transfer abroad costs more than the fee suggests. Besides the transfer fee, correspondent or intermediary banks can take a cut, and when currencies are converted, the bank often applies a rate below the actual market rate.

Many banks rarely show the margin on the rate as a cost, but you pay it all the same. A simple test: put the rate you get against the mid-market rate for the same moment and look at the difference.

For many currency pairs, a transfer service turns out to be less expensive than a traditional bank transfer. Next time you send money, it is worth comparing what arrives on GoldexPay rather than accepting the bank’s rate by default. Choosing a specialist does not mean closing your account at Mizuho Trust and Banking (Luxembourg) S.A.: you simply pay the service from your account.