Nomura Bank (Luxembourg) S.A. SWIFT/BIC code

NBLXLULL – the SWIFT/BIC code of Nomura Bank (Luxembourg) S.A.

Whether you are given NBLXLULL or NBLXLULLXXX, it is the same address for Nomura Bank (Luxembourg) S.A. in Luxembourg. A BIC has a single purpose: it ensures that a cross-border transfer reaches the right bank. In daily life you usually come across the code on invoices from abroad, in payment forms and in the bank details that Nomura Bank (Luxembourg) S.A. provides.

Below you will find the practical side: money coming in from abroad, sending money abroad and how to verify a SWIFT code before you hit send. The SWIFT code on its own does not identify a personal account; that is what the account number or IBAN .

How long does an international transfer to Nomura Bank (Luxembourg) S.A. take?

An international transfer typically takes one to a few business days. Bank holidays in the sending or receiving country can add extra days, since banks do not process on those days. Occasionally a bank wants to know about the purpose of a payment before releasing it.

When a payment takes longer than expected, contact the sending bank for the tracking status or the UETR so they can trace it along the chain. Specialist transfer services often show a status in their app showing where the payment has got.

Only the sending bank can start an official trace; the receiving side usually has nothing to trace yet. Request from the sender a copy of the payment confirmation with the date and reference – it helps your own bank look for the money.

Choosing between the 2 SWIFT codes of Nomura Bank (Luxembourg) S.A.

Our database contains 2 SWIFT/BIC codes for Nomura Bank (Luxembourg) S.A., spread over 1 locations. Besides the head office code NBLXLULLXXX, there are codes for branches, departments or specific services.

For most payments to a private or business account, the head office code NBLXLULLXXX is what you need. A branch code only makes sense if the recipient’s bank explicitly asks for it.

The best way is to take the code directly from the recipient’s invoice. Codes for branches are more likely to be retired than NBLXLULLXXX.

Euro (EUR) and conversion costs

Accounts at Nomura Bank (Luxembourg) S.A. are typically held in EUR, the national currency of Luxembourg. If you send money in a different currency has to be converted at some point: by your bank, an intermediary or Nomura Bank (Luxembourg) S.A. itself. You rarely see a separate line for that conversion; it is built into the rate.

Where the conversion happens affects how much arrives, since every bank sets its own rate. Often it is cheaper to send EUR straight away via a provider that converts near the mid-market rate rather than letting the receiving bank convert.

The rate for EUR changes constantly and quotes are often valid only for a short time. If you pay regularly, a slightly better rate make a real difference over time.

A note on our data

Our SWIFT/BIC directory draws on public sources and we update it periodically. Still, banks merge or change codes, so information can be out of date. The figures on this page are based on what is in our directory.

Treat our directory here as a handy check and rely on the recipient or Nomura Bank (Luxembourg) S.A. for the final confirmation. We are an independent comparison site for money transfers and not affiliated with Nomura Bank (Luxembourg) S.A.. Spotted outdated information? Let us know through the contact page and we will look into it.

What the XXX in NBLXLULLXXX means

Every SWIFT/BIC code has the same eight core characters: a four-letter bank code, two letters for the country and two characters for the location. The result is NBLXLULL.

The full version adds a three-character extension for a branch or department. If the last three are XXX, the code points to the head office.

Leave out spaces or dashes when you type NBLXLULL. Copying the code is safer than typing it by hand, because one wrong letter changes the bank.

Sending money abroad from Nomura Bank (Luxembourg) S.A.

If you send money abroad from Nomura Bank (Luxembourg) S.A., the fee you see is rarely all of what you pay. On top of the transfer fee, banks in between may take a cut, and if the money changes currency, the bank usually applies a rate that is less favourable than the real market rate.

That exchange rate margin tends to be the largest item because it is hidden in the rate. A simple test: put the rate you get against the mid-market rate and work out the difference on your amount.

For many currency pairs, a transfer service turns out to be less expensive than a traditional bank transfer. GoldexPay compares what recipients receive with different providers. Using a transfer service does not require closing your account at Nomura Bank (Luxembourg) S.A..

Incoming international payments to Nomura Bank (Luxembourg) S.A.

When you are waiting for money from abroad, send the payer a complete set of details. The basics are: the account holder’s name, IBAN or account number, NBLXLULLXXX and in many cases your home address.

It helps to include Nomura Bank (Luxembourg) S.A. and Hesperange too. Double-check the details before you share them, because the sender’s bank usually copies them as is.

The amount you receive can be less than the amount sent. Charges on incoming payments vary from bank to bank. For business payments, it is common to agree who bears the costs, so that nobody is left short.

How to check NBLXLULL before you pay

The safest source for the BIC is the bank details provided by the recipient. When the code you were given differs from NBLXLULL or NBLXLULLXXX, do not guess – contact the recipient or Nomura Bank (Luxembourg) S.A..

With a wrong code, the transfer might get stuck, bounce back or end up costing more, and tracing it can take weeks. Remember the IBAN: a mistake there can be harder to correct than a wrong BIC.

Most online banking apps validate the format of IBANs and some suggest the matching BIC – that confirms the format, not the owner. Some banks now compare the payee name with the account – do not ignore a mismatch warning. A small test payment is worth it for large sums, even if it costs an extra fee.

Paying Nomura Bank (Luxembourg) S.A. in euros within SEPA

Because Luxembourg is in SEPA, a euro transfer into Nomura Bank (Luxembourg) S.A. from within the SEPA area usually requires just the IBAN. Most banking apps no longer ask for the BIC for these payments or fill it in for you.

A SWIFT code like NBLXLULL does matter when the currency is not euros, and for transfers from outside SEPA. Some banks and apps still show a field for the BIC out of habit; if so, fill in NBLXLULL.

Euro payments within SEPA normally land by the next business day, and instant transfers in seconds where both banks support them. Charges on SEPA transfers tend to be low, as long as no currency conversion is involved.

Protect yourself against fake payment requests

A common scam works like this: you receive a request saying that a company now has new bank details. A correct SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Check changed bank details via a separate channel, such as a phone number you already know, never via the email that asked for the change. Pressure and secrecy tend to be red flags; a genuine business can wait for you to check. Acted too fast? Contact the bank you paid from without delay and have them try to recall the payment; also report it to the police.

Fraud can also work the other way. Someone sends too much and wants you to return the extra via a different route. Do not act before the money is actually in your account – ask Nomura Bank (Luxembourg) S.A. if something looks wrong.