Swiss Life (Luxembourg) S.A. SWIFT/BIC code

What SLLULULL means for a payment to Swiss Life (Luxembourg) S.A.

SLLULULL and SLLULULLXXX are two ways of writing the same bank identifier, and both point to Swiss Life (Luxembourg) S.A. in Strassen. The code does one job: it ensures that an international payment ends up at the right bank. In practice you mostly come across the code on invoices from abroad, in your banking app and on the account details that Swiss Life (Luxembourg) S.A. provides.

On this page you can read what the code is put together, when you need it and which other details a transfer to or from Swiss Life (Luxembourg) S.A. requires. Remember that the BIC only identifies the bank, not the account: the account number or IBAN does that part.

Why Swiss Life (Luxembourg) S.A. has an 8- and an 11-character code

A BIC is built from a few fixed parts: the first four letters stand for the bank, characters five and six give the country and characters seven and eight mark the location. Together, those parts form SLLULULL.

Most banks and apps work with both lengths. If yours asks for eleven characters, enter SLLULULLXXX.

Enter the code in one piece, in upper case and without separators. A single character can send the money to another bank.

Which of the 4 codes of Swiss Life (Luxembourg) S.A. do you need?

Our database contains 4 SWIFT/BIC codes for Swiss Life (Luxembourg) S.A. in 1 places. Next to the head office code SLLULULLXXX, there are codes for individual branches and departments.

If nobody asks you for a branch code, use SLLULULLXXX or its short form SLLULULL. If you have been given a specific code, stick to it instead of replacing it for the head office code.

The best way is to copy the code straight from the account holder’s bank details. Codes for branches are more prone to be retired than the head office code when a bank merges or closes offices.

When will the money arrive at Swiss Life (Luxembourg) S.A.?

There is no single delivery time: some arrive within a day while others need several business days. Transfers sent after the cut-off time or just before weekends and holidays usually go out a business day later. Occasionally a bank asks about the purpose of a payment.

Many banks use SWIFT gpi for faster and traceable payments. Each payment carries a unique reference, the UETR. Keep the payment confirmation until the money has arrived.

If the money does not arrive after a few business days, the sender should contact their own bank rather than Swiss Life (Luxembourg) S.A.. Request from the sender the payment receipt including the reference – it helps your own bank look for the money.

Changed bank details? Be careful

Fraudsters often send fake invoices containing new bank details. The fact that SLLULULL exists is no guarantee that a request mentioning it is genuine – fraudsters use real bank codes as well.

Verify new bank details via a separate channel, such as a phone number you already know, never via the email that asked for the change. Urgency or requests to keep it quiet tend to be warning signs; a genuine business can wait for you to check. If money has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

People receiving money can be targeted as well: a classic trick is a buyer who pays too much and then sends a request to refund the difference to another account. Wait until the money has really arrived and check with Swiss Life (Luxembourg) S.A. if anything seems off.

International transfers from Swiss Life (Luxembourg) S.A.: the real cost

When you send money abroad through Swiss Life (Luxembourg) S.A., the visible fee is rarely all of the cost. On top of a fixed fee, banks in between may deduct a fee, and when currencies are converted, the bank usually applies a rate below the actual market rate.

That exchange rate margin tends to be the biggest item, and it is easy to miss. A simple test: put the rate you get against the mid-market rate for the same moment and look at the difference.

Money transfer services often use a rate near the mid-market rate with clearer fees. GoldexPay compares transfer providers side by side so you can see what actually arrives before you commit. You can still keep your account at Swiss Life (Luxembourg) S.A., while a cheaper service handles the conversion.

Paying into Swiss Life (Luxembourg) S.A. in EUR

Luxembourg pays in the Euro (EUR). Money sent in a different currency will be converted into EUR on its way to Swiss Life (Luxembourg) S.A. – and the bank that does it picks the rate. Each conversion eats into something, even when no fee is shown.

Who converts the payment matters: every bank has its own margin. In many cases it is cheaper to send EUR directly through a transfer service that converts near the mid-market rate rather than letting the receiving bank convert.

Rates for EUR move all the time, and some providers let you lock in a rate. For regular payments, a slightly better rate add up over a year.

Receiving money from abroad at Swiss Life (Luxembourg) S.A.

When you expect a payment from another country, send the payer a complete set of details. What they need is: the account holder’s name, IBAN or account number, SLLULULLXXX or SLLULULL and, for some countries, your postal address.

Their bank may request the address of your bank, in which case the Strassen head office is the usual answer. Check the details before you send them – a sender rarely spots a mistake in someone else’s details.

Money from abroad does not always arrive in full. Charges on incoming payments vary per bank – the price list of Swiss Life (Luxembourg) S.A. tells you what applies. On invoices, it is common to state how the fees are split.

About this information

This directory is compiled from public sources and we update it periodically. Still, banks merge, rename themselves or retire codes. The number of codes on this page are based on our own data and not on information from Swiss Life (Luxembourg) S.A. itself.

See our directory here as a helpful check and rely on the recipient or Swiss Life (Luxembourg) S.A. for the final confirmation. GoldexPay is independent of Swiss Life (Luxembourg) S.A., we only compare transfer services. Should you notice a mistake, we welcome a message.

How to check SLLULULL before you pay

The safest source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. Compare it against SLLULULL on this page.

Errors in the BIC tend to be costly more than fatal. Do not forget the IBAN: a mistake there can be more difficult to correct than a wrong BIC.

A format check in your banking app merely tells you that the code is valid, not that it is the right account. Some banks now compare the payee name with the account; take any warning seriously. When you pay someone new, many people send a small test amount.

Paying Swiss Life (Luxembourg) S.A. in euros within SEPA

Inside SEPA, euro payments to Swiss Life (Luxembourg) S.A. use common rules and in most cases need only the IBAN. A field for the BIC is often optional in that case.

You still need SLLULULLXXX when sending payments in other currencies or transfers from countries outside SEPA. Some banks and apps still ask for the BIC; if so, enter SLLULULL.

Instant euro transfers are increasingly available across SEPA. Provided the payment stays in euros, a SEPA transfer tends to be inexpensive; costs rise once a conversion is involved.