BNP Paribas Malaysia Berhad SWIFT/BIC code

SWIFT/BIC code of BNP Paribas Malaysia Berhad

The 8-character code BNPAMYKL and the 11-character code BNPAMYKLXXX identify one and the same institution: BNP Paribas Malaysia Berhad. Banks worldwide use these codes to route international transfers to the right institution. In practice you usually come across it on international invoices, in your banking app and on the account details that BNP Paribas Malaysia Berhad provides.

On this page we explain how the code means, when you need it and which other details a transfer to or from BNP Paribas Malaysia Berhad requires. The SWIFT code on its own does not identify an individual account holder; for that you need the IBAN or account number is for.

Protect yourself against fake payment requests

One of the most common tricks goes like this: you receive a message claiming that a company now has new bank details and asking you to pay there from now on. A correct SWIFT code tells you nothing about who owns the account: scammers use real codes of real banks.

Never rely on contact details from the same email that contains the new account. Urgency or requests to keep it quiet are warning signs – a real supplier can wait a day. Acted too fast? Contact your bank without delay and ask them to start a recall; also report it to the police.

Fraud can also target the receiver: someone sends more than agreed and asks you to return the difference to a new account. Wait until the money is actually in your account.

Head office or branch code at BNP Paribas Malaysia Berhad?

With 2 codes, BNP Paribas Malaysia Berhad belongs to the banks that register separate codes for parts of the organisation. The main code remains BNPAMYKLXXX.

If nobody asks you for a branch code, go with BNPAMYKLXXX or its short form BNPAMYKL. Just use a branch code when the account holder explicitly asks for it, for example on an invoice or in their bank details.

Not sure which code applies? Check with the recipient, or look at a recent statement from BNP Paribas Malaysia Berhad. Codes can change over time, so do not rely on old paperwork.

A note on our data

The codes on this page come from public sources that we update regularly. It can happen that a code here is out of date after a merger or reorganisation. Figures such as the number of codes come from our own dataset and are not confirmed by BNP Paribas Malaysia Berhad.

Treat our data as a starting point, rather than as the final word – the bank details from the recipient are leading. GoldexPay has no connection to BNP Paribas Malaysia Berhad; we are a comparison site for money transfers. Spotted an error? Tell us via our contact form.

When will the money arrive at BNP Paribas Malaysia Berhad?

There is no single answer for every transfer: many arrive the same day or the next while others need several business days. Bank holidays in either country can add a day or more. Occasionally a bank wants to know what the payment is for.

Many banks are connected to SWIFT gpi for faster and traceable payments. Each gpi transfer gets a unique transaction reference, the UETR. Keep the payment confirmation – you will need it for any trace request.

If the money does not arrive within the expected time, the sender needs to start with the bank that sent it, not the receiving bank. Request from the sender a copy of the payment confirmation with the date and reference; that often settles the question quickly.

What a transfer from BNP Paribas Malaysia Berhad abroad really costs

If you send money to another country through BNP Paribas Malaysia Berhad, the fee you see is rarely all of what you pay. Besides the transfer fee, correspondent or intermediary banks may take a cut, and when the money changes currency the bank usually uses a rate that is less favourable than the actual market rate.

That exchange rate margin is often the biggest item, and it is easy to miss. Compare their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

For a lot of currency pairs, a transfer service is less expensive than a traditional bank transfer – mostly thanks to the rate. GoldexPay lists transfer providers side by side so you can see what actually arrives for the same amount sent. You can still use your account at BNP Paribas Malaysia Berhad; only the conversion and sending happen elsewhere.

Is BNPAMYKL still correct? How to check

The best place to find the correct BIC remains a document from the bank itself like a bank statement or the account page in online banking. When the code you were given does not match BNPAMYKL or BNPAMYKLXXX, stop and ask – contact the recipient or BNP Paribas Malaysia Berhad.

An incorrect BIC can cause delays, a payment being sent back or additional charges. A mistake in the IBAN or account number can be more serious, because the money may be credited to someone else.

Many banking apps check the format of IBANs and some suggest the matching BIC – that confirms the format, not the owner. If your bank offers it, a name check on the recipient adds an extra layer of safety. When you pay someone new, many people send a small test amount before sending the rest.

Receiving money from abroad at BNP Paribas Malaysia Berhad

A sender in another country needs a few details from you. The basics are: your name, account number or IBAN, BNPAMYKLXXX or BNPAMYKL and in many cases your postal address.

Certain banks also ask for the name and address of BNP Paribas Malaysia Berhad in Kuala Lumpur. A mistake in the IBAN can be harder to fix than you might think, so copy the details from your online banking.

Expect that the incoming amount is below the amount on the sender’s receipt. Correspondent banks can take a fee, BNP Paribas Malaysia Berhad may charge for incoming payments, and when currencies differ, an exchange rate margin comes on top. Agree with the sender who covers the fees before the money is sent.

8 or 11 characters: BNPAMYKL versus BNPAMYKLXXX

Every SWIFT/BIC code starts with an 8-character core: a four-letter bank code, a two-letter country code and two characters for the location. The result is BNPAMYKL for BNP Paribas Malaysia Berhad.

The long version adds a three-character extension that identify a branch or department. If the last three are XXX, the code points to the head office, so BNPAMYKLXXX and BNPAMYKL are interchangeable.

Leave out spaces or dashes when you type BNPAMYKL. Copying the code is safer than typing it by hand, because one wrong letter changes the bank.