Petroliam Nasional Berhad SWIFT/BIC code

SWIFT/BIC code of Petroliam Nasional Berhad

PTROMYKL and PTROMYKLXXX are the short and the long form of the same bank identifier, and both lead to Petroliam Nasional Berhad in Kuala Lumpur. A BIC does one job: it makes sure that a cross-border transfer ends up at the right bank. In daily life you mostly see it on international invoices, in your banking app and on the account details that Petroliam Nasional Berhad provides.

This page is meant to help people who receives money at an account at Petroliam Nasional Berhad. The SWIFT code on its own cannot identify an individual account holder; for that you need the IBAN or account number is for.

A note on our data

We collect SWIFT/BIC codes using public sources and update them regularly. Banks merge, change names and change codes – a directory can be a step behind. The number of codes on this page are based on our own data and not on information from Petroliam Nasional Berhad itself.

Treat the information here as a helpful check and rely on the recipient or Petroliam Nasional Berhad for the final confirmation. GoldexPay is an independent comparison site for money transfers and not affiliated with Petroliam Nasional Berhad. Found an error? Let us know through the contact page so we can correct it.

What a transfer from Petroliam Nasional Berhad abroad really costs

The price of a payment abroad has more than one component – not just the fee on your screen. On top of a fixed fee, banks in between can deduct a fee, and when currencies are converted the bank often uses a rate below the actual market rate.

The markup on the rate tends to be the largest item. Compare their rate with the mid-market rate. The difference is your real conversion cost.

For many currency pairs, a specialist provider is less expensive than a bank, mainly because of the exchange rate. On GoldexPay we compare what recipients receive across providers. Using a transfer service does not mean closing your account at Petroliam Nasional Berhad – you pay the provider from your own account.

Protect yourself against fake payment requests

Scammers regularly send payment requests containing new bank details, sometimes in an email that looks completely genuine. The fact that PTROMYKL exists does not mean that a request mentioning it is genuine – fraudsters use real bank codes as well.

Always confirm changed bank details by phone, using a number you already had. Urgency and requests to keep it quiet tend to be red flags; a genuine business can wait for you to check. Already paid? Contact your bank straight away and have them try to recall the payment.

Fraud also work the other way: someone sends too much and wants you to return the extra to a new account. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Which of the 2 codes of Petroliam Nasional Berhad do you need?

Our directory lists 2 SWIFT/BIC codes for Petroliam Nasional Berhad in 1 places. Next to the head office code PTROMYKLXXX, there are codes for branches, departments or specific services.

For most payments to a private or business account, the head office code PTROMYKLXXX is the right choice. Only use a branch code when the account holder gives you that exact code.

The safest approach is to copy the code directly from the account holder’s statement. Codes are sometimes changed or retired when banks reorganise.

Before you send: check the Petroliam Nasional Berhad code

The best place to find the correct BIC is paperwork issued by the bank like a bank statement or the account page in online banking. When the code you were given does not match PTROMYKL or PTROMYKLXXX, do not guess: check with the recipient or with Petroliam Nasional Berhad directly.

With a wrong code, the payment may get stuck, be returned or cost extra, and tracing it can take weeks. Do not forget the IBAN: an error there is more difficult to correct than a wrong code.

Most online banking apps validate the format of an IBAN – that confirms the format, not the owner. If your bank offers it, a payee name check before sending gives an extra layer of safety. When you pay someone new, many people send a small amount first and wait for confirmation.

Why Petroliam Nasional Berhad has an 8- and an 11-character code

Each SWIFT/BIC code has an 8-character core: four letters for the bank, a two-letter country code and a two-character location code. Combined, these eight characters form PTROMYKL, the code most people search for.

XXX at the end of PTROMYKLXXX does not stand for a missing value or a mistake: it stands for the main office of Petroliam Nasional Berhad. Some forms insist on 11 characters, and then you can add XXX after PTROMYKL.

Enter the code as one block, in upper case and without spaces. Pasting the code is safer than typing it by hand.

Transfer times and tracking a payment to Petroliam Nasional Berhad

There is no single delivery time for every transfer: many land the same day or the next, others take several business days. Payments made after the cut-off time or on a weekend or public holiday often go out a business day later. Occasionally a bank wants to know what the payment is for before releasing it.

A growing number of banks use SWIFT gpi for faster and traceable payments. Every payment gets a unique transaction reference, the UETR, which your bank can use to see where the money is. Keep the payment confirmation until the money has arrived.

If the money does not arrive after a few business days, the sender needs to start with the bank that sent it rather than Petroliam Nasional Berhad. As a recipient, you can check your statements for a slightly lower amount, since fees may have been deducted.

What to give a sender who pays you at Petroliam Nasional Berhad

For an international payment at Petroliam Nasional Berhad, the person paying you has to have more than the BIC. Give them the account holder’s name, the IBAN or account number, the BIC PTROMYKLXXX and your address, which some banks require.

The sender’s bank might request the address of your bank. Check each detail before you send them, because the sender’s bank usually copies them as is.

The amount you receive can be less than the amount sent. Charges on incoming payments differ from bank to bank – the price list of Petroliam Nasional Berhad tells you what applies. On invoices, it is common to agree how the fees are split, so that nobody is left short.