Standard Chartered Bank Malaysia Berhad SWIFT/BIC code

SWIFT/BIC code of Standard Chartered Bank Malaysia Berhad

The short code SCBLMYKX and the 11-character code SCBLMYKXXXX refer to the same bank: Standard Chartered Bank Malaysia Berhad. Banks worldwide use BIC codes to route payments between countries to the correct institution. In daily life you usually come across it on invoices from abroad, in payment forms and in the bank details of Standard Chartered Bank Malaysia Berhad customers.

This page is meant to help anyone who sends money to an account at Standard Chartered Bank Malaysia Berhad without mistakes. The SWIFT code alone does not identify an individual account holder; for that you need the account number or IBAN is for.

How long does an international transfer to Standard Chartered Bank Malaysia Berhad take?

There is no single delivery time for every transfer: many land the same day or the next while others need several business days. Weekends and public holidays in the sending or receiving country add a day or more. Compliance checks by one of the banks can also add some delay, regardless of the details.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer gets a unique reference, the UETR, which your bank can use to see where the money is. Money transfer services often show a status in their app showing where the money has got.

A missing payment has to be traced by the sending bank, using the payment confirmation. Request from the sender a copy of the payment confirmation.

Sending money abroad from Standard Chartered Bank Malaysia Berhad

When you transfer money abroad from Standard Chartered Bank Malaysia Berhad, the visible fee is only part of the cost. On top of the transfer fee, banks in between may take a cut, and when the money changes currency the bank usually applies a rate below the actual market rate.

The markup on the rate tends to be the biggest cost. A simple test: set the rate you get next to the mid-market rate for the same moment and look at the difference.

Specialised transfer providers often use rates closer to the mid-market rate. Next time you send money, it is worth to compare what arrives on GoldexPay. Choosing a specialist does not require leaving Standard Chartered Bank Malaysia Berhad: you simply pay the service from your account.

Watch out for payment fraud

Stay wary if someone unexpectedly asks you to pay into a different account or a bank in another country. The fact that SCBLMYKX exists is no guarantee that a request mentioning it is genuine – fraudsters use real bank codes as well.

Before paying, verify changed bank details through a phone call. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. If a payment was sent to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

Fraud can also target the receiver: someone claims to have sent too much and asks you to refund the extra via a different route. Wait until the money is actually in your account – ask Standard Chartered Bank Malaysia Berhad if something looks wrong.

Why Standard Chartered Bank Malaysia Berhad has an 8- and an 11-character code

A BIC is built from a few fixed parts: characters one to four stand for the bank, characters five and six give the country and characters seven and eight mark the location. In this case, the 8-character core is SCBLMYKX.

The 11-character version adds three more characters for a branch or department. If the last three are XXX, the code points to the head office.

Do not add spaces, dots when you enter SCBLMYKX. Copying the code is safer than typing it by hand, because one wrong letter changes the bank.

Choosing between the 2 SWIFT codes of Standard Chartered Bank Malaysia Berhad

Our database contains 2 SWIFT/BIC codes for Standard Chartered Bank Malaysia Berhad. Next to the head office code SCBLMYKXXXX, there are codes for regional offices and specialised units.

For the vast majority of incoming transfers, the head office code SCBLMYKXXXX is what you need. A branch code only makes sense if the account holder explicitly mentions it, which is more common for corporate accounts and trade services.

The safest route is to copy the code directly from the recipient’s bank details. Codes are sometimes changed or retired over time, so a code from an old document is not always valid.

Getting paid from abroad into a Standard Chartered Bank Malaysia Berhad account

For an international payment at Standard Chartered Bank Malaysia Berhad, the person paying you has to have more than the SWIFT code. The basics are: the account holder’s name, IBAN or account number, SCBLMYKXXXX or SCBLMYKX and in many cases your postal address.

It helps to add Standard Chartered Bank Malaysia Berhad and its city too. Check every detail before you send them, because the sender’s bank usually copies them as is.

An incoming payment does not always land in full. Fees for incoming transfers vary from bank to bank – the price list of Standard Chartered Bank Malaysia Berhad tells you what applies. Agree with the sender who pays which costs.

How up to date is this code?

The codes on this page are taken from public sources which we refresh regularly. It is possible that a code on this page is no longer current, for example after a merger. The figures on this page are based on our own data, not official figures from Standard Chartered Bank Malaysia Berhad.

For a payment of any size, check the BIC with the recipient’s bank or with the recipient. We are an independent comparison site for money transfers and not affiliated with Standard Chartered Bank Malaysia Berhad. Found outdated information? Tell us through the contact page.

Verifying the SWIFT code of Standard Chartered Bank Malaysia Berhad

The safest source for the BIC is the bank details provided by the recipient. When the code you were given does not match SCBLMYKX or SCBLMYKXXXX, do not guess.

Mistakes in the BIC are annoying more than fatal: often the payment comes back, minus fees. Do not forget the IBAN: a mistake there can be more difficult to undo than a wrong code.

An automatic check by your bank only confirms that the IBAN exists – not that it belongs to the person you mean to pay. Some banks now compare the name against the account. Sending a small amount first is a sensible step for large sums despite the extra fee.