CJSC Agroprombank' SWIFT/BIC code

What AGRRMD21 means for a payment to CJSC Agroprombank'

If an invoice shows AGRRMD21 or AGRRMD21XXX, you are looking at the same address for CJSC Agroprombank' in Moldova. A SWIFT code shows every bank in the chain exactly which bank should receive the money, much like a postcode for banks. In daily life you mostly see the code on invoices from abroad, in your banking app and on the account details that CJSC Agroprombank' provides.

Further down we go through the practical questions: money coming in from abroad, paying someone in another country and how to check the code before you confirm a payment. Keep in mind that the SWIFT code just identifies the bank, not the person: the IBAN or account number does that part.

Transfer times and tracking a payment to CJSC Agroprombank'

How quickly a payment reaches CJSC Agroprombank' depends on several factors: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Bank holidays in either country can add a day or more, since banks do not process on those days. Compliance checks by one of the banks can also cause some delay, even when all details are correct.

When a payment takes longer than expected, ask your bank for the status; with that reference banks can see where the payment is. Specialist transfer services usually provide a status in their app showing where the money is.

The bank that sent the money can start an official trace or a recall; the receiving side usually has nothing to trace yet. Request from the sender a copy of the payment confirmation including the reference; that often settles the question quickly.

CJSC Agroprombank': head office code versus branch codes

CJSC Agroprombank' uses 8 different SWIFT/BIC codes across 8 cities. One of them is the head office code; the others belong to branches or departments, and sometimes internal departments.

In most cases there is no need to pick a branch: transfers sent to AGRRMD21XXX reach CJSC Agroprombank' correctly. Just use a branch code when the account holder gives you that exact code.

The best way is to copy the code straight from the recipient’s bank details. Codes can change over time, so a code from an old document is not always valid.

What a transfer from CJSC Agroprombank' abroad really costs

An international bank payment costs more than the listed fee. Besides a fixed fee, banks in between can deduct a fee, and if currencies are converted, the bank often applies a rate below the real market rate.

Many banks rarely show their exchange rate markup as a cost – you only notice it if you compare. A simple test: set the bank’s rate against the mid-market rate for the same moment and work out the difference on your amount.

For many routes, a specialist provider turns out to be cheaper than a bank – mostly thanks to the rate. GoldexPay lists transfer providers side by side so you can see what actually arrives for the same amount sent. Using a transfer service does not require leaving CJSC Agroprombank': you simply pay the service from your account.

Scams that use SWIFT codes

Stay alert when someone unexpectedly wants you to send money to a different account abroad. A correct SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Do not trust a phone number from the same email that announces the change. Urgency and requests to keep it quiet are warning signs – a real supplier can wait a day. If money was sent to the wrong account, contact your bank immediately – speed improves the chance of getting it back.

People receiving money can be targeted as well: a classic trick is a buyer who pays too much and then sends a request to send back the difference abroad. Wait until the money is actually in your account and check with CJSC Agroprombank' if anything seems off.

About this information

The directory on GoldexPay draws on public sources and is updated regularly. It can happen that a code here is out of date, for example after a merger. Figures such as the number of codes are from our own dataset and may differ from what CJSC Agroprombank' publishes.

See our directory on this page as a handy check, and let the details from the recipient or CJSC Agroprombank' have the final say. GoldexPay has no connection to CJSC Agroprombank', we only compare transfer services. Found an error? Tell us through the contact page.

What the XXX in AGRRMD21XXX means

The structure of every SWIFT code is always the same: a bank code of four letters, two for the country and two for the location, sometimes followed by a branch code. For CJSC Agroprombank', that core is AGRRMD21.

Many payment forms work with either length. If yours requires eleven characters, enter AGRRMD21XXX.

In practice the code is written in capitals and without spaces. A wrong character may route the money to a different institution, so copy it carefully.

Receiving money from abroad at CJSC Agroprombank'

Someone abroad who wants to pay you will ask for several details from you – incomplete details often cause delays. That means: your full name exactly as it appears on the account, your IBAN or account number, the BIC AGRRMD21XXX (or AGRRMD21) and, often, your address.

Some banks also ask for the address of CJSC Agroprombank' in Tiraspol. A typo in the IBAN can be harder to fix than you might think.

An incoming payment does not always land in full. Correspondent banks can take a fee and your own bank may charge for processing, and if the money is converted, an exchange rate margin applies. Agree with the sender who covers the fees, especially for larger amounts.

Verifying the SWIFT code of CJSC Agroprombank'

Ask the recipient to send you the bank details straight from their banking app. When the code you were given does not match AGRRMD21 or AGRRMD21XXX, do not guess: check with the recipient or with CJSC Agroprombank' directly.

Mistakes in the SWIFT code tend to be costly rather than disastrous. An error in the IBAN or account number can be a bigger problem, because the money may be credited to someone else; check it just as carefully.

An automatic check by your bank merely tells you that the IBAN is valid. Where available, a payee name check on the recipient adds extra certainty. A small test payment can be worth it for a large first payment despite the extra fee.