Nepal Sbi Bank LTD., Kathmandu SWIFT/BIC code

Nepal Sbi Bank LTD., Kathmandu SWIFT code: NSBINPKA

NSBINPKA and NSBINPKAXXX are the short and the long form of the same bank identifier, and both point to Nepal Sbi Bank LTD., Kathmandu in Kathmandu. The code has a single purpose: it makes sure that a cross-border transfer reaches the right bank. In practice you usually see the code on invoices from abroad, in payment forms and in the bank details of Nepal Sbi Bank LTD., Kathmandu customers.

We wrote this page to help anyone who sends money to an account at Nepal Sbi Bank LTD., Kathmandu without mistakes. Keep in mind that the BIC just identifies the bank, not the person: the IBAN or account number does that part.

International transfers from Nepal Sbi Bank LTD., Kathmandu: the real cost

An international bank payment costs more than the listed fee. On top of a fixed fee, correspondent or intermediary banks can deduct a fee, and if the money changes currency the bank usually uses a rate below the actual market rate.

Banks do not show their exchange rate markup as a cost, but you pay it all the same. Compare the rate you are offered against the mid-market rate; the gap is what conversion costs you.

For many routes, a transfer service is less expensive than a bank. GoldexPay compares the amount that arrives across services, which makes the cheapest option easy to spot. Using a transfer service does not require closing your account at Nepal Sbi Bank LTD., Kathmandu – you pay the provider from your own account.

Tracking a transfer to or from Nepal Sbi Bank LTD., Kathmandu

An international transfer usually needs one to a few business days, depending on the currency, the route and the banks involved. Transfers sent after the cut-off time or on weekends and holidays often start the next business day. Occasionally a bank wants to know what the payment is for, which can hold things up.

A growing number of banks use SWIFT gpi. Each payment carries a unique transaction reference, the UETR that banks can use to trace it. Specialist transfer services often show tracking online showing how far the money is.

Only the sending bank can start an official trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. Request from the sender a copy of the payment confirmation – it helps your own bank look for the money.

Choosing between the 2 SWIFT codes of Nepal Sbi Bank LTD., Kathmandu

We have 2 SWIFT/BIC codes for Nepal Sbi Bank LTD., Kathmandu in 1 places. Next to the head office code NSBINPKAXXX, there are codes for individual branches and departments.

For the vast majority of payments to a private or business account, the head office code NSBINPKAXXX works fine. When you receive a specific code, use it as it is instead of replacing it with the head office code.

The best way is to copy the code straight from the account holder’s invoice. Codes for branches are more likely to change than NSBINPKAXXX.

Before you send: check the Nepal Sbi Bank LTD., Kathmandu code

Have the recipient copy the bank details straight from their banking app. If the code you have does not match NSBINPKA or NSBINPKAXXX, do not guess – contact the recipient or Nepal Sbi Bank LTD., Kathmandu.

With a wrong code, the payment may get stuck, bounce back or end up costing more. Do not forget the account number: a mistake there is harder to correct than a wrong code.

An automatic check in your banking app merely confirms that the code exists, not that it is the right account. Where available, a payee name check before sending gives extra certainty. For a first payment, many people start with a small amount first and wait for confirmation.

NSBINPKA or NSBINPKAXXX – which one to use?

Every SWIFT/BIC code starts with an 8-character core: four letters for the bank, a two-letter country code and a two-character location code. That gives you NSBINPKA for Nepal Sbi Bank LTD., Kathmandu.

The 11-character version adds three more characters for a branch or department. When those three characters are XXX, the code points to the head office, which is why NSBINPKAXXX and NSBINPKA lead to the same place.

Do not add spaces, dots when you enter NSBINPKA. Copying the code beats retyping it, because one wrong letter changes the bank.

How up to date is this code?

The codes here are taken from public sources. It can happen that information here is out of date. Figures such as the number of codes are from our directory and are not confirmed by Nepal Sbi Bank LTD., Kathmandu.

Treat our directory here as a handy check, and let the details from the recipient or Nepal Sbi Bank LTD., Kathmandu have the final say. GoldexPay has no connection to Nepal Sbi Bank LTD., Kathmandu. If you notice a mistake, we welcome a short note via the contact page.

Watch out for payment fraud

Stay alert if a contact suddenly asks you to send money to another account. A real SWIFT code says nothing about who owns the account.

Never trust a phone number in the same message that contains the change. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. Already paid? Call your bank without delay and have them try to recall the payment and report the fraud.

Recipients can be targeted as well: a classic trick is a buyer who pays too much and then sends a request to refund the difference abroad. Wait until the money has really arrived.

Receiving money from abroad at Nepal Sbi Bank LTD., Kathmandu

To receive an international payment into your account at Nepal Sbi Bank LTD., Kathmandu, the person paying you has to have more than the BIC. In practice that means: your full name as registered with Nepal Sbi Bank LTD., Kathmandu, your IBAN or account number, the BIC NSBINPKAXXX and sometimes your postal address.

You can add the bank name and its city as well. A typo in the IBAN is more trouble than it looks.

What lands in your account can be less than what was sent. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the currency changes, a markup on the rate applies. On invoices, it is common to agree who bears the costs, so that nobody is left short.