Kas Bank N.v SWIFT/BIC code

KASANL2A – the SWIFT/BIC code of Kas Bank N.v

The 8-character code KASANL2A and the 11-character code KASANL2AXXX refer to one and the same institution: Kas Bank N.v. A SWIFT code shows every bank in the chain exactly which bank is meant to get the money, much like a postcode for banks. It comes up mostly for payments that cross a border and payments in foreign currencies.

This page is meant to help people who receives money at an account at Kas Bank N.v without mistakes. The BIC identifies a bank or branch, never a single account, which is why you always need the account number too.

How long does an international transfer to Kas Bank N.v take?

There is no single delivery time for every transfer: many arrive the same day or the next while others need several business days. Bank holidays in either country add extra days to the journey. Occasionally a bank wants to know what the payment is for.

When a payment takes longer than expected, contact your bank for the status and the transaction reference so they can trace it along the chain. Money transfer services usually provide a status in their app so you can see where the money has got.

Only the sending bank is able to start an official trace or a recall. On the receiving end, you can look at your statements to see a partial amount, since fees may have been deducted.

Where our SWIFT data comes from

We collect SWIFT/BIC codes from public sources and check them from time to time. Even so, banks merge or change codes. The number of codes on this page reflect our own data and not on information from Kas Bank N.v itself.

Treat this page as a reference, not as the final word. GoldexPay is independent of Kas Bank N.v; we are a comparison site for money transfers. Should you notice a mistake, we welcome a short note via the contact page.

What to give a sender who pays you at Kas Bank N.v

To receive an international payment into your account at Kas Bank N.v, the sender needs more than the SWIFT code. In practice that means: your full name exactly as it appears on the account, your account number or IBAN, the BIC KASANL2AXXX (or KASANL2A) and, often, your address.

Some sending banks want the name and address of Kas Bank N.v, so keep it at hand. Double-check the details before you send them.

Money from abroad does not always land for the full amount. Fees for incoming transfers vary per bank. For business payments, you can state how the fees are split to avoid a shortfall.

Kas Bank N.v: head office code versus branch codes

Our database contains 10 SWIFT/BIC codes for Kas Bank N.v, spread over 1 cities. Besides the head office code KASANL2AXXX, you will find codes for individual branches and departments.

Usually you do not need to pick a branch: payments addressed to KASANL2AXXX are routed within Kas Bank N.v correctly. Only use a branch code when the account holder explicitly asks for it.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Codes are sometimes changed or retired when banks reorganise, so do not rely on old paperwork.

Why Kas Bank N.v has an 8- and an 11-character code

Each SWIFT/BIC code starts with an 8-character core: a four-letter bank code, a two-letter country code and two characters for the location. Combined, these eight characters form KASANL2A, the code most people search for.

XXX at the end of KASANL2AXXX does not stand for a placeholder or an error: it indicates the main office of Kas Bank N.v. Some forms ask for 11 characters, in which case you simply enter XXX behind KASANL2A.

Type the code in one piece, in upper case and without separators, exactly as shown here. Look out for the letter O and the digit 0 and the letter I and the digit 1; they are easy to mix up.

Sending EUR to Kas Bank N.v

The local currency of Netherlands is the Euro (EUR). When you pay money in a different currency, the amount gets converted at some point. Each conversion eats into something – usually through the rate rather than a fee.

Who does the conversion affects the final amount, since every bank sets its own rate. Compare what EUR the recipient gets with several services before choosing one.

Rates for EUR move during the day, and some providers let you lock in a rate. On larger amounts, a seemingly small gap in the rate adds up quickly.

SEPA payments and the Kas Bank N.v BIC

Within the SEPA zone, euro transfers to an account in Netherlands follow the same rules, so the IBAN does the job in most cases. The BIC field is usually optional or missing in that case.

For anything other than euros and from non-SEPA countries, KASANL2AXXX or KASANL2A remains part of the payment details. A few forms also ask for the BIC; in that case, enter KASANL2A.

SEPA transfers usually arrive within one business day. As long as the payment stays in euros, a SEPA transfer tends to be cheap; it is the conversion that costs money.

International transfers from Kas Bank N.v: the real cost

A bank transfer abroad can cost rather more than the listed fee. Besides the transfer fee, banks in between can deduct a fee, and when the money changes currency the bank usually applies a rate that is less favourable than the real market rate.

The real cost is often in the rate: many banks convert using an exchange rate with a margin built in. An easy check: set the rate you get against the mid-market rate for the same moment and look at the difference.

Specialist money transfer services frequently offer rates closer to the mid-market rate and lower fees. On GoldexPay we compare what recipients receive across services. Using a transfer service does not require closing your account at Kas Bank N.v – you pay the provider from your own account.

Scams that use SWIFT codes

A common scam works like this: an email arrives with a message saying that a company has new bank details. That KASANL2A is a real code does not mean that the account is legitimate – fraudsters use real bank codes as well.

Always confirm a change of bank details through a phone call on a number you know, not one from the message. Be suspicious of urgent requests, odd spelling or an email address that differs by one letter. If a payment was sent to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

Recipients are targeted too: one known trick is an overpayment and then sends a request to send back the difference abroad. A screenshot of a transfer is no proof – check your own account.

Verifying the SWIFT code of Kas Bank N.v

The most reliable source for the BIC is the bank details provided by the recipient: an invoice, a bank statement or their online banking. If the code you have differs from KASANL2A or KASANL2AXXX, do not guess.

Mistakes in the SWIFT code tend to be costly more than disastrous – usually the money comes back, minus fees and time lost. An error in the IBAN or account number can be a bigger problem because it can reach the wrong person, so check that just as carefully.

Most online banking apps check the format of IBANs, but that does not prove the account belongs to the right person. Some banks now compare the name with the account before you confirm. Sending a small amount first can be a sensible step for a large first payment despite the extra fee.