Standard Chartered Bank Nigeria Limited SWIFT/BIC code

What SCBLNGLA means for a payment to Standard Chartered Bank Nigeria Limited

If an invoice shows SCBLNGLA or SCBLNGLAXXX, you are looking at the same address for Standard Chartered Bank Nigeria Limited in Nigeria. Banks worldwide use BIC codes to direct international transfers to the right bank. It comes up mainly for payments that cross a border.

This page is meant to help anyone who receives money at an account at Standard Chartered Bank Nigeria Limited and wants to get the details right. The BIC identifies a bank or branch, not a specific account, which is why you always need the account number too.

How long does an international transfer to Standard Chartered Bank Nigeria Limited take?

An international transfer typically needs anywhere from one to several business days – it depends on currency, route and the banks in between. Weekends and public holidays in the sending or receiving country add extra days. Extra checks on larger or unusual payments may also add a delay, regardless of the details.

If a transfer seems late, ask the sending bank for the tracking status. Specialist transfer services often show a status in their app so you can see where the money is.

A missing payment is investigated by the sending bank on the basis of the transfer details. Ask the sender for a copy of the payment confirmation – it helps your own bank look for the money.

Standard Chartered Bank Nigeria Limited: head office code versus branch codes

Having 5 codes, Standard Chartered Bank Nigeria Limited belongs to the banks that register separate codes for parts of the organisation. The main code remains SCBLNGLAXXX.

For the vast majority of incoming transfers, the head office code SCBLNGLAXXX works fine. A branch code only makes sense when the recipient’s bank specifically mentions it, which is more common for business accounts and trade services.

Unsure which code to use? Check with the recipient. Codes can change when banks reorganise.

International transfers from Standard Chartered Bank Nigeria Limited: the real cost

The price of a payment abroad is made up of several parts. You pay the transfer fee, sometimes charges from correspondent banks along the way and, above all, the margin on the exchange rate if the currency changes.

Many banks rarely show the margin on the rate separately, but you pay it all the same. A simple test: put the bank’s rate against the mid-market rate and work out the difference on your amount.

Money transfer services often offer a rate near the mid-market rate with clearer fees. Next time you send money, take a minute to compare what arrives on GoldexPay instead of going straight to your bank. Choosing a specialist does not require leaving Standard Chartered Bank Nigeria Limited – you pay the provider from your own account.

What the XXX in SCBLNGLAXXX means

A SWIFT code is made up of fixed blocks: characters one to four identify the bank, characters five and six show the country and the two after that indicate the location. Together, these eight characters form SCBLNGLA, the code most people search for.

Many banks and apps accept both lengths. If a form asks for eleven characters, enter SCBLNGLAXXX.

Enter the code as one block, in upper case and without separators. Watch for the letter O and the digit 0 and I versus 1.

About this information

We collect SWIFT/BIC codes using public sources and check them regularly. It can happen that information here is out of date after a merger or reorganisation. Counts and locations are from our own dataset and may differ from what Standard Chartered Bank Nigeria Limited publishes.

See the information here as a helpful check. We are an independent comparison site for money transfers and not part of Standard Chartered Bank Nigeria Limited. If you notice a mistake, we welcome a message.

Watch out for payment fraud

Stay wary when a contact unexpectedly wants you to send money to another account. A valid SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Before paying, verify changed bank details by phone. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. If a payment has already gone to the wrong account, call your bank right away.

People receiving money can be targeted as well: a classic trick is an overpayment and then sends a request to send back the difference. A screenshot of a transfer proves nothing – check your own account.

Is SCBLNGLA still correct? How to check

The most reliable source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. Check it against SCBLNGLA on this page and ask if anything does not match.

If the code is wrong, the transfer might get stuck, be returned or cost extra – sometimes after weeks of searching. A mistake in the account number can be a bigger problem, so check that just as carefully.

A validity check by your bank only confirms that the code is valid – not that it belongs to the person you mean to pay. Where available, a payee name check before sending gives extra certainty. For a first payment, some people send a small amount first.

What to give a sender who pays you at Standard Chartered Bank Nigeria Limited

If you are waiting for a payment from another country, send the payer all details at once. In practice that means: your full name as registered with Standard Chartered Bank Nigeria Limited, your IBAN or account number, the BIC SCBLNGLAXXX (or SCBLNGLA) and, often, your address.

The sender’s bank might request the bank address of Standard Chartered Bank Nigeria Limited, in which case the Lagos head office is the usual answer. A mistake in your account number is harder to fix than it looks.

Money from abroad does not always arrive for the full amount. Correspondent banks can take a fee, Standard Chartered Bank Nigeria Limited may charge for incoming payments, and if the currency changes, a markup on the rate applies. For business payments, it is common to agree who bears the costs to avoid a shortfall.