National Bank of The Republic of Macedonia SWIFT/BIC code

NBRMMK2A – the SWIFT/BIC code of National Bank of The Republic of Macedonia

The short code NBRMMK2A and the 11-character code NBRMMK2AXXX refer to one and the same institution: National Bank of The Republic of Macedonia. A SWIFT code tells every bank in the chain which institution should receive the money. In practice you mostly come across the code on international invoices, in payment forms and on the account details that National Bank of The Republic of Macedonia provides.

On this page you can read how the code means, when it matters and which other details a transfer to or from National Bank of The Republic of Macedonia requires. The BIC identifies a bank or branch, not a specific account.

Where our SWIFT data comes from

The codes here are taken from publicly available data. It is possible that a code on this page is out of date, for example after a merger. Counts and locations are from our directory and are not confirmed by National Bank of The Republic of Macedonia.

Use our data as a starting point, not as the last word: the recipient’s bank details come first. GoldexPay is an independent comparison service for money transfers and not affiliated with National Bank of The Republic of Macedonia. Spotted outdated information? Tell us via our contact form so we can correct it.

Verifying the SWIFT code of National Bank of The Republic of Macedonia

Ask the recipient to copy the account details straight from a recent statement. If the code you have does not match NBRMMK2A or NBRMMK2AXXX, do not guess.

An incorrect BIC can cause a delay, a payment being sent back or extra fees along the way. An error in the IBAN or account number can be a bigger problem; check it just as carefully.

Many banking apps check the structure of IBANs. Where available, a name check on the recipient adds extra certainty. Sending a small amount first can be worth it for a large first payment despite the extra fee.

Paying someone abroad from your National Bank of The Republic of Macedonia account

The price of a payment abroad is made up of more than one component, and the transfer fee is only the most visible one. Besides the transfer fee, correspondent or intermediary banks can deduct a fee, and if the money changes currency the bank usually applies a rate below the actual market rate.

That exchange rate margin tends to be the biggest cost. A simple test: put the rate you get against the mid-market rate and look at the difference.

Specialist money transfer services frequently offer a rate near the mid-market rate with clearer fees. GoldexPay compares the amount that arrives across providers, so you can pick the cheapest route. Choosing a specialist does not mean closing your account at National Bank of The Republic of Macedonia: you simply pay the service from your account.

Incoming international payments to National Bank of The Republic of Macedonia

A sender in another country will ask for a few details from you – incomplete details often cause delays. That means: your name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code NBRMMK2AXXX (or NBRMMK2A) and usually your postal address.

You can include National Bank of The Republic of Macedonia and its city too. A mistake in your account number is harder to fix than it looks, so copy the details from your online banking.

An incoming payment will not always arrive in full. Charges on incoming payments differ from bank to bank. Agree with the sender who covers the fees, especially for larger amounts.

Transfer times and tracking a payment to National Bank of The Republic of Macedonia

An international transfer usually takes one to a few business days, depending on the currency, the route and the banks involved. Weekends and public holidays in either country add extra days, since banks do not process on those days. Sometimes a bank asks what the payment is for.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer gets a unique reference, the UETR, which your bank can use to see where the money is. Money transfer services often provide tracking online showing how far the payment has got.

Only the sending bank is able to request a trace; the receiving side usually has nothing to trace yet. Ask the sender for the payment receipt with the date and reference; that often settles the question quickly.

Protect yourself against fake payment requests

Be wary if a contact suddenly asks you to pay into another account or a bank in another country. A valid SWIFT code says nothing about who owns the account – scammers simply use real codes.

Do not rely on contact details from the same email that announces the new account. Urgency and secrecy are red flags – a real supplier can wait a day. When money has already gone to a fraudster, call your bank right away.

People receiving money can be targeted as well: a classic trick is an overpayment followed by a request to refund the difference to another account. Do not act before the money is actually in your account – ask National Bank of The Republic of Macedonia if something looks wrong.

Choosing between the 2 SWIFT codes of National Bank of The Republic of Macedonia

National Bank of The Republic of Macedonia uses 2 different SWIFT/BIC codes across 1 cities. Only one is the head office code; the rest identify branches or departments, and sometimes internal departments.

If nobody asks you for a branch code, go with NBRMMK2AXXX or its short form NBRMMK2A. Branch codes are only needed when the recipient’s bank explicitly mentions it.

Not sure which code applies? Check with the recipient, or look at a recent statement from National Bank of The Republic of Macedonia. Branch codes are more prone to be retired than the head office code.

Why National Bank of The Republic of Macedonia has an 8- and an 11-character code

Every SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, a two-letter country code and two characters for the location. That gives you NBRMMK2A, the short form of the code.

XXX at the end of NBRMMK2AXXX does not stand for a missing value or an error: it indicates the main office of National Bank of The Republic of Macedonia. Certain payment forms insist on 11 characters, in which case you can enter XXX after NBRMMK2A.

In practice the code is written in capitals. A single letter can send the money to another bank.