Banco de la Nacion Argentina SWIFT/BIC code

Banco de la Nacion Argentina SWIFT code: NACNPYPA

Whether a recipient gives you NACNPYPA or NACNPYPAXXX, it is the identical identifier for Banco de la Nacion Argentina in Paraguay. A BIC does one job: it ensures that an international payment ends up at the right bank. You will need it mainly for transfers between countries and payments in foreign currencies.

Further down we go through the practical questions: receiving money at Banco de la Nacion Argentina, sending money abroad and how to verify a SWIFT code before you hit send. The SWIFT code on its own cannot identify a personal account; for that you need the account number or IBAN is for.

Paying someone abroad from your Banco de la Nacion Argentina account

A bank transfer abroad can cost more than the fee suggests. You pay the fee for the transfer itself, sometimes charges from correspondent banks in between and, above all, the margin on the exchange rate when the money is converted.

Many banks do not show their exchange rate markup separately – you only notice it if you compare. Compare the rate you are offered against the mid-market rate – the rate you find on financial news sites; the gap is what conversion costs you.

Specialised transfer providers often offer rates closer to the mid-market rate with clearer fees. On GoldexPay you can compare the amount that arrives across providers, which makes the cheapest option easy to spot. You can always keep your account at Banco de la Nacion Argentina; only the conversion and sending happen elsewhere.

What to give a sender who pays you at Banco de la Nacion Argentina

To receive a transfer from abroad into your account at Banco de la Nacion Argentina, the sender needs not just the SWIFT code. What they need is: your name, IBAN or account number, NACNPYPAXXX and often your home address.

Their bank might request the address of your bank; the head office in Asuncion is usually fine. Check the details before you send them.

Do not be surprised if the incoming amount is smaller than the amount on the sender’s receipt. Intermediary banks may deduct a fee, and if the currency changes, an exchange rate margin applies. On invoices, it is common to agree who bears the costs to avoid a shortfall.

Why Banco de la Nacion Argentina has an 8- and an 11-character code

A SWIFT code is built from a few fixed parts: characters one to four identify the bank, the next two give the country and characters seven and eight mark the location. Combined, those parts form NACNPYPA, the code most people search for.

Most payment forms work with both lengths. If yours asks for eleven characters, use NACNPYPAXXX, otherwise NACNPYPA is fine.

Leave out spaces or dashes when you type NACNPYPA; the code is always written in one block. A wrong letter can send the money to a different institution, so copy it carefully.

Is NACNPYPA still correct? How to check

The most reliable source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. When the code you were given differs from NACNPYPA or NACNPYPAXXX, do not guess – contact the recipient or Banco de la Nacion Argentina.

A wrong SWIFT code may lead to a delay, a payment being sent back or additional charges for investigation. Remember the IBAN: an error there is harder to correct than a wrong code.

A format check by your bank merely tells you that the IBAN exists. If your bank offers it, a name check before sending gives extra certainty. Sending a small amount first is worth it for large sums despite the extra fee.

How up to date is this code?

The directory on GoldexPay is compiled from public sources. Even so, banks merge, rename themselves or retire codes and our data may lag behind. Counts and locations are from our own dataset and may differ from what Banco de la Nacion Argentina publishes.

Use our data as a starting point, rather than as the last word – the bank details from the recipient are leading. GoldexPay is an independent comparison site for money transfers and not affiliated with Banco de la Nacion Argentina. Should you notice something that is out of date, we welcome a short note.

Scams that use SWIFT codes

Stay alert when a contact unexpectedly asks you to pay into another account. The fact that NACNPYPA exists is no guarantee that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Always verify changed bank details by phone. Urgency or secrecy are red flags – a real supplier can wait a day. Acted too fast? Contact the bank you paid from straight away and ask them to start a recall.

Scams can also work the other way: someone sends more than agreed and wants you to refund the difference via a different route. A screenshot of a transfer is no proof; only your own account shows what has arrived.

How long does an international transfer to Banco de la Nacion Argentina take?

There is no single delivery time: many land within a day while others need several business days. Payments made late in the day or just before weekends and holidays usually start the next business day. Occasionally a bank asks about the purpose of a payment.

Many banks are connected to SWIFT gpi for faster and traceable payments. Each payment gets a unique transaction reference, the UETR that banks can use to trace it. Specialist transfer services often show a status in their app showing how far the payment has got.

The bank that sent the money is able to start an official trace. Request from the sender the payment receipt including the reference – it helps your own bank look for the money.

Which of the 4 codes of Banco de la Nacion Argentina do you need?

Our database contains 4 SWIFT/BIC codes for Banco de la Nacion Argentina, spread over 4 locations. Next to the head office code NACNPYPAXXX, there are codes for individual branches and departments.

If nobody asks you for a branch code, go with NACNPYPAXXX. Just use a branch code when the account holder gives you that exact code.

The safest route is to take the code straight from the recipient’s bank details. Codes for branches are more likely to change than the head office code when a bank merges or closes offices.