Bank Bgz BNP Paribas S.A. SWIFT/BIC code

PPABPLPK – the SWIFT/BIC code of Bank Bgz BNP Paribas S.A.

The 8-character code PPABPLPK and the 11-character code PPABPLPKXXX refer to the same bank: Bank Bgz BNP Paribas S.A. in Warszawa, Poland. Banks worldwide use BIC codes to direct international transfers to the correct institution. In practice you usually come across it on international invoices, in payment forms and on the account details that Bank Bgz BNP Paribas S.A. provides.

Below you will find the practical questions: receiving money at Bank Bgz BNP Paribas S.A., paying someone in another country and how to verify a SWIFT code before you confirm a payment. A SWIFT code identifies a bank or branch, never a single account, which is why you always need the account number too.

A note on our data

The details here are taken from public sources which we refresh regularly. Banks merge, change names and retire codes – a directory can be a step behind. Figures such as the number of codes come from our directory and may differ from what Bank Bgz BNP Paribas S.A. publishes.

See the information on this page as a handy check. We are a comparison site and not part of Bank Bgz BNP Paribas S.A.. If you notice something that is out of date, we welcome a message via the contact page.

Before you send: check the Bank Bgz BNP Paribas S.A. code

The safest source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. Check that code against PPABPLPK here and ask if anything does not match.

With a wrong code, the transfer may get stuck, be returned or end up costing more, and tracing it can take weeks. An error in the account number is more serious; check it just as carefully.

Many banking apps check the format of an IBAN. If your bank offers it, a name check before sending gives an extra layer of safety. For a first payment, many people send a small amount first and wait for confirmation.

Do you need PPABPLPK for a SEPA transfer?

Since Poland is in the SEPA zone, a euro transfer to Bank Bgz BNP Paribas S.A. from another SEPA country normally only needs an IBAN. Most banking apps no longer ask for the BIC for these payments.

You will still need PPABPLPKXXX when sending non-euro payments or money from outside the SEPA area. If your banking app has a field for the BIC regardless, entering PPABPLPK does no harm.

Instant payments in euros have become increasingly supported within SEPA – whether Bank Bgz BNP Paribas S.A. offers them for your account is worth checking. Provided no currency is converted, a SEPA transfer is cheap; it is the conversion that costs money.

Sending money abroad from Bank Bgz BNP Paribas S.A.

The price of an international transfer has more than one component, and the transfer fee is only the most visible one. You pay the fee for the transfer itself, sometimes charges from correspondent banks along the way and, most importantly, the margin on the exchange rate if the currency changes.

The real cost is often in the rate, rather than in the fee: the bank converts at a rate that includes a margin. Compare the rate you are offered with the mid-market rate – the rate you find on financial news sites; the gap is what conversion costs you.

For a lot of currency pairs, a specialist provider is cheaper than a traditional bank transfer – mostly thanks to the rate. GoldexPay compares the amount that arrives across providers, which makes the cheapest option easy to spot. You can always keep your account at Bank Bgz BNP Paribas S.A. to fund the transfer; only the conversion and sending happen elsewhere.

Changed bank details? Be careful

One of the most common tricks works like this: you receive a message saying that a company now has a new bank account and that the next payment should go there. A correct SWIFT code says nothing about whether the request is genuine.

Always confirm a change of bank details through a phone call on a number you know, not one from the message. Urgency and secrecy are warning signs – a real supplier can wait a day. Acted too fast? Call the bank you paid from without delay and ask them to try to recall the payment and report the fraud.

People receiving money are targeted too: a classic trick is an overpayment and then sends a request to refund the difference. Do not act before the money is actually in your account – ask Bank Bgz BNP Paribas S.A. if something looks wrong.

Head office or branch code at Bank Bgz BNP Paribas S.A.?

With 32 codes in 20 cities, Bank Bgz BNP Paribas S.A. is one of the banks that use individual codes for parts of the organisation. The main code is PPABPLPKXXX.

Usually there is no need to look up a branch: payments sent to PPABPLPKXXX are routed within Bank Bgz BNP Paribas S.A. correctly. Branch codes are only needed when the recipient’s bank explicitly mentions it, which is more common for corporate accounts and trade services.

Unsure which code applies? Ask the recipient or the bank itself. Branch codes are more prone to change than the head office code when a bank merges or closes offices.

Why Bank Bgz BNP Paribas S.A. has an 8- and an 11-character code

A BIC is built from a few fixed parts: the first four letters stand for the bank, characters five and six show the country and the two after that indicate the location. For Bank Bgz BNP Paribas S.A., that core is PPABPLPK.

The long version has a three-character extension that identify a branch or department. When those three characters are XXX, they simply mean the head office.

Enter the code as one block, in capitals and without spaces, exactly as shown here. Copying the code is safer than typing it by hand: a typo can point to another bank.

Sending PLN to Bank Bgz BNP Paribas S.A.

Poland uses the Polish Zloty, with the currency code PLN. Money sent in a different currency is converted into PLN – and the bank that does it picks the rate. You rarely see a separate charge for that conversion.

Who does the conversion affects how much arrives, as rates and margins differ per bank. Check what PLN arrives via several services before choosing one.

Exchange rates move during the day. With bigger transfers, even small difference in the rate adds up quickly.

How long does an international transfer to Bank Bgz BNP Paribas S.A. take?

There is no single delivery time for every transfer: some arrive the same day or the next. Bank holidays in either country add extra days to the journey. Sometimes a bank asks what the payment is for before releasing it.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Each payment carries a unique reference, the UETR that banks can use to trace it. Save the payment confirmation until the money has arrived.

A missing payment has to be investigated by the sending bank, using the payment confirmation. On the receiving end, you can look at your statements for a slightly lower amount, since fees may have been deducted.

Getting paid from abroad into a Bank Bgz BNP Paribas S.A. account

Someone abroad who wants to pay you needs a few details about your account, and missing ones are a common cause of delays. In practice that means: your name as registered with Bank Bgz BNP Paribas S.A., your account number or IBAN, the SWIFT/BIC code PPABPLPKXXX and usually your address.

Their bank may request the bank address of Bank Bgz BNP Paribas S.A.; the head office in Warszawa is usually fine. A typo in your account number is more trouble than it looks; copy them from your banking app rather than typing.

Expect that the amount credited is smaller than the amount on the sender’s receipt. Charges on incoming payments differ from bank to bank; check the price list of Bank Bgz BNP Paribas S.A.. Make clear with the sender who pays which costs before the money is sent.