Societe Generale de Banques Au Senegal SWIFT/BIC code

Societe Generale de Banques Au Senegal SWIFT code: SGSNSNDA

The short code SGSNSNDA and the 11-character code SGSNSNDAXXX identify the same bank: Societe Generale de Banques Au Senegal. Banks worldwide use these codes to route payments between countries to the right institution. You will need it mainly for payments that cross a border and payments in foreign currencies.

On this page you will find what the code is put together, when it matters and what else a transfer to or from Societe Generale de Banques Au Senegal requires. The SWIFT code alone does not identify an individual account holder; for that you need the IBAN or account number .

How to check SGSNSNDA before you pay

The safest source for the BIC is the recipient’s own bank details. Compare that code with SGSNSNDA here; if they differ, ask before you pay.

Mistakes in the SWIFT code are annoying more than fatal. An error in the account number is more serious, because the money may be credited to someone else; check it just as carefully.

An automatic check by your bank only confirms that the code is valid. If your bank offers it, a payee name check before sending adds extra certainty. When you pay someone new, many people send a small test amount.

Why Societe Generale de Banques Au Senegal has an 8- and an 11-character code

A SWIFT code is built from a few fixed parts: the first four letters stand for the bank, the next two give the country and the two after that indicate the location. Together, those parts make up SGSNSNDA, the code most people search for.

Many payment forms accept either length. If a form requires eleven characters, enter SGSNSNDAXXX, otherwise SGSNSNDA is fine.

Type the code as one block, in capitals and without separators. A wrong letter can send a payment to another bank, so copy it carefully.

What to give a sender who pays you at Societe Generale de Banques Au Senegal

Someone abroad who wants to pay you needs several details about your account – incomplete details often cause delays. The basics are: the account holder’s name, account number or IBAN, SGSNSNDAXXX or SGSNSNDA and often your postal address.

The sender’s bank may also ask for the bank address of Societe Generale de Banques Au Senegal. Check every detail before you send them – a sender rarely spots a mistake in someone else’s details.

What lands in your account is often lower than what was sent. Intermediary banks may deduct a fee, Societe Generale de Banques Au Senegal may charge for incoming payments, and when currencies differ, a markup on the rate comes on top. For business payments, it is common to state how the fees are split to avoid a shortfall.

What a transfer from Societe Generale de Banques Au Senegal abroad really costs

The price of an international transfer is made up of more than one component. There is the fee for the transfer itself, possibly fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate.

The markup on the rate tends to be the largest cost, and it is easy to miss. Compare the rate you are offered with the mid-market rate – the rate you find on financial news sites.

Specialist money transfer services often use rates closer to the mid-market rate. On GoldexPay we compare what recipients receive with different services. You can always keep your account at Societe Generale de Banques Au Senegal to fund the transfer, while a cheaper service handles the conversion.

A note on our data

The details on this page are taken from public sources which we refresh regularly. It can happen that a code here is out of date, for example after a merger. Figures such as the number of codes are from our directory and may differ from what Societe Generale de Banques Au Senegal publishes.

Treat our data as a starting point, rather than as the last word – the bank details from the recipient are leading. GoldexPay is an independent comparison service and not affiliated with Societe Generale de Banques Au Senegal. If you notice a mistake, we appreciate a short note.

Tracking a transfer to or from Societe Generale de Banques Au Senegal

An international transfer typically takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Weekends and public holidays in either country add extra days. Compliance checks by one of the banks can also add some delay.

When a payment takes longer than expected, contact the sending bank for the tracking status; with that reference banks can see where the payment is. Save the payment confirmation.

A missing payment has to be investigated from the sending side, using the payment confirmation. Request from the sender the payment receipt; that often settles the question quickly.

Which of the 2 codes of Societe Generale de Banques Au Senegal do you need?

With 2 codes in 1 cities, Societe Generale de Banques Au Senegal belongs to the banks that use separate codes for parts of the organisation. The head office code remains SGSNSNDAXXX.

If nobody asks you for a branch code, go with SGSNSNDAXXX. Just use a branch code when the recipient explicitly asks for it, for example on an invoice or in their bank details.

Unsure which code applies? Ask the recipient, or look at a recent statement from Societe Generale de Banques Au Senegal. Codes are sometimes changed or retired when banks reorganise, so do not rely on old paperwork.

Protect yourself against fake payment requests

One of the most common tricks goes like this: an email arrives with a request saying that a contact has new bank details and that the next payment should go there. The fact that SGSNSNDA exists does not mean that the account is legitimate; criminals use the codes of real banks too.

Before paying, verify changed bank details by phone, using a number you already had. Watch out for urgent requests, unusual wording or a sender address that is slightly off. Acted too fast? Call your bank straight away and have them start a recall.

Recipients are targeted too: one known trick is an overpayment followed by a request to send back the difference abroad. A payment confirmation from the sender is no proof – check your own account.