Banco de Sabadell, S.A. SWIFT/BIC code

What BSABESBB means for a payment to Banco de Sabadell, S.A.

The 8-character code BSABESBB and the full code BSABESBBXXX identify one and the same institution: Banco de Sabadell, S.A. in Sabadell, Spain. A SWIFT code tells the banks handling a payment exactly which bank is meant to get the money. It comes up mostly for transfers between countries and payments in foreign currencies.

Below we go through the practical side: money coming in from abroad, paying someone in another country and how to check the code before you confirm a payment. The SWIFT code alone does not identify an individual account holder; for that you need the IBAN or account number is for.

Is BSABESBB still correct? How to check

Have the recipient send you the bank details straight from their banking app. If the code you have differs from BSABESBB or BSABESBBXXX, stop and ask.

A wrong SWIFT code can cause a delay, a returned payment or extra fees. An error in the IBAN or account number can be more serious because it can reach the wrong person; check it just as carefully.

A validity check by your bank only tells you that the IBAN is valid – not that it belongs to the person you mean to pay. If your bank offers it, a name check on the recipient gives extra certainty. Sending a small amount first is worth it for a large first payment despite the extra fee.

Scams that use SWIFT codes

One of the most common tricks goes like this: you receive a request claiming that a supplier now has new bank details and asking you to pay there from now on. A correct SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Verify changed bank details through a separate channel, such as a phone number you already know, not by replying to the message. Urgency and secrecy tend to be red flags; a genuine business can wait for you to check. Acted too fast? Contact the bank you paid from straight away and have them try to recall the payment and report the fraud.

People receiving money can be targeted as well: one known trick is a buyer who pays too much followed by a request to send back the difference abroad. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Head office or branch code at Banco de Sabadell, S.A.?

Our database contains 3 SWIFT/BIC codes for Banco de Sabadell, S.A. in 1 cities. Besides the head office code BSABESBBXXX, there are codes for branches, departments or specific services.

In most cases you do not need to look up a branch: transfers sent to BSABESBBXXX are routed within Banco de Sabadell, S.A. without problems. A branch code only makes sense if the recipient’s bank explicitly asks for it.

When in doubt, ask the person you are paying which code their bank gave them. Branch codes are more prone to be retired than BSABESBBXXX when a bank merges or closes offices.

Paying into Banco de Sabadell, S.A. in EUR

The currency of Spain is the Euro (EUR). Money sent in a different currency will be exchanged into EUR on its way to Banco de Sabadell, S.A.. Every conversion costs the amount – usually through the rate rather than a fee.

Who converts the money matters: every bank has its own margin. Compare what EUR the recipient gets with several providers; the difference between options can be larger than you expect.

The EUR rate changes constantly and quotes are often valid only for a short time. For recurring payments, a slightly better rate make a real difference over a year.

Sending money abroad from Banco de Sabadell, S.A.

If you transfer money to another country through Banco de Sabadell, S.A., the visible fee is only part of what you pay. Besides a fixed fee, banks in between may deduct a fee, and if currencies are converted the bank usually uses a rate below the real market rate.

The real cost is often in the rate: many banks convert at a rate with a margin built in. A simple test: put the rate you get next to the mid-market rate and look at the difference.

For many currency pairs, a transfer service turns out to be less expensive than a bank. On GoldexPay you can compare the amount that arrives with different providers, which makes the cheapest option easy to spot. Choosing a specialist does not mean leaving Banco de Sabadell, S.A..

A note on our data

The details here come from publicly available data which we refresh regularly. It is possible that information on this page is no longer current after a merger or reorganisation. The number of codes we show reflect what is in our directory, not official figures from Banco de Sabadell, S.A..

Treat the information here as a helpful check. GoldexPay has no connection to Banco de Sabadell, S.A.; we are a comparison site for money transfers. If you notice something that is out of date, we appreciate a message.

Why Banco de Sabadell, S.A. has an 8- and an 11-character code

Each SWIFT/BIC code has the same eight core characters: a four-letter bank code, two letters for the country and two characters for the location. That gives you BSABESBB.

The full version adds three more characters for a branch or department. When those three characters are XXX, the code points to the head office, which is why BSABESBBXXX and BSABESBB lead to the same place.

Type the code in one piece, in upper case and without spaces. Watch for the letter O and the digit 0 or the letter I and the digit 1; they are easy to mix up.

How long does an international transfer to Banco de Sabadell, S.A. take?

How fast a payment reaches Banco de Sabadell, S.A. is determined by a few things: the currency, how many intermediary banks are involved, daily processing deadlines and time zones. Transfers sent late in the day or just before a weekend or public holiday often start a business day later. Occasionally a bank wants to know about the purpose of a payment, which can hold things up.

When a payment takes longer than expected, contact your bank for the tracking status; with that reference banks can see where the payment is. Specialist transfer services usually show tracking online so you can see where the payment has got.

A delayed transfer has to be traced by the sending bank. Ask the sender for a copy of the payment confirmation including the reference – it helps your own bank look for the money.

Getting paid from abroad into a Banco de Sabadell, S.A. account

When you expect a payment from another country, send the payer all details at once. Give them your name as the bank knows it, the IBAN or account number, SWIFT code BSABESBBXXX and your address, which some banks require.

It helps to include Banco de Sabadell, S.A. and its city as well, since some forms ask for it. Check every detail before you share them.

What lands in your account is often lower than what was sent. Correspondent banks can take a fee, and when currencies differ, an exchange rate margin comes on top. For business payments, it is common to agree how the fees are split to avoid a shortfall.

Do you need BSABESBB for a SEPA transfer?

Within the SEPA zone, euro transfers to an account in Spain follow common rules. The BIC field is often optional for those payments.

A SWIFT code like BSABESBB still matter when the currency is not euros. If your banking app has a field for the BIC regardless, entering BSABESBB does no harm.

Instant payments in euros have become widely supported within SEPA; check with Banco de Sabadell, S.A. whether it applies to your account. Provided the payment stays in euros, the transfer tends to be cheap; costs rise once a conversion is involved.