Hatton National Bank PLC SWIFT/BIC code

HBLILKLX – the SWIFT/BIC code of Hatton National Bank PLC

The short code HBLILKLX and the full code HBLILKLXXXX refer to the same bank: Hatton National Bank PLC in Colombo, Sri Lanka. A SWIFT code tells the sending bank exactly which bank is meant to get the money, a bit like a postal address for banks. You will need it mainly when dealing with transfers between countries or a currency.

This page is meant to help people who pays into an account at Hatton National Bank PLC without mistakes. The SWIFT code alone does not identify an individual account holder; for that you need the account number or IBAN is for.

Head office or branch code at Hatton National Bank PLC?

Our directory lists 2 SWIFT/BIC codes for Hatton National Bank PLC, spread over 1 cities. Besides the head office code HBLILKLXXXX, there are codes for individual branches and departments.

For the vast majority of payments to a private or business account, the head office code HBLILKLXXXX is what you need. Branch codes are only needed if the recipient’s bank explicitly asks for it.

If you are not sure, check with the recipient which code their bank gave them. Branch codes are more likely to change than the head office code when a bank merges or closes offices.

Where our SWIFT data comes from

The details here are taken from public sources that we update regularly. It can happen that information on this page is no longer current, for example after a merger. The figures we show reflect our own data.

Treat this page as a starting point, not as the last word – the bank details from the recipient are leading. We are an independent comparison site for money transfers and not part of Hatton National Bank PLC. Found an error? Tell us via our contact form.

Before you send: check the Hatton National Bank PLC code

The safest source for the BIC is the recipient’s own bank details. When the code you were given differs from HBLILKLX or HBLILKLXXXX, do not guess.

An incorrect BIC can cause delays, a payment being sent back or extra fees for investigation. An error in the IBAN or account number is more serious.

Most online banking apps check the format of an IBAN and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. Some banks now compare the payee name against the account – do not ignore a mismatch warning. For a first payment, many people send a small amount first and wait for confirmation.

Protect yourself against fake payment requests

A common scam goes like this: an email arrives with a message saying that a supplier now has new bank details and asking you to pay there from now on. The fact that HBLILKLX exists is no guarantee that the account is legitimate; criminals use the codes of real banks too.

Always verify changed bank details through a phone call. Urgency and requests to keep it quiet tend to be red flags – a real supplier can wait a day. When a payment was sent to the wrong account, call your bank right away – speed improves the chance of getting it back.

Recipients are targeted too: a classic trick is a buyer who pays too much followed by a request to refund the difference abroad. A screenshot of a transfer is no proof – check your own account.

Paying someone abroad from your Hatton National Bank PLC account

What you pay for an international transfer is made up of several parts. There is the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, most importantly, the exchange rate markup if the currency changes.

Banks do not show the margin on the rate as a cost – you only notice it if you compare. A simple test: set the bank’s rate against the mid-market rate for the same moment and look at the difference.

Specialist money transfer services often use rates closer to the mid-market rate with clearer fees. Next time you send money, it is worth to compare what arrives via GoldexPay rather than accepting the bank’s rate by default. Choosing a specialist does not require leaving Hatton National Bank PLC: you simply pay the service from your account.

When will the money arrive at Hatton National Bank PLC?

A SWIFT payment usually needs one to a few business days – it depends on currency, route and the banks in between. Weekends and public holidays in either country can add a day or more to the journey. Sometimes a bank wants to know what the payment is for, which can hold things up.

If a transfer seems late, ask the sending bank about the status. Money transfer services usually provide a status online showing how far the payment is.

If the money does not arrive within the expected time, the person who paid needs to contact their own bank, not the receiving bank. Request from the sender a copy of the payment confirmation – it helps your own bank look for the money.

What to give a sender who pays you at Hatton National Bank PLC

For a transfer from abroad into your account at Hatton National Bank PLC, the sender has to have not just the BIC. The basics are: your name, account number or IBAN, HBLILKLXXXX and, for some countries, your postal address.

It helps to include Hatton National Bank PLC and its city too, because some payment forms have separate fields for them. A typo in your account number is harder to fix than you might think.

What lands in your account is often lower than the amount sent. Intermediary banks may deduct a fee, Hatton National Bank PLC may charge for incoming payments, and if the currency changes, a markup on the rate comes on top. Make clear with the sender who pays which costs.

What the XXX in HBLILKLXXXX means

The structure of every SWIFT code never changes: four characters for the institution, two for the country and a two-character location code, sometimes followed by a branch code. For Hatton National Bank PLC, the 8-character core is HBLILKLX.

Many banks and apps work with either length. If yours requires eleven characters, enter HBLILKLXXXX; if it wants eight, use HBLILKLX.

Type the code as one block, in capitals and without spaces, exactly as shown here. Copying the code is safer than retyping it: a typo can point to another bank.