SWIFT/BIC codes in St. Vincent & Grenadines

Finding a SWIFT code in St. Vincent & Grenadines

This directory covers 11 banks and financial institutions in St. Vincent & Grenadines, with 12 SWIFT/BIC codes in total. A SWIFT code shows the banks handling a transfer exactly which bank is meant to get the money.

Select the bank below to see its head office code and any branch codes, plus practical notes for sending and receiving money. The sections below explain the structure of the codes, what transfers cost and how to avoid mistakes before you send money.

What a sender needs to pay you in St. Vincent & Grenadines

If you expect money from abroad on an account in St. Vincent & Grenadines, give the sender a complete set of details. That means: your full name as your bank knows it, your IBAN or account number, the BIC of your bank and sometimes your address.

The code of your bank is in our list but always compare it with your own bank details. Certain sending banks may also want the name and address of your bank; it does no harm to include it.

What lands in your account is often lower than what was sent. Fees for incoming transfers vary per bank. Agree with the sender who covers the fees, especially for larger amounts.

SWIFT transfers to St. Vincent & Grenadines

St. Vincent & Grenadines is outside the SEPA area. International transfers to St. Vincent & Grenadines usually travel through the SWIFT network – which is why you need the BIC of the recipient’s bank.

Depending on the country, accounts are identified by a domestic account number instead of an IBAN. Check with the recipient exactly which details their bank requires for payments from abroad. International transfers can pass through one or more intermediary banks, each of which may deduct a fee.

Check the code before you pay

The most reliable place for the right code remains paperwork issued by the bank, such as a statement or the account page in online banking. A wrong code can cause a delay, a returned payment or additional charges – compare it with the code in our list.

This list is based on publicly available sources that we update periodically. Even so, banks merge or change codes, so information can be out of date. Treat our data as a reference, not as the final word. GoldexPay is not a bank and has no link to the banks in this list.

Be wary of payment requests containing a new account, especially when they come by email. Always confirm changed details through a separate channel, using a number you already had.

How SWIFT codes from St. Vincent & Grenadines are built

Bank identifier codes use the same format worldwide: eight characters, sometimes followed by three more. First comes four letters for the bank, followed by a two-letter country code and a two-character location code.

For banks in St. Vincent & Grenadines, characters five and six are the ISO country code of St. Vincent & Grenadines. If the country letters do not match St. Vincent & Grenadines, the code belongs to a bank in another country, so check again.

When a code ends in XXX, it refers to the main office and the short version works just as well. For most transfers the head office code is what you need, unless the recipient gives you a branch code.

How long does a transfer to St. Vincent & Grenadines take?

How quickly money reaches St. Vincent & Grenadines depends on a few things: which currency you send, the number of banks in between, cut-off times and time zones. Public holidays in either country can add extra days, because banks do not process payments on those days.

If the money seems late, the sender should contact their own bank for a trace. Specialist transfer services usually show a status in their app so you can follow the payment.

The largest SWIFT network in St. Vincent & Grenadines: Rbtt Bank Carribean Limited

In our data, Rbtt Bank Carribean Limited holds the largest number of SWIFT/BIC codes in St. Vincent & Grenadines. Its main office has RBTTVCVCXXX; that is usually the right code for a transfer.

How many codes a bank has tells you something about how it organises its payments than about its size. Making a payment to Rbtt Bank Carribean Limited? Use RBTTVCVCXXX except when a specific branch code is requested.

Sending money to St. Vincent & Grenadines for less

If you send money to St. Vincent & Grenadines with a regular bank, the fee you see is only part of what you pay. Besides a fixed fee, correspondent banks can deduct a charge and, if currencies are converted, the bank usually applies a rate below the actual market rate.

That exchange rate margin is often the largest part of the cost, even though it is not listed as a fee. Check the rate you are offered against the mid-market rate; the gap is what conversion costs you.

For many currency pairs, a transfer service turns out to be less expensive than a bank – mostly thanks to the exchange rate. On GoldexPay you can compare what recipients in St. Vincent & Grenadines receive across providers.