Aktietorget SWIFT/BIC code

XSATSES1 – the SWIFT/BIC code of Aktietorget

XSATSES1 and XSATSES1XXX are the short and the long form of the same bank identifier, and both lead to Aktietorget in Stockholm. The code does one job: it makes sure that a cross-border transfer reaches the right bank. In practice you usually see the code on invoices from abroad, in your banking app and in the bank details of Aktietorget customers.

On this page you will find how the code is put together, when you need it and what else you need for a transfer to or from Aktietorget. The BIC names an institution, never a single account.

XSATSES1 or XSATSES1XXX – which one to use?

Every SWIFT/BIC code has an 8-character core: four letters for the bank, a two-letter country code and two characters for the location. Combined, these eight characters form XSATSES1, the code most people search for.

Most payment forms work with either length. If a form requires eleven characters, use XSATSES1XXX.

Enter the code in one piece, in upper case and without spaces. Look out for the letter O and the digit 0 and I versus 1.

A note on our data

The codes here come from public sources that we update regularly. It is possible that information on this page is out of date, for example after a merger. Figures such as the number of codes come from our directory.

Use this page as a starting point, not as the final word – the bank details from the recipient are leading. GoldexPay is a comparison site for money transfers and not part of Aktietorget. Spotted outdated information? Tell us through the contact page.

Changed bank details? Be careful

One of the most common tricks works like this: an email arrives with a request claiming that a contact now has a new bank account and that the next payment should go there. That XSATSES1 is a real code is no guarantee that the account is genuine – fraudsters use real bank codes as well.

Always verify a change of bank details by phone on a number you know, not one from the message. Watch out for urgent requests, odd spelling or a sender address that is slightly off. Already paid? Call your bank without delay and have them start a recall and report the fraud.

Fraud can also work the other way. Someone claims to have sent more than agreed and wants you to return the difference to a new account. A screenshot of a transfer proves nothing.

Do you need XSATSES1 for a SEPA transfer?

Sweden is part of the Single Euro Payments Area (SEPA), where euro transfers follow common rules. For a regular euro transfer from another SEPA country, you normally only need the IBAN and the BIC is often filled in automatically.

For anything other than euros and from non-SEPA countries, XSATSES1XXX or XSATSES1 is still required. A few banks and apps also show a field for the BIC; in that case, fill in XSATSES1.

SEPA transfers normally land by the next business day; instant payments are faster if both banks offer them. Provided the payment stays in euros, the transfer tends to be inexpensive.

Before you send: check the Aktietorget code

The most reliable place for the right code is paperwork issued by the bank like a bank statement or the account page in online banking. Check that code with XSATSES1 on this page and ask if anything does not match.

An incorrect BIC may lead to a delay, a payment being sent back or additional charges for investigation. Remember the IBAN: an error there can be more difficult to correct than a wrong code.

Most online banking apps validate the structure of an IBAN. Where available, a name check before sending gives an extra layer of safety. For a first payment, some people send a small test amount and wait for confirmation.

What to give a sender who pays you at Aktietorget

For an international payment into your account at Aktietorget, the person paying you has to have not just the SWIFT code. What they need is: your name, IBAN or account number, XSATSES1XXX and, for some countries, your home address.

Certain sending banks also ask for the address of Aktietorget in Stockholm; it does no harm to include it. Double-check every detail before you share them – a sender rarely spots a mistake in someone else’s details.

Expect that the incoming amount is smaller than the amount on the sender’s receipt. Fees for incoming transfers vary from bank to bank; check the price list of Aktietorget. On invoices, you can agree how the fees are split, so that nobody is left short.

Paying someone abroad from your Aktietorget account

What you pay for a payment abroad is made up of several parts, and the transfer fee is only the most visible one. On top of the transfer fee, banks in between can take a cut, and when currencies are converted, the bank often applies a rate that is less favourable than the actual market rate.

Many banks rarely show the margin on the rate as a cost, but you pay it all the same. An easy check: set the rate you get next to the mid-market rate and look at the difference.

For a lot of currency pairs, a transfer service turns out to be cheaper than a bank, mainly because of the exchange rate. GoldexPay compares these services side by side so you can see the amount the recipient gets. Choosing a specialist does not mean closing your account at Aktietorget: you simply pay the service from your account.

Sending SEK to Aktietorget

The national currency of Sweden is the Swedish Krona (SEK). A payment in a foreign currency will be converted into SEK on its way to Aktietorget. Each conversion eats into the amount.

Where the conversion happens affects how much arrives, since every bank sets its own rate. Sending the money already in SEK usually avoids an extra conversion at the receiving end.

Rates for SEK move all the time, and some providers let you lock in a rate. If you pay regularly, a slightly better rate add up over time.

When will the money arrive at Aktietorget?

There is no single answer: many arrive within a day, others take several business days. Transfers sent late in the day or on a weekend or public holiday often start the next business day. Occasionally a bank wants to know about the purpose of a payment, which can hold things up.

If a transfer seems delayed, contact the sending bank about the tracking status or the UETR. Save your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

A missing payment is investigated from the sending side on the basis of the transfer details. As a recipient, you can look at your statements for a slightly lower amount because fees can reduce the amount.

Which of the 3 codes of Aktietorget do you need?

We have 3 SWIFT/BIC codes for Aktietorget, spread over 1 cities. Next to the head office code XSATSES1XXX, you will find codes for branches, departments or specific services.

For the vast majority of incoming transfers, the head office code XSATSES1XXX is what you need. Branch codes are only needed when the recipient’s bank specifically mentions it, which is more common for corporate accounts and specialised services.

The safest approach is to take the code straight from the account holder’s statement. Branch codes are more likely to change than the head office code when a bank merges or closes offices.