SWIFT/BIC code MBGHGHACKSI
MBGHGHACKSI belongs to Universal Merchant Bank Limited in Kumasi, Ghana.
Code details
| SWIFT/BIC code | MBGHGHACKSI |
|---|---|
| 8-character code | MBGHGHAC |
| Branch code | KSI |
| Bank | Universal Merchant Bank Limited |
| Branch | — |
| City | Kumasi |
| Country | Ghana |
How the Universal Merchant Bank Limited SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- MBGH Bank code
- 4 letters that identify the bank.
- GH Country code
- 2 letters for the country (ISO 3166).
- AC Location code
- 2 characters for the city or region of the head office.
- KSI Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code MBGHGHACKSI?
The code MBGHGHACKSI belongs to Universal Merchant Bank Limited, a branch or department of Universal Merchant Bank Limited in Kumasi, Ghana. Use this branch code only when the account is held at this specific branch.
Which details do I need for a transfer to an account at Universal Merchant Bank Limited?
Have ready the SWIFT/BIC code MBGHGHACKSI, the IBAN or local account number of the recipientand the name of the account holder. Ghana is not part of SEPA, so always include the BIC.
What is the cheapest way to send money to Universal Merchant Bank Limited?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Ghana with specialist providers before you send – the difference can be large.
How long does it take to send money to Universal Merchant Bank Limited in Ghana?
An international SWIFT transfer typically takes 1–5 business days, because of correspondent banks and time zones. Money transfer services are often faster than a bank.
Can I use MBGHGHAC instead of MBGHGHACKSI?
MBGHGHAC points to the main office of Universal Merchant Bank Limited, while MBGHGHACKSI points to Universal Merchant Bank Limited. For a normal transfer the head office code is usually fine, but use MBGHGHACKSI if the recipient asks for it.
What does each part of MBGHGHACKSI mean?
MBGH is the bank code of Universal Merchant Bank Limited, GH is the ISO code of Ghana, AC is the code for the city or region and KSI is the code of the branch Universal Merchant Bank Limited.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.