SWIFT/BIC code MBGHGHACTMA
MBGHGHACTMA belongs to Universal Merchant Bank Limited in Tema, Ghana.
Code details
| SWIFT/BIC code | MBGHGHACTMA |
|---|---|
| 8-character code | MBGHGHAC |
| Branch code | TMA |
| Bank | Universal Merchant Bank Limited |
| Branch | — |
| City | Tema |
| Country | Ghana |
How the Universal Merchant Bank Limited SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- MBGH Bank code
- 4 letters that identify the bank.
- GH Country code
- 2 letters for the country (ISO 3166).
- AC Location code
- 2 characters for the city or region of the head office.
- TMA Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code MBGHGHACTMA?
MBGHGHACTMA is the SWIFT/BIC code of Universal Merchant Bank Limited, a branch or department of Universal Merchant Bank Limited in Tema, Ghana. Use this branch code only when the recipient or their bank explicitly asks for it.
What do the letters in MBGHGHACTMA mean?
MBGH is the institution code of Universal Merchant Bank Limited, GH stands for Ghana, AC is the code for the city or region and TMA is the code of the branch Universal Merchant Bank Limited.
Has Universal Merchant Bank Limited got more SWIFT/BIC codes?
Yes – we list 4 SWIFT/BIC codes for Universal Merchant Bank Limited in Ghana. You can see them all on the bank page.
How long does it take to send money to Universal Merchant Bank Limited?
A SWIFT payment typically takes 1–5 business days, because of correspondent banks and time zones. Money transfer services are often quicker than a bank.
What happens if I enter MBGHGHACTMA incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check MBGHGHACTMA with the recipient before sending.
Can I use MBGHGHAC instead of MBGHGHACTMA?
MBGHGHAC is the head office of Universal Merchant Bank Limited, while MBGHGHACTMA points to Universal Merchant Bank Limited. For a normal transfer the head office code is usually fine, but use MBGHGHACTMA if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.