SWIFT/BIC code MBGHGHACTDI
MBGHGHACTDI belongs to Universal Merchant Bank Limited in Takoradi, Ghana.
Code details
| SWIFT/BIC code | MBGHGHACTDI |
|---|---|
| 8-character code | MBGHGHAC |
| Branch code | TDI |
| Bank | Universal Merchant Bank Limited |
| Branch | — |
| City | Takoradi |
| Country | Ghana |
The way the Universal Merchant Bank Limited SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- MBGH Bank code
- 4 letters that identify the bank.
- GH Country code
- 2 letters for the country (ISO 3166).
- AC Location code
- 2 characters for the city or region of the head office.
- TDI Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code MBGHGHACTDI?
MBGHGHACTDI is the SWIFT/BIC code of Universal Merchant Bank Limited, a unit of Universal Merchant Bank Limited in Takoradi, Ghana. Only use it if the recipient or their bank explicitly asks for it.
How long does a transfer to Universal Merchant Bank Limited take in Ghana?
A SWIFT payment usually takes 2–5 business days, because of correspondent banks and time zones. Money transfer services are often quicker than a bank.
What happens if I enter MBGHGHACTDI with a typo?
The payment may be delayed, returned or charged extra fees. Double-check MBGHGHACTDI with the recipient before sending.
Has Universal Merchant Bank Limited got other SWIFT/BIC codes?
Yes, we list 4 SWIFT/BIC codes for Universal Merchant Bank Limited in Ghana, for the head office and several branches or departments. You can see them all on the bank page.
What does each part of MBGHGHACTDI stand for?
MBGH is the institution code of Universal Merchant Bank Limited, GH is the ISO code of Ghana, AC is the location code and TDI is the code of the branch Universal Merchant Bank Limited.
Which details do I need to send money to an account at Universal Merchant Bank Limited?
You need the SWIFT/BIC code MBGHGHACTDI, the IBAN or local account number of the recipientand the name of the account holder. Ghana is not part of SEPA, so the BIC is required.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.