SWIFT/BIC code PICHECEQ115
PICHECEQ115 belongs to Banco Pichincha C.a. in Guayaquil, Ecuador.
Code details
| SWIFT/BIC code | PICHECEQ115 |
|---|---|
| 8-character code | PICHECEQ |
| Branch code | 115 |
| Bank | Banco Pichincha C.a. |
| Branch | AG. |
| City | Guayaquil |
| Country | Ecuador |
The way the Banco Pichincha C.a. SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- PICH Bank code
- 4 letters that identify the bank.
- EC Country code
- 2 letters for the country (ISO 3166).
- EQ Location code
- 2 characters for the city or region of the head office.
- 115 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses BIC PICHECEQ115?
PICHECEQ115 is the SWIFT/BIC code of AG., part of Banco Pichincha C.a. in Guayaquil, Ecuador. Use this branch code only when the recipient or their bank explicitly asks for it.
What do I need to send money to an account at Banco Pichincha C.a.?
Have ready the SWIFT/BIC code PICHECEQ115, the account number or IBAN of the recipientand the name of the account holder. Ecuador uses international SWIFT transfers, so the BIC is required.
What happens if I use PICHECEQ115 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check PICHECEQ115 against the details from Banco Pichincha C.a. before sending.
How long does a transfer to Banco Pichincha C.a. take?
An international SWIFT transfer usually takes 2–5 business days, depending on correspondent banks and time zones. Money transfer services are often faster and cheaper.
Can I use PICHECEQ instead of PICHECEQ115?
PICHECEQ points to the head office of Banco Pichincha C.a., while PICHECEQ115 points to AG.. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention PICHECEQ115.
What is the cheapest way to send money to Banco Pichincha C.a.?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in US Dollar with specialist providers before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.