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SWIFT/BIC code SMHBDEFFEQU

SMHBDEFFEQU belongs to UBS Europe SE in Frankfurt Am Main, Germany.

SMHBDEFFEQU

Code details

SWIFT/BIC codeSMHBDEFFEQU
8-character codeSMHBDEFF
Branch codeEQU
BankUBS Europe SE
Branch—
CityFrankfurt Am Main
CountryGermany

The way the UBS Europe SE SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SMHB Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
EQU Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC SMHBDEFFEQU?

SMHBDEFFEQU identifies UBS Europe SE, a branch or department of UBS Europe SE in Frankfurt Am Main, Germany. Use this branch code only when the account is held at this specific branch.

Can I use SMHBDEFF instead of SMHBDEFFEQU?

SMHBDEFF is the head office of UBS Europe SE, while SMHBDEFFEQU points to UBS Europe SE. Most international transfers work with the head office code, but use SMHBDEFFEQU if the recipient asks for it.

What do the letters in SMHBDEFFEQU stand for?

SMHB is the bank code of UBS Europe SE, DE stands for Germany, FF is the location code and EQU identifies the department UBS Europe SE.

Has UBS Europe SE got other SWIFT/BIC codes?

Yes, our database contains 12 SWIFT/BIC codes for UBS Europe SE in Germany, for the head office and several branches or departments. All of them are listed on the page of UBS Europe SE.

What is the cheapest way to send money to UBS Europe SE in Germany?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.

Do I need SMHBDEFFEQU to send euros to Germany?

Germany is part of the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need SMHBDEFFEQU.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.