SWIFT/BIC code SMHBDEFFMUN
SMHBDEFFMUN belongs to UBS Europe SE in Muenchen, Germany.
Code details
| SWIFT/BIC code | SMHBDEFFMUN |
|---|---|
| 8-character code | SMHBDEFF |
| Branch code | MUN |
| Bank | UBS Europe SE |
| Branch | Muenchen |
| City | Muenchen |
| Country | Germany |
How the UBS Europe SE SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SMHB Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- FF Location code
- 2 characters for the city or region of the head office.
- MUN Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC SMHBDEFFMUN?
SMHBDEFFMUN identifies Muenchen, a unit of UBS Europe SE in Muenchen, Germany. Only use it if the recipient or their bank explicitly asks for it.
How long does a transfer to UBS Europe SE take?
Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 2–4 business days.
Do I need SMHBDEFFMUN for a euro transfer to Germany?
Germany belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need SMHBDEFFMUN.
What happens if I enter SMHBDEFFMUN with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check SMHBDEFFMUN with the recipient before you confirm.
Can I use SMHBDEFF instead of SMHBDEFFMUN?
SMHBDEFF is the head office of UBS Europe SE, while SMHBDEFFMUN is Muenchen. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention SMHBDEFFMUN.
What is the best way to send money to UBS Europe SE in Germany?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.