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SWIFT/BIC code SMHBDEFFKOE

SMHBDEFFKOE belongs to UBS Europe SE in Koeln, Germany.

SMHBDEFFKOE

Code details

SWIFT/BIC codeSMHBDEFFKOE
8-character codeSMHBDEFF
Branch codeKOE
BankUBS Europe SE
BranchKoeln
CityKoeln
CountryGermany

How the UBS Europe SE SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SMHB Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
KOE Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC SMHBDEFFKOE?

SMHBDEFFKOE is the SWIFT/BIC code of Koeln, a branch or department of UBS Europe SE in Koeln, Germany. Use this branch code only when the account is held at this specific branch.

What happens if I enter SMHBDEFFKOE incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check SMHBDEFFKOE against the details from UBS Europe SE before sending.

How long does a transfer to UBS Europe SE take?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Do I need SMHBDEFFKOE for a euro transfer to Germany?

Germany belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you do need SMHBDEFFKOE.

What does each part of SMHBDEFFKOE stand for?

SMHB is the institution code of UBS Europe SE, DE is the ISO code of Germany, FF is the code for the city or region and KOE identifies the branch Koeln.

Does UBS Europe SE have more SWIFT/BIC codes?

Yes, we list 12 SWIFT/BIC codes for UBS Europe SE in Germany. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.