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SWIFT/BIC code SMHBDEFFSTG

SMHBDEFFSTG belongs to UBS Europe SE in Stuttgart, Germany.

SMHBDEFFSTG

Code details

SWIFT/BIC codeSMHBDEFFSTG
8-character codeSMHBDEFF
Branch codeSTG
BankUBS Europe SE
BranchStuttgart
CityStuttgart
CountryGermany

The way the UBS Europe SE SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SMHB Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
STG Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT code SMHBDEFFSTG?

SMHBDEFFSTG is the SWIFT/BIC code of Stuttgart, a branch or department of UBS Europe SE in Stuttgart, Germany. Only use it if the account is held at this specific branch.

Can I use SMHBDEFF instead of SMHBDEFFSTG?

SMHBDEFF is the head office of UBS Europe SE, while SMHBDEFFSTG is Stuttgart. Most international transfers work with the head office code, but use SMHBDEFFSTG if the recipient asks for it.

Has UBS Europe SE got other SWIFT/BIC codes?

Yes, our database contains 12 SWIFT/BIC codes for UBS Europe SE in Germany, for the head office and several branches or departments. All of them are listed on the page of UBS Europe SE.

How long does it take to send money to UBS Europe SE?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need SMHBDEFFSTG to send euros to Germany?

Germany is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need SMHBDEFFSTG.

What do the letters in SMHBDEFFSTG mean?

SMHB is the institution code of UBS Europe SE, DE stands for Germany, FF is the code for the city or region and STG identifies the branch Stuttgart.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.