SWIFT/BIC codes in Argentina

Bank SWIFT codes for Argentina

This directory covers 97 banks and other institutions in Argentina. Each code identifies a bank or a specific branch or department.

Each bank has its own page showing its main code and, where available, codes for branches and departments. Below the list we explain how codes from Argentina are built, how to send money there without overpaying and how to check a code before you pay.

About our data and how to check a code

The safest source for the BIC is the recipient’s own bank details: an invoice, a statement or their online banking. When the code you were given does not match our list, do not guess.

Our SWIFT/BIC directory is based on publicly available sources and is updated regularly. Even so, banks merge or change codes and our data may lag behind. Use this list as a reference, not as the final word; the recipient’s bank details are leading. GoldexPay is an independent comparison service for money transfers, not a bank.

Fraudsters regularly use fake invoices with new bank details from what looks like a familiar address. Before paying, confirm a change of bank details by phone on a number you know.

What the letters in a Argentina BIC mean

SWIFT/BIC codes follow the same format worldwide: 8 characters, sometimes followed by three more. The first four letters stand for the bank, the fifth and sixth characters form the country code and characters seven and eight mark the location.

No matter which bank, all Argentina codes have the same country code in positions five and six. A code with other letters in that position belong to another country, even if the bank name looks familiar.

The optional last three characters identify a specific branch; XXX means the head office. Use a branch code only when the recipient’s bank asks for it.

The cheapest way to send money to Argentina

What you pay for a payment to Argentina is made up of more than one component. Besides a fixed fee, correspondent banks may deduct a charge and, if currencies are converted, the bank usually uses a rate below the actual market rate.

Most of the cost usually sits in the exchange rate, rather than in the fee. An easy check: put the rate you get against the mid-market rate and work out the difference on your amount.

Specialist money transfer services often use rates closer to the mid-market rate with clearer fees. GoldexPay compares these providers next to each other so you can see what actually arrives in Argentina.

Why a transfer to Argentina needs a SWIFT code

Since Argentina is outside SEPA, a transfer from abroad normally goes through SWIFT. That means the payment always needs the BIC of the receiving bank in addition to the account details.

In some countries, the account is identified by a local account number instead of an IBAN, sometimes with an extra bank or branch code. Ask the recipient exactly which details their bank requires for payments from abroad – many banks give clear instructions for this. International transfers sometimes go via correspondent banks.

Transfer times to Argentina

A SWIFT payment to Argentina typically takes one to a few business days – it depends on currency, route and the banks in between. Transfers sent after the cut-off time or on a weekend or public holiday usually go out a business day later.

Many banks are connected to SWIFT gpi for faster and traceable payments. Each gpi transfer carries a unique reference, the UETR. Money transfer services often provide a status in their app, which makes it easier to see where the money is.

The largest SWIFT network in Argentina: HSBC Bank Argentina SA

HSBC Bank Argentina SA tops the list for Argentina in SWIFT/BIC codes. Its main office has BACOARBAXXX; that is usually the right code for a transfer.

Practice differs in how many codes they register – a high count is not a measure of size. Unless a branch code is given, BACOARBAXXX is fine for transfers to this bank.

What a sender needs to pay you in Argentina

A sender in another country will ask for several details from you. That means: your full name as your bank knows it, your account number or IBAN, the BIC of your bank and, often, your postal address.

The code of your bank is in the list on this page. It helps to include the name and city of your bank as well.

What lands in your account can be less than the amount sent. Charges on incoming payments differ per bank. Agree with the sender who covers the fees.