Banco Roela S.A. SWIFT/BIC code

Banco Roela S.A. SWIFT code: ROEBARB1

ROEBARB1 and ROEBARB1XXX are two ways of writing the same SWIFT/BIC code, and both point to Banco Roela S.A. in Cordoba. A SWIFT code shows the sending bank which institution should receive the money. In daily life you mostly see the code on international invoices, in your banking app and in the bank details of Banco Roela S.A. customers.

Below we go through the practical questions: receiving money at Banco Roela S.A., paying someone in another country and how to verify the code before you hit send. The BIC names a bank or branch, not a single account; the IBAN or account number does that.

Is ROEBARB1 still correct? How to check

Ask the recipient to copy their account details directly from a recent statement. When the code you were given does not match ROEBARB1 or ROEBARB1XXX, do not guess: check with the recipient or with Banco Roela S.A. directly.

An incorrect BIC can cause delays, a returned payment or extra fees for investigation. Remember the account number: an error there can be harder to undo than a wrong BIC.

Most online banking apps check the format of IBANs and some suggest the matching BIC – that confirms the format, not the owner. Some banks now compare the payee name against the account before you confirm; take any warning seriously. When you pay someone new, many people start with a small test amount and wait for confirmation.

A note on our data

Our SWIFT/BIC directory is based on publicly available sources and we update it periodically. Still, banks merge or change codes. Figures such as the number of codes come from our directory.

Before a payment of any size, always check the code with the recipient’s bank or the recipient. GoldexPay has no connection to Banco Roela S.A.; we are a comparison site for money transfers. Spotted outdated information? Tell us via our contact form and we will look into it.

What to give a sender who pays you at Banco Roela S.A.

When you expect money from abroad, give the sender everything they need in one go. Share your name as the bank knows it, the IBAN or account number, SWIFT code ROEBARB1XXX and your address.

Some sending banks want the bank’s address. Double-check each detail before you send them, because the sender’s bank usually copies them as is.

Expect that the incoming amount is below the amount on the sender’s receipt. Fees for incoming transfers vary per bank; check the price list of Banco Roela S.A.. On invoices, it is common to agree who bears the costs.

Head office or branch code at Banco Roela S.A.?

Banco Roela S.A. has 5 different SWIFT/BIC codes. One of them is the head office code; the others identify branches, and sometimes specific services.

For most incoming transfers, the head office code ROEBARB1XXX is the right choice. Just use a branch code when the recipient explicitly asks for it, for example on a letter or invoice.

The safest approach is to take the code straight from the account holder’s statement. Branch codes are more prone to change than the head office code.

ROEBARB1 or ROEBARB1XXX – which one to use?

The structure of a BIC is always the same: four characters for the institution, two for the country and two for the location, sometimes followed by a branch code. The result is ROEBARB1 for Banco Roela S.A..

Many banks and apps accept both lengths. If a form requires eleven characters, use ROEBARB1XXX.

In practice the code is written in capitals and without spaces. A wrong letter can send the money to another bank.

Sending money abroad from Banco Roela S.A.

If you send money abroad from Banco Roela S.A., the fee you see is only part of what you pay. Besides a fixed fee, banks in between can take a cut, and when the money changes currency the bank usually applies a rate below the actual market rate.

Most of the cost usually sits in the exchange rate, not in the fee: the bank converts using an exchange rate with a margin built in. A simple test: put the rate you get against the mid-market rate and work out the difference on your amount.

Specialised transfer providers frequently use a rate near the mid-market rate with clearer fees. GoldexPay compares these services next to each other so you can see the amount the recipient gets. Using a transfer service does not require leaving Banco Roela S.A. – you pay the provider from your own account.

Protect yourself against fake payment requests

Be alert if a contact suddenly wants you to send money to another account abroad. A valid SWIFT code says nothing about who owns the account: scammers use real codes of real banks.

Never trust a phone number from the same email that contains the change. Pressure or requests to keep it quiet tend to be red flags. Acted too fast? Contact your bank without delay and have them start a recall and report the fraud.

Recipients are targeted too: one known trick is an overpayment followed by a request to send back the difference. Wait until the money has really arrived and check with Banco Roela S.A. if anything seems off.

Transfer times and tracking a payment to Banco Roela S.A.

How quickly a payment reaches Banco Roela S.A. is determined by several factors: the currency, how many intermediary banks are involved, daily processing deadlines and time zones. Payments made late in the day or just before weekends and holidays often go out the next business day. Compliance checks on larger or unusual payments may also cause a delay, regardless of the details.

When a payment takes longer than expected, ask your bank for the tracking status or the UETR. Money transfer services often provide tracking online so you can see where the payment has got.

A missing payment is traced from the sending side on the basis of the transfer details. On the receiving end, you can look at your account for a slightly lower amount because fees can reduce the amount.