SWIFT/BIC codes in Australia: banks starting with P

Bank SWIFT codes for Australia

Our directory covers 608 banks and other institutions in Australia. Each code identifies an institution or a specific branch or department.

Look for the bank you need below and click through to see all codes we have. The sections below explain the structure of the codes, the cost of transfers and the checks worth doing.

Why a transfer to Australia needs a SWIFT code

To pay into Australia you will almost always need the BIC. Without it, most banks will not process the transfer at all.

Not every country uses the IBAN; in that case the local account number is used instead. Ask the recipient exactly which details their bank needs for payments from abroad – many banks give clear instructions for this. Before it arrives, a payment may pass through intermediary banks.

Australia and the Australian Dollar

The currency of Australia is the Australian Dollar (AUD). A payment in a foreign currency will be exchanged into AUD on its way to the recipient.

Which bank converts the payment makes a difference, because each party uses its own rate. Compare what AUD the recipient gets with several providers before choosing one. Exchange rates change during the day, so a quote is usually valid only briefly.

Transfer times to Australia

There is no single answer for transfers to Australia: some land within a day. Public holidays in either country can add a day or more, because banks do not process payments on those days.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Every payment gets a unique transaction reference, the UETR, which the sending bank can use to trace it. Specialist transfer services usually provide a status online so you can follow the payment.

Filter: banks in Australia with :letter

This filter narrows the list to banks in Australia starting with :letter to make searching quicker. The figures for Australia on this page cover all 608 banks, not just the ones under :letter.

If a bank does not appear here, try the full list. Try the full list for Australia when you do not know how the name is spelled.

Verifying a SWIFT code from Australia

The most reliable place for the right code is a document from the bank itself, such as a statement or the account page in online banking. If the code you have differs from our list, do not guess – contact the recipient or their bank.

The directory on GoldexPay is compiled from publicly available sources that we update periodically. Still, banks merge, rename themselves or retire codes and our data may lag behind. Use our data as a starting point: the bank details from the recipient come first. GoldexPay is a comparison service for money transfers.

Watch out for invoices containing a new account – a common fraud method. A valid BIC tells you nothing about whether a request is genuine.

Recognising a SWIFT code from Australia

Bank identifier codes follow the same format worldwide: eight characters, sometimes followed by three more. It starts with a four-letter bank code, followed by two letters for the country and a two-character location code.

You can recognise a bank code from Australia from the fifth and sixth characters: they always show the ISO country code of Australia. A code with a different country code come from another country.

The optional last three characters stand for a specific branch; XXX means the head office. Choose a branch code just when the recipient’s bank asks for it – otherwise stick with the head office.

BNP Paribas Services, (Australia Branch) and its SWIFT codes

In our data, BNP Paribas Services, (Australia Branch) holds the most SWIFT/BIC codes of all banks in Australia. Its main office uses PARBAUS1066; that is usually the right code for a transfer.

Banks differ in whether they register branch codes – a high count is not a measure of size. Paying someone at BNP Paribas Services, (Australia Branch)? Use PARBAUS1066 except when the recipient gives you a branch code.

Bank or transfer service for Australia?

When you send money to Australia through a regular bank, the stated fee is only part of the cost. Besides the fee, intermediary banks can take a cut and, if currencies are converted, the bank often uses a less favourable rate than the real market rate.

The real cost is often in the rate – the bank builds a margin into its rate. Compare the rate you are offered against the mid-market rate, the midpoint you see on financial news sites.

Specialist money transfer services frequently use a rate near the mid-market rate and lower fees. On GoldexPay we compare what recipients in Australia receive with different services, so you can pick the cheapest route.

What a sender needs to pay you in Australia

A sender in another country will ask for a few details about your account, and missing ones are a common cause of delays. That means: your name exactly as it appears on the account, your account number or IBAN, the BIC of your bank and sometimes your address.

Find the bank in the list above and compare the code with your own bank details – your bank statement is the final word. Some sending banks may also want the name and address of your bank, so keep it at hand.

What lands in your account is often lower than what was sent. Fees for incoming transfers differ per bank. For business payments, state how the fees are split, so nobody is left short.