SWIFT/BIC codes in Australia: banks starting with G

Bank SWIFT codes for Australia

Our directory covers 608 banks and financial institutions in Australia. Each code points to a bank or one of its branches, so a payment from abroad reaches the right place.

Search for the bank you need below and click through for all codes we have and the details a transfer needs. Below the list you can read how codes from Australia are built, how to send money to Australia without overpaying and how to check a code before you pay.

How long does a transfer to Australia take?

An international transfer to Australia typically needs one to a few business days, depending on the currency, the route and the banks involved. Transfers sent late in the day or on weekends and holidays often start the next business day.

If the money seems delayed, ask the sender to contact the sending bank and ask for the status or the UETR. Keep your transfer receipt; a bank needs it to start a trace.

The largest SWIFT network in Australia: BNP Paribas Services, (Australia Branch)

Of all banks in Australia, BNP Paribas Services, (Australia Branch) is listed with the most SWIFT codes. Its head office code is PARBAUS1066.

The number of codes says more about how it organises its payments than about how big it is. If not a branch code is given, PARBAUS1066 is fine for transfers to this bank.

Verifying a SWIFT code from Australia

The best place to find the correct BIC is a document from the bank itself. If the code you have does not match the code listed here, stop and ask.

We collect bank codes from publicly available data and update them regularly. Even so, banks merge or retire codes, so information can be out of date. Before a payment that matters, check the code with the recipient’s bank. GoldexPay is an independent comparison service for money transfers, not a bank.

Watch out for invoices containing changed bank details – a common fraud method. A valid BIC says nothing about who owns the account: criminals use real codes too.

Banks in Australia beginning with the letter :letter

This page only shows banks in Australia beginning with :letter in alphabetical order. The totals mentioned here cover every bank we list and not only this letter.

Some banks are listed under their legal name rather than the name on their app or website, so the letter can differ from what you expect. Use the full list for Australia if you are not sure how the name is spelled.

Getting paid from abroad into an account in Australia

A sender in another country needs several details about your account, and missing ones are a common cause of delays. In practice that means: your name exactly as it appears on the account, your IBAN or account number, the BIC of your bank and, often, your postal address.

Find the bank in the list above and compare the code with your own bank details. Certain banks also want your bank’s address.

What lands in your account can be less than what was sent. Correspondent banks can take a fee, your bank may charge for incoming payments, and when currencies differ, a markup on the rate applies. For business payments, state how the fees are split, so nobody is left short.

How SWIFT codes from Australia are built

A BIC is 8 or 11 characters long. Characters one to four stand for the bank, the fifth and sixth characters are the country code and the next two give the location.

In every code from Australia, characters five and six show the ISO country code of Australia – that is the quickest way to spot one. A code with a different country code come from another country, even if the bank name looks familiar.

If the last three are XXX, it means the head office and the short version works just as well. Choose a branch code just when the recipient’s bank asks for it; otherwise the head office code is the safe choice.

International payments to Australia and the BIC

For Australia you almost always need a SWIFT/BIC code – Australia is not a SEPA country. Without it, your bank cannot send the payment at all.

Depending on the country, accounts are identified by a local account number instead of an IBAN. The recipient’s bank usually has a list of required details for payments from abroad. On the way to Australia, a transfer may pass through correspondent banks.

Bank or transfer service for Australia?

A bank transfer to Australia can cost rather more than the fee suggests. You pay the transfer fee, possibly fees from correspondent banks and, most importantly, the exchange rate markup if the money is converted.

Most of the cost usually sits in the exchange rate, not in the fee: banks convert at a rate with a margin built in. Check the rate you are offered with the mid-market rate, the midpoint you see on financial news sites. The difference is your real cost.

For many routes, a transfer service is cheaper than a traditional bank transfer, mainly because of the rate. GoldexPay lists transfer services side by side so you can see the amount that reaches the recipient before you commit.

Sending AUD to Australia

The currency of Australia is the Australian Dollar (AUD). If you send money in a different currency, the amount gets converted somewhere along the way – by your bank, a bank in between or the recipient’s bank.

Who converts the payment makes a difference. Compare what AUD arrives with different providers. With bigger transfers, even a small difference in the rate adds up quickly.