Bahrain Islamic Bank B.s.c. SWIFT/BIC code

SWIFT/BIC code of Bahrain Islamic Bank B.s.c.

BIBBBHBM and BIBBBHBMXXX are the short and the long form of the same bank identifier, and both point to Bahrain Islamic Bank B.s.c. in Manama. Banks worldwide use these codes to direct payments between countries to the right bank. In practice you usually see the code on invoices from abroad, in payment forms and on the account details that Bahrain Islamic Bank B.s.c. provides.

On this page you will find how the code means, when you need it and what else you need for a transfer to or from Bahrain Islamic Bank B.s.c.. The BIC names an institution, never a single account, which is why you always need the account number too.

Verifying the SWIFT code of Bahrain Islamic Bank B.s.c.

Ask the recipient to send you the account details directly from a recent statement. If the code you have does not match BIBBBHBM or BIBBBHBMXXX, stop and ask: check with the recipient or with Bahrain Islamic Bank B.s.c. directly.

An incorrect BIC can cause a delay, a payment being sent back or extra fees. Do not forget the IBAN: an error there can be harder to correct than a wrong BIC.

An automatic check by your bank merely confirms that the code exists, not that it is the right account. Some banks now check the payee name with the account. Sending a small amount first is a sensible step for a large first payment despite the extra fee.

Paying someone abroad from your Bahrain Islamic Bank B.s.c. account

If you transfer money to another country via Bahrain Islamic Bank B.s.c., the visible fee is rarely all of the cost. There is the fee for the transfer itself, possibly charges from correspondent banks along the way and, above all, the exchange rate markup if the currency changes.

Many banks rarely list their exchange rate markup as a cost – you only notice it if you compare. An easy check: put the rate you get against the mid-market rate for the same moment and look at the difference.

For many routes, a specialist provider turns out to be cheaper than a traditional bank transfer. Before your next transfer, it is worth comparing what arrives via GoldexPay. Using a transfer service does not require closing your account at Bahrain Islamic Bank B.s.c. – you pay the provider from your own account.

Bahrain Islamic Bank B.s.c.: head office code versus branch codes

Bahrain Islamic Bank B.s.c. uses 3 different SWIFT/BIC codes across 1 locations. One of them is the head office code; the rest belong to branches.

If nobody asks you for a branch code, use BIBBBHBMXXX. A branch code only makes sense if the account holder explicitly asks for it.

Not sure which code to use? Check with the recipient, or look at a recent statement from Bahrain Islamic Bank B.s.c.. Codes for branches are more likely to change than BIBBBHBMXXX.

Receiving money from abroad at Bahrain Islamic Bank B.s.c.

A sender in another country will ask for several details about your account – incomplete details often cause delays. What they need is: the account holder’s name, account number or IBAN, BIBBBHBMXXX or BIBBBHBM and often your home address.

You can add Bahrain Islamic Bank B.s.c. and its city as well, because some payment forms have separate fields for them. A mistake in your account number can be harder to fix than you might think.

Expect that the amount credited is smaller than what the sender paid. Charges on incoming payments vary per bank – the price list of Bahrain Islamic Bank B.s.c. tells you what applies. On invoices, it is common to agree who bears the costs to avoid a shortfall.

Scams that use SWIFT codes

Criminals often send fake invoices containing changed bank details, sometimes in an email that looks completely genuine. The fact that BIBBBHBM exists is no guarantee that the account is legitimate; criminals use the codes of real banks too.

Always confirm a change of bank details through a phone call, using a number you already had. Be suspicious of time pressure, unusual wording or an email address that differs by one letter. Acted too fast? Contact the bank you paid from straight away and ask them to start a recall; also report it to the police.

Scams also target the receiver. Someone claims to have sent more than agreed and wants you to return the difference via a different route. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Why Bahrain Islamic Bank B.s.c. has an 8- and an 11-character code

Each SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, two letters for the country and two characters for the location. Together, those parts form BIBBBHBM.

XXX at the end of BIBBBHBMXXX does not stand for a placeholder or a mistake: it indicates the main office of Bahrain Islamic Bank B.s.c.. Certain payment forms ask for 11 characters, in which case you can enter XXX after BIBBBHBM.

Enter the code in one piece, in capitals and without separators, exactly as shown here. Watch for the letter O and the digit 0 and I versus 1, a common source of typos.

About this information

Our SWIFT/BIC directory is compiled from public sources and is updated regularly. Even so, banks merge or retire codes and our data may lag behind. The number of codes on this page are based on what is in our directory, not official figures from Bahrain Islamic Bank B.s.c..

Before a payment that matters, check the code with the recipient’s bank or with the recipient. GoldexPay is not affiliated with Bahrain Islamic Bank B.s.c., we only compare transfer services. Found an error? Tell us via our contact form so we can correct it.

When will the money arrive at Bahrain Islamic Bank B.s.c.?

There is no fixed delivery time for international payments: some arrive within a day, others take several business days. Transfers sent late in the day or just before weekends and holidays usually go out a business day later. Compliance checks on larger or unusual payments may also add some delay, even when all details are correct.

When a payment takes longer than expected, ask the sending bank for the tracking status; with that reference banks can see where the payment is. Save the payment confirmation until the money has arrived; it contains the details a bank needs to start a trace.

Only the sending bank can start an official trace. Request from the sender the payment receipt with the date and reference.