National Bank of Abu Dhabi - Offshore Banking Unit (Obu) SWIFT/BIC code

National Bank of Abu Dhabi - Offshore Banking Unit (Obu) SWIFT code: NBADBHBM

If an invoice shows NBADBHBM or NBADBHBMXXX, it is the same address for National Bank of Abu Dhabi - Offshore Banking Unit (Obu) in Bahrain. A SWIFT code shows the sending bank which institution should receive the money. In practice you mostly come across the code on invoices from abroad, in payment forms and in the bank details of National Bank of Abu Dhabi - Offshore Banking Unit (Obu) customers.

Further down we go through the practical side: receiving money at National Bank of Abu Dhabi - Offshore Banking Unit (Obu), sending money abroad and how to verify the code before you hit send. A SWIFT code names an institution, never a specific account, which is why you always need the account number too.

A note on our data

The directory on GoldexPay is based on publicly available sources and we update it periodically. Still, banks merge, rename themselves or change codes and our data may lag behind. Counts and locations come from our own dataset and are not confirmed by National Bank of Abu Dhabi - Offshore Banking Unit (Obu).

Use this page as a reference, not as the final word: the recipient’s bank details come first. We are an independent comparison service for money transfers and not part of National Bank of Abu Dhabi - Offshore Banking Unit (Obu). Spotted outdated information? Tell us through the contact page and we will look into it.

Changed bank details? Be careful

A common scam goes like this: you receive a request claiming that a contact now has a new bank account and that the next payment should go there. A correct SWIFT code says nothing about who owns the account – scammers simply use real codes.

Check changed bank details through a separate channel. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. Acted too fast? Contact your bank straight away and ask them to try to recall the payment.

People receiving money can be targeted as well: a classic trick is a buyer who pays too much followed by a request to refund the difference to another account. A payment confirmation from the sender is no proof – check your own account.

How long does an international transfer to National Bank of Abu Dhabi - Offshore Banking Unit (Obu) take?

A SWIFT payment typically needs one to a few business days – it depends on currency, route and the banks in between. Transfers sent late in the day or just before weekends and holidays often start a business day later. Compliance checks by one of the banks can also cause some delay, regardless of the details.

If the money seems late, contact your bank about the tracking status or the UETR so they can trace it along the chain. Specialist transfer services often show tracking online showing where the payment is.

If a payment has not arrived after a few business days, the person who paid needs to start with their own bank rather than National Bank of Abu Dhabi - Offshore Banking Unit (Obu). As a recipient, it helps to look at your account for a partial amount, since fees may have been deducted.

Getting paid from abroad into a National Bank of Abu Dhabi - Offshore Banking Unit (Obu) account

A sender in another country will ask for a few details about your account, and missing ones are a common cause of delays. The basics are: your name, IBAN or account number, NBADBHBMXXX and, for some countries, your home address.

It helps to include the bank name and its city as well, since some forms ask for it. Check every detail before you send them.

The amount you receive is often less than what was sent. Correspondent banks can take a fee, and if the currency changes, a markup on the rate applies. On invoices, you can agree how the fees are split.

Before you send: check the National Bank of Abu Dhabi - Offshore Banking Unit (Obu) code

Ask the recipient to send you their bank details directly from their online banking. When the code you were given differs from NBADBHBM or NBADBHBMXXX, do not guess: check with the recipient or with National Bank of Abu Dhabi - Offshore Banking Unit (Obu) directly.

An incorrect BIC may lead to delays, a returned payment or additional charges for investigation. Do not forget the account number: a mistake there is harder to correct than a wrong BIC.

Many banking apps validate the format of IBANs and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. Some banks now compare the name against the account before you confirm; take any warning seriously. For a first payment, some people send a small amount first before sending the rest.

8 or 11 characters: NBADBHBM versus NBADBHBMXXX

Every SWIFT/BIC code starts with an 8-character core: a four-letter bank code, a two-letter country code and two characters for the location. The result is NBADBHBM.

The long version has a three-character extension that identify a branch or department. When those three characters are XXX, they simply mean the head office, so NBADBHBMXXX and NBADBHBM are interchangeable.

In practice the code is written in capitals. A wrong letter can send the money to a different institution, so copy it carefully.

Sending money abroad from National Bank of Abu Dhabi - Offshore Banking Unit (Obu)

What you pay for an international transfer is made up of several parts – not just the fee on your screen. On top of a fixed fee, banks in between can take a cut, and when the money changes currency, the bank usually applies a rate below the actual market rate.

Many banks rarely list the margin on the rate separately. A simple test: put the bank’s rate against the mid-market rate for the same moment and look at the difference.

Money transfer services often offer rates closer to the mid-market rate. On GoldexPay we compare what recipients receive across providers, so you can pick the cheapest route. You can always keep your account at National Bank of Abu Dhabi - Offshore Banking Unit (Obu) as the source of the money; only the conversion and sending happen elsewhere.

Choosing between the 3 SWIFT codes of National Bank of Abu Dhabi - Offshore Banking Unit (Obu)

Having 3 codes, National Bank of Abu Dhabi - Offshore Banking Unit (Obu) is one of the banks that register separate codes for parts of the organisation and departments. The head office code remains NBADBHBMXXX.

Unless the recipient tells you otherwise, use NBADBHBMXXX. Just use a branch code when the recipient gives you that exact code.

Unsure which code to use? Ask the recipient or the bank itself. Codes for branches are more prone to be retired than the head office code.