ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels SWIFT/BIC code

SWIFT/BIC code of ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels

The 8-character code BBRUBEBB and the 11-character code BBRUBEBBXXX refer to the same bank: ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels in Brussels, Belgium. A SWIFT code shows every bank in the chain exactly which bank is meant to get the money, much like a postcode for banks. In practice you mostly see the code on international invoices, in payment forms and on the account details of ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels customers.

Further down you will find the practical side: receiving money at ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels, paying someone in another country and how to check a SWIFT code before you confirm a payment. The SWIFT code on its own does not identify an individual account holder; for that you need the account number or IBAN .

Which of the 5 codes of ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels do you need?

We have 5 SWIFT/BIC codes for ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels. Besides the head office code BBRUBEBBXXX, you will find codes for branches, departments or specific services.

Usually there is no need to pick a branch: payments sent to BBRUBEBBXXX reach ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels without problems. Just use a branch code when the account holder explicitly asks for it, for example on an invoice or in their bank details.

The best way is to take the code straight from the account holder’s invoice. Codes are sometimes changed or retired when banks reorganise, so a code from an old document is not always valid.

How up to date is this code?

The codes here are taken from publicly available data that we update regularly. Still, banks merge, rename themselves or change codes and our data may lag behind. The figures on this page are based on what is in our directory, not official figures from ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels.

Use our data as a reference, rather than as the last word: the recipient’s bank details come first. GoldexPay is not affiliated with ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels. Found an error? Let us know through the contact page.

Tracking a transfer to or from ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels

A SWIFT payment usually takes one to a few business days – it depends on currency, route and the banks in between. Bank holidays in either country add extra days. Sometimes a bank wants to know what the payment is for.

A growing number of banks use SWIFT gpi. Every payment carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Specialist transfer services often provide a status in their app so you can see where the payment has got.

A missing payment is investigated from the sending side, using the payment confirmation. As a recipient, it helps to look at your statements for a slightly lower amount because fees can reduce the amount.

Euro (EUR) and conversion costs

Accounts at ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels are usually held in EUR, the local currency of Belgium. A payment in a foreign currency will be exchanged into EUR. You rarely see a separate charge for that conversion; it is built into the rate.

Which bank converts the payment matters. Transferring the amount already in EUR often avoids an extra conversion at the receiving end.

Rates for EUR move during the day. With bigger transfers, a small gap in the rate adds up quickly.

SEPA payments and the ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels BIC

Belgium is a member of the SEPA area, the zone for uniform euro payments. For a regular euro transfer from another SEPA country, you normally only need the IBAN.

The BIC does matter when the currency is not euros. If a payment form has a field for the BIC regardless, adding BBRUBEBB is fine.

Instant payments in euros are widely available within SEPA; check with ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels whether it applies to your account. Provided no currency is converted, a SEPA transfer tends to be inexpensive; costs rise once a conversion is involved.

International transfers from ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels: the real cost

When you send money abroad through ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels, the visible fee is only part of what you pay. On top of a fixed fee, correspondent or intermediary banks may deduct a fee, and if currencies are converted the bank often applies a rate below the actual market rate.

That exchange rate margin is often the largest cost, and it is easy to miss. Check the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

For a lot of routes, a transfer service is less expensive than a traditional bank transfer. On GoldexPay we compare what recipients receive across providers, so you can pick the cheapest route. You can always use your account at ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels as the source of the money.

BBRUBEBB or BBRUBEBBXXX – which one to use?

A SWIFT code is made up of a few fixed parts: characters one to four identify the bank, characters five and six give the country and the two after that mark the location. Together, those parts form BBRUBEBB, the code most people search for.

The 11-character version has a three-character extension that identify a branch or department. If the last three are XXX, the code points to the head office.

Enter the code as one block, in upper case and without spaces, exactly as shown here. Pasting the code beats retyping it.

Scams that use SWIFT codes

Be alert when someone suddenly asks you to pay into a different account abroad. A valid SWIFT code tells you nothing about who owns the account: scammers use real codes of real banks.

Before paying, verify changed bank details by phone. Watch out for time pressure, unusual wording or a sender address that is slightly off. Already paid? Call your bank without delay and ask them to try to recall the payment; also report it to the police.

Fraud can also work the other way: someone claims to have sent too much and asks you to return the difference via a different route. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

Verifying the SWIFT code of ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels

The most reliable source for the BIC is the bank details provided by the recipient. If the code you have does not match BBRUBEBB or BBRUBEBBXXX, do not guess: check with the recipient or with ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels directly.

If the code is wrong, the transfer may be delayed, bounce back or end up costing more – sometimes after weeks of searching. Do not forget the IBAN: an error there can be harder to undo than a wrong BIC.

Most online banking apps check the format of an IBAN, but that does not prove the account belongs to the right person. If your bank offers it, a payee name check on the recipient gives an extra layer of safety. For a first payment, many people start with a small amount first and wait for confirmation.

Incoming international payments to ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels

If you are waiting for a payment from another country, send the payer a complete set of details. That means: your full name as registered with ING Belgium NV/SA (Formerly Bank Brussels Lambert SA), Brussels, your IBAN or account number, the BIC BBRUBEBBXXX and sometimes your postal address.

It helps to include the bank name and Brussels too, since some forms ask for it. Double-check each detail before you share them, because the sender’s bank usually copies them as is.

Do not be surprised if the incoming amount is smaller than the amount on the sender’s receipt. Intermediary banks may deduct a fee, and if the currency changes, an exchange rate margin comes on top. Make clear with the sender who covers the fees before the money is sent.