The Bank of New York Mellon SA/NV SWIFT/BIC code

What IRVTBEBB means for a payment to The Bank of New York Mellon SA/NV

The 8-character code IRVTBEBB and the full code IRVTBEBBXXX identify the same bank: The Bank of New York Mellon SA/NV in Brussels, Belgium. Every bank on the SWIFT network uses these codes to route payments between countries to the correct institution. In daily life you mostly see the code on international invoices, in your banking app and in the bank details that The Bank of New York Mellon SA/NV provides.

Further down we go through the practical questions: money coming in from abroad, sending money abroad and how to check the code before you hit send. The SWIFT code alone cannot identify an individual account holder; for that you need the account number or IBAN .

Choosing between the 19 SWIFT codes of The Bank of New York Mellon SA/NV

The Bank of New York Mellon SA/NV has 19 separate SWIFT/BIC codes across 1 locations. One of them is the head office code; the rest identify branches or departments, and sometimes internal departments.

If nobody asks you for a branch code, go with IRVTBEBBXXX or its short form IRVTBEBB. When you receive a branch code, stick to it rather than swapping it with the head office code.

Unsure which code applies? Check with the recipient. Branch codes are sometimes changed or retired when banks reorganise.

What the XXX in IRVTBEBBXXX means

Each SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, two letters for the country and a two-character location code. For The Bank of New York Mellon SA/NV, the 8-character core is IRVTBEBB.

XXX at the end of IRVTBEBBXXX does not stand for a placeholder or an error: it indicates the main office of The Bank of New York Mellon SA/NV. Some forms ask for 11 characters, and then you can add XXX after IRVTBEBB.

Do not add spaces, dots when you type IRVTBEBB; the code is always written in one block. Copying the code beats typing it by hand: a typo can point to another bank.

Paying someone abroad from your The Bank of New York Mellon SA/NV account

What you pay for an international transfer is made up of more than one component. There is the transfer fee, possibly charges from correspondent banks in between and, most importantly, the exchange rate markup.

Banks do not show the margin on the rate separately – you only notice it if you compare. An easy check: set the rate you get against the mid-market rate and work out the difference on your amount.

Specialist money transfer services often use a rate near the mid-market rate. GoldexPay compares the amount that arrives with different services, which makes the cheapest option easy to spot. You can always use your account at The Bank of New York Mellon SA/NV as the source of the money; only the conversion and sending happen elsewhere.

About this information

Our SWIFT/BIC directory is compiled from publicly available sources and is updated regularly. Institutions reorganise, close branches and change codes – a directory can be a step behind. The figures on this page reflect what is in our directory.

Before a payment that matters, check the code with The Bank of New York Mellon SA/NV or the recipient. We are an independent comparison site and not part of The Bank of New York Mellon SA/NV. Spotted outdated information? Tell us via our contact form and we will look into it.

Protect yourself against fake payment requests

A common scam goes like this: you receive a message saying that a contact has new bank details and asking you to pay there from now on. The fact that IRVTBEBB exists does not mean that a request mentioning it is genuine; criminals use the codes of real banks too.

Never rely on a phone number in the same message that contains the new account. Urgency and requests to keep it quiet are warning signs – a real supplier can wait a day. When money has already gone to a fraudster, contact your bank immediately.

People receiving money are targeted too: a classic trick is an overpayment and then sends a request to refund the difference to another account. A screenshot of a transfer proves nothing – check your own account.

Getting paid from abroad into a The Bank of New York Mellon SA/NV account

When you expect a payment from another country, send the payer everything they need in one go. The basics are: the account holder’s name, account number or IBAN, IRVTBEBBXXX and, for some countries, your postal address.

Certain sending banks also ask for the bank’s address, so keep it at hand. Check every detail before you share them.

The amount you receive can be less than the amount sent. Charges on incoming payments differ per bank. For business payments, it is common to state who bears the costs to avoid a shortfall.

Is IRVTBEBB still correct? How to check

The safest source for the BIC is the recipient’s own bank details. Compare it with IRVTBEBB here and ask if anything does not match.

If the code is wrong, the transfer may be delayed, bounce back or end up costing more – sometimes after weeks of searching. Remember the IBAN: an error there can be harder to undo than a wrong BIC.

A format check by your bank only confirms that the IBAN exists – not that it belongs to the person you mean to pay. If your bank offers it, a name check on the recipient gives extra certainty. A small test payment can be a sensible step for a large first payment, even if it costs an extra fee.

Euro transfers to The Bank of New York Mellon SA/NV: is a BIC needed?

Belgium is a member of the SEPA area, where euro transfers follow common rules. For a standard euro transfer within SEPA, you normally only need the IBAN; many banks no longer ask for the BIC.

You still need IRVTBEBBXXX for non-euro payments or money from outside the SEPA area. If your banking app has a field for the BIC anyway, adding IRVTBEBB is fine.

Instant euro transfers are widely available across SEPA; check with The Bank of New York Mellon SA/NV whether it applies to your account. As long as no currency is converted, the transfer tends to be cheap.

Euro (EUR) and conversion costs

The local currency of Belgium is the Euro (EUR). A payment in a foreign currency will be exchanged into EUR, and whoever converts it chooses the rate. Each conversion costs the amount, even when no fee is shown.

Who converts the payment matters, because each party uses its own rate. Compare what EUR the recipient gets with different services.

The rate for EUR changes throughout the day, so the amount you see is usually only valid for a short time. If you pay regularly, a slightly better rate add up over a year.

Tracking a transfer to or from The Bank of New York Mellon SA/NV

There is no fixed delivery time for international payments: some land within a day. Weekends and public holidays in either country can add extra days to the journey. Compliance checks by one of the banks can also cause a delay, regardless of the details.

If the money is delayed, ask your bank about the tracking status. Money transfer services often show a status online showing where the money is.

If the money does not arrive after a few business days, the person who paid should start with the bank that sent it. Request from the sender a copy of the payment confirmation including the reference; that often settles the question quickly.