Banco Bisa S.A. SWIFT/BIC code

BANIBOLX – the SWIFT/BIC code of Banco Bisa S.A.

If an invoice shows BANIBOLX or BANIBOLXXXX, you are looking at the identical address for Banco Bisa S.A. in Bolivia. Every bank on the SWIFT network uses BIC codes to route international transfers to the correct institution. It comes up mostly for payments that cross a border and payments in foreign currencies.

We wrote this page to help anyone who sends money to an account at Banco Bisa S.A.. The SWIFT code on its own does not identify a personal account; that is what the account number or IBAN is for.

Banco Bisa S.A.: head office code versus branch codes

With 3 codes in 3 cities, Banco Bisa S.A. belongs to the banks that register separate codes for parts of the organisation. The head office code remains BANIBOLXXXX.

For the vast majority of payments to a private or business account, the head office code BANIBOLXXXX works fine. Branch codes are only needed if the recipient’s bank specifically asks for it.

Unsure which code applies? Ask the recipient or the bank itself. Codes can change when banks reorganise.

A note on our data

The details on this page are taken from publicly available data which we refresh regularly. Even so, banks merge, rename themselves or change codes. The number of codes we show reflect what is in our directory, not official figures from Banco Bisa S.A..

See the information here as a helpful check, and let the details from the recipient or Banco Bisa S.A. have the final say. We are a comparison service and not part of Banco Bisa S.A.. Found an error? Let us know via our contact form.

How long does an international transfer to Banco Bisa S.A. take?

There is no fixed delivery time for every transfer: some land the same day or the next, others take several business days. Transfers sent after the cut-off time or on weekends and holidays usually go out the next business day. Extra checks on larger or unusual payments may also add some delay, regardless of the details.

When a payment takes longer than expected, contact your bank about the tracking status. Save the payment confirmation until the recipient confirms.

If the money does not arrive within the expected time, the sender needs to contact their own bank, not the receiving bank. Ask the sender for the payment receipt.

How to check BANIBOLX before you pay

The safest source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Check it with BANIBOLX here; if they differ, ask before you pay.

Mistakes in the SWIFT code are costly more than fatal. Do not forget the IBAN: a mistake there is more difficult to correct than a wrong BIC.

Most online banking apps validate the format of IBANs and sometimes look up the BIC automatically – that confirms the format, not the owner. Some banks now check the payee name with the account before you confirm – do not ignore a mismatch warning. For a first payment, many people send a small test amount and wait for confirmation.

Receiving money from abroad at Banco Bisa S.A.

For a transfer from abroad at Banco Bisa S.A., the person paying you needs not just the SWIFT code. Share the account holder’s name, your account number or IBAN, the BIC BANIBOLXXXX and your address, which some banks require.

Their bank may request the address of your bank, in which case the La Paz head office is the usual answer. A mistake in the IBAN is harder to fix than it looks.

Expect that the amount credited is below what the sender paid. Intermediary banks may deduct a fee, and if the currency changes, an exchange rate margin applies. For business payments, you can agree how the fees are split to avoid a shortfall.

Sending money abroad from Banco Bisa S.A.

An international bank payment can cost rather more than the listed fee. Besides a fixed fee, banks in between can deduct a fee, and when currencies are converted the bank usually uses a rate below the real market rate.

The markup on the rate tends to be the largest cost because it is hidden in the rate. A simple test: put the bank’s rate next to the mid-market rate for the same moment and look at the difference.

Money transfer services often offer rates closer to the mid-market rate. On GoldexPay you can compare the amount that arrives across providers. Using a transfer service does not require closing your account at Banco Bisa S.A.: you simply pay the service from your account.

Protect yourself against fake payment requests

Stay wary if someone suddenly wants you to pay into another account abroad. That BANIBOLX is a real code does not mean that a request mentioning it is legitimate.

Do not rely on contact details from the same email that contains the change. Pressure and secrecy are red flags – a real supplier can wait a day. Acted too fast? Call your bank straight away and ask them to start a recall and report the fraud.

Fraud can also target the receiver. Someone sends too much and wants you to refund the extra to a new account. A screenshot of a transfer is no proof – check your own account.

BANIBOLX or BANIBOLXXXX – which one to use?

Every SWIFT/BIC code starts with an 8-character core: four letters for the bank, two letters for the country and two characters for the location. For Banco Bisa S.A., the 8-character core is BANIBOLX.

The full version has a three-character extension for a branch or department. If the last three are XXX, the code points to the head office.

Enter the code in one piece, in upper case and without spaces, exactly as shown here. Copying the code is safer than typing it by hand, because one wrong letter changes the bank.