Banco Nacional de Bolivia SWIFT/BIC code

SWIFT/BIC code of Banco Nacional de Bolivia

The 8-character code BNBOBOLX and the full code BNBOBOLXXXX identify the same bank: Banco Nacional de Bolivia in La Paz, Bolivia. A BIC does one job: it ensures that an international payment ends up at the right bank. You will need it mostly for payments that cross a border or a currency.

This page is meant to help people who receives money at an account at Banco Nacional de Bolivia. Remember that the SWIFT code just identifies the bank, not the person: the account number or IBAN takes care of that.

Tracking a transfer to or from Banco Nacional de Bolivia

There is no single delivery time for international payments: some arrive within a day, others take several business days. Payments made late in the day or just before weekends and holidays often start the next business day. Extra checks on larger or unusual payments may also add a delay, even when all details are correct.

Many banks use SWIFT gpi. Every gpi transfer carries a unique reference, the UETR. Money transfer services usually show a status online showing where the payment is.

Only the sending bank can start an official trace or a recall; the receiving side usually has nothing to trace yet. On the receiving end, it helps to look at your statements to see a slightly lower amount.

About this information

We collect bank codes from publicly available data and update them regularly. Institutions merge, close branches and change codes, and a directory never catches every change immediately. Figures such as the number of codes are from our directory and may differ from what Banco Nacional de Bolivia publishes.

Before a payment that matters, always check the BIC with Banco Nacional de Bolivia or the recipient. GoldexPay is not affiliated with Banco Nacional de Bolivia, we only compare transfer services. Found outdated information? Tell us via our contact form and we will look into it.

Sending money abroad from Banco Nacional de Bolivia

An international bank payment can cost more than the fee suggests. You pay the fee for the transfer itself, sometimes charges from correspondent banks in between and, above all, the exchange rate markup.

The markup on the rate tends to be the biggest cost. An easy check: put the rate you get against the mid-market rate and work out the difference on your amount.

For a lot of currency pairs, a transfer service turns out to be less expensive than a traditional bank transfer. Next time you send money, it is worth to compare the total cost on GoldexPay instead of going straight to your bank. Using a transfer service does not require closing your account at Banco Nacional de Bolivia: you simply pay the service from your account.

Incoming international payments to Banco Nacional de Bolivia

If you are waiting for money from abroad, send the payer a complete set of details. In practice that means: your name as registered with Banco Nacional de Bolivia, your account number or IBAN, the BIC BNBOBOLXXXX and usually your address.

It helps to include Banco Nacional de Bolivia and La Paz too. A typo in your account number can be harder to fix than it looks.

Expect that the incoming amount is smaller than what the sender paid. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate comes on top. On invoices, it is common to agree how the fees are split.

What the XXX in BNBOBOLXXXX means

The layout of every SWIFT code never changes: a bank code of four letters, a two-letter country code and two for the location, sometimes followed by a branch code. The result is BNBOBOLX.

XXX at the end of BNBOBOLXXXX does not stand for a missing value or a mistake: it indicates the head office of Banco Nacional de Bolivia. Some forms ask for 11 characters, and then you can enter XXX after BNBOBOLX.

In practice the code is written in capitals, without spaces or dashes. A single character may route the money to another bank.

Choosing between the 9 SWIFT codes of Banco Nacional de Bolivia

With 9 codes in 7 cities, Banco Nacional de Bolivia is one of the banks that use separate codes for branches. The main code remains BNBOBOLXXXX.

If nobody asks you for a branch code, use BNBOBOLXXXX. If you have been given a branch code, use it as it is instead of replacing it with the head office code.

The best way is to copy the code directly from the account holder’s statement. Branch codes can change over time, so a code from an old document is not always valid.

Verifying the SWIFT code of Banco Nacional de Bolivia

The safest source for the BIC is the bank details provided by the recipient. Compare that code with BNBOBOLX here and ask if anything does not match.

A wrong SWIFT code may lead to a delay, a returned payment or extra fees. Do not forget the account number: an error there is harder to undo than a wrong code.

An automatic check in your banking app merely tells you that the code is valid. Where available, a name check on the recipient adds extra certainty. A small test payment is worth it for a large first payment, even if it costs an extra fee.

Changed bank details? Be careful

A common scam works like this: an email arrives with a message saying that a company has new bank details and that the next payment should go there. A real SWIFT code says nothing about who owns the account.

Before paying, verify changed bank details through a phone call. Watch out for time pressure, odd spelling or a sender address that is slightly off. When a payment has already gone to a fraudster, call your bank right away.

Scams can also target the receiver. Someone claims to have sent more than agreed and asks you to refund the extra to a new account. A payment confirmation from the sender is no proof – check your own account.