Taiwan Cooperative Bank, Phnom Penh Branch SWIFT/BIC code

TACBKHPP – the SWIFT/BIC code of Taiwan Cooperative Bank, Phnom Penh Branch

Whether a recipient gives you TACBKHPP or TACBKHPPXXX, you are looking at the identical address for Taiwan Cooperative Bank, Phnom Penh Branch in Cambodia. The code does one job: it ensures that an international payment ends up at the right bank. You will need it mainly when dealing with transfers between countries and payments in foreign currencies.

This page is meant to help people who pays into an account at Taiwan Cooperative Bank, Phnom Penh Branch without mistakes. A SWIFT code identifies an institution, not a single account; the IBAN or account number does that.

Paying someone abroad from your Taiwan Cooperative Bank, Phnom Penh Branch account

The price of a payment abroad has several parts – not just the fee on your screen. On top of a fixed fee, correspondent or intermediary banks may deduct a fee, and when currencies are converted, the bank usually uses a rate that is less favourable than the real market rate.

The real cost is often in the rate: the bank converts using an exchange rate that includes a margin. A simple test: put the rate you get against the mid-market rate for the same moment and work out the difference on your amount.

For a lot of currency pairs, a specialist provider is cheaper than a traditional bank transfer. On GoldexPay you can compare the amount that arrives with different services, so you can pick the cheapest route. Choosing a specialist does not require closing your account at Taiwan Cooperative Bank, Phnom Penh Branch: you simply pay the service from your account.

When will the money arrive at Taiwan Cooperative Bank, Phnom Penh Branch?

A SWIFT payment usually takes one to a few business days. Weekends and public holidays in the sending or receiving country add extra days, since banks do not process on those days. Occasionally a bank wants to know what the payment is for before releasing it.

Many banks are connected to SWIFT gpi. Every payment gets a unique transaction reference, the UETR that banks can use to trace it. Money transfer services often provide tracking in their app so you can see how far the money is.

If the money does not arrive within the expected time, the sender needs to contact the bank that sent it rather than Taiwan Cooperative Bank, Phnom Penh Branch. On the receiving end, it helps to check your account for a partial amount, since fees may have been deducted.

How up to date is this code?

The codes on this page come from publicly available data which we refresh regularly. Still, banks merge or retire codes. The number of codes we show are based on what is in our directory and not on information from Taiwan Cooperative Bank, Phnom Penh Branch itself.

Treat the information here as a helpful check, and let the details from the recipient or Taiwan Cooperative Bank, Phnom Penh Branch have the final say. We are a comparison site and not part of Taiwan Cooperative Bank, Phnom Penh Branch. Found outdated information? Let us know via our contact form and we will look into it.

What the XXX in TACBKHPPXXX means

Every SWIFT/BIC code starts with an 8-character core: a four-letter bank code, a two-letter country code and a two-character location code. For Taiwan Cooperative Bank, Phnom Penh Branch, the 8-character core is TACBKHPP.

XXX at the end of TACBKHPPXXX is not a missing value or a mistake: it indicates the main office of Taiwan Cooperative Bank, Phnom Penh Branch. Some banking apps insist on 11 characters, and then you simply enter XXX behind TACBKHPP.

Type the code as one block, in upper case and without spaces. Pasting the code beats typing it by hand: a typo can point to another bank.

Head office or branch code at Taiwan Cooperative Bank, Phnom Penh Branch?

Taiwan Cooperative Bank, Phnom Penh Branch uses 4 different SWIFT/BIC codes across 2 locations. Only one is the head office code; the others identify branches or departments.

In most cases you do not need to pick a branch: transfers sent to TACBKHPPXXX are routed within Taiwan Cooperative Bank, Phnom Penh Branch correctly. Only use a branch code when the account holder gives you that exact code, for example on an invoice or in their bank details.

The safest approach is to copy the code directly from the recipient’s statement. Branch codes are more likely to change than the head office code.

Getting paid from abroad into a Taiwan Cooperative Bank, Phnom Penh Branch account

If you are waiting for a payment from another country, send the payer a complete set of details. What they need is: the account holder’s name, IBAN or account number, TACBKHPPXXX or TACBKHPP and in many cases your postal address.

You can include Taiwan Cooperative Bank, Phnom Penh Branch and Phnom Penh as well, since some forms ask for it. A mistake in your account number can be more trouble than you might think.

What lands in your account is often lower than the amount sent. Fees for incoming transfers differ from bank to bank; check the price list of Taiwan Cooperative Bank, Phnom Penh Branch. Make clear with the sender who pays which costs.

Is TACBKHPP still correct? How to check

The most reliable place for the correct BIC remains a document from the bank itself. Check that code with TACBKHPP on this page; if they differ, ask before you pay.

With a wrong code, the payment might get stuck, be returned or end up costing more – sometimes after weeks of searching. Do not forget the IBAN: an error there can be harder to correct than a wrong code.

Most online banking apps check the structure of an IBAN, but that does not prove the account belongs to the right person. Some banks now compare the payee name with the account before you confirm – do not ignore a mismatch warning. For a first payment, many people start with a small test amount.

Scams that use SWIFT codes

Be alert when someone unexpectedly wants you to pay into another account or a bank in another country. A valid SWIFT code tells you nothing about whether the request is genuine – scammers simply use real codes.

Verify new bank details via a different channel, such as a phone number you already know, not by replying to the message. Pressure or secrecy are red flags – a real supplier can wait a day. When a payment was sent to the wrong account, call your bank right away – speed improves the chance of getting it back.

Fraud can also work the other way: someone claims to have sent too much and asks you to refund the extra. A screenshot of a transfer is no proof; only your own account shows what has arrived.