Afriland First Bank SWIFT/BIC code

SWIFT/BIC code of Afriland First Bank

CCEICMCX and CCEICMCXXXX are two spellings of the same SWIFT/BIC code, and both point to Afriland First Bank in Yaounde. The code does one job: it ensures that a cross-border transfer ends up at the right bank. In practice you mostly come across the code on invoices from abroad, in your banking app and on the account details of Afriland First Bank customers.

On this page you will find how the code is put together, when you need it and which other details you need for a transfer to or from Afriland First Bank. The SWIFT code alone does not identify an individual account holder; for that you need the IBAN or account number is for.

Watch out for payment fraud

A common scam works like this: you receive a request saying that a company has new bank details and asking you to pay there from now on. That CCEICMCX is a real code is no guarantee that the account is legitimate.

Verify new bank details through a different channel, such as a phone number you already know, never via the email that asked for the change. Pressure or secrecy tend to be red flags. Acted too fast? Contact the bank you paid from straight away and ask them to try to recall the payment and report the fraud.

Scams can also target the receiver. Someone claims to have sent more than agreed and wants you to refund the extra to a new account. Do not act before the money is actually in your account.

Paying someone abroad from your Afriland First Bank account

An international bank payment costs more than the fee suggests. On top of a fixed fee, correspondent or intermediary banks may take a cut, and if the money changes currency the bank usually uses a rate that is less favourable than the real market rate.

That exchange rate margin is often the biggest cost even though it is not listed as a fee. A simple test: put the bank’s rate next to the mid-market rate and look at the difference.

For many currency pairs, a specialist provider turns out to be cheaper than a traditional bank transfer, mainly because of the exchange rate. Before your next transfer, take a minute comparing what arrives on GoldexPay rather than accepting the bank’s rate by default. You can still use your account at Afriland First Bank as the source of the money, while a cheaper service handles the conversion.

Is CCEICMCX still correct? How to check

The safest source for the BIC is the bank details provided by the recipient. Compare it against CCEICMCX on this page and ask if anything does not match.

With a wrong code, the payment may get stuck, bounce back or cost extra. An error in the account number can be a bigger problem, because the money may be credited to someone else; check it just as carefully.

An automatic check by your bank only tells you that the IBAN is valid. More and more banks check the name with the account before you confirm – do not ignore a mismatch warning. When you pay someone new, some people start with a small test amount before sending the rest.

How long does an international transfer to Afriland First Bank take?

An international transfer usually takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Payments made after the cut-off time or on weekends and holidays usually start a business day later. Sometimes a bank wants to know what the payment is for.

Many banks are connected to SWIFT gpi for faster and traceable payments. Every gpi transfer gets a unique transaction reference, the UETR that banks can use to trace it. Keep the payment confirmation.

Only the sending bank can start an official trace. Request from the sender a copy of the payment confirmation; that often settles the question quickly.

Why Afriland First Bank has an 8- and an 11-character code

Each SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, two letters for the country and two characters for the location. In this case, that core is CCEICMCX.

XXX at the end of CCEICMCXXXX is not a placeholder or a mistake: it stands for the head office of Afriland First Bank. Some banking apps ask for 11 characters, in which case you simply enter XXX behind CCEICMCX.

Enter the code in one piece, in capitals and without separators, exactly as shown here. Pasting the code beats retyping it.

Where our SWIFT data comes from

Our SWIFT/BIC directory is compiled from public sources. Institutions reorganise, change names and change codes – a directory can be a step behind. Counts and locations come from our own dataset and may differ from what Afriland First Bank publishes.

See the information here as a helpful check. GoldexPay is a comparison site and not part of Afriland First Bank. Should you notice a mistake, we appreciate a message.

Choosing between the 5 SWIFT codes of Afriland First Bank

Having 5 codes, Afriland First Bank belongs to the banks that use separate codes for branches. The head office code remains CCEICMCXXXX.

For the vast majority of payments to a private or business account, the head office code CCEICMCXXXX works fine. Branch codes are only needed when the account holder specifically asks for it.

The safest approach is to copy the code straight from the recipient’s statement. Branch codes are more likely to change than CCEICMCXXXX.

Getting paid from abroad into a Afriland First Bank account

For an international payment at Afriland First Bank, the person paying you has to have not just the SWIFT code. The basics are: your name, account number or IBAN, CCEICMCXXXX and in many cases your home address.

Certain banks also ask for the name and address of Afriland First Bank. Check every detail before you send them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often lower than the amount sent. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, an exchange rate margin comes on top. Agree with the sender who covers the fees, especially for larger amounts.