Standard Chartered Bank Cameroon S.A. SWIFT/BIC code

SCBLCMCX – the SWIFT/BIC code of Standard Chartered Bank Cameroon S.A.

SCBLCMCX and SCBLCMCXXXX are the short and the long form of the same SWIFT/BIC code, and both lead to Standard Chartered Bank Cameroon S.A. in Douala. A SWIFT code shows every bank in the chain exactly which bank should receive the money. In practice you usually come across it on invoices from abroad, in your banking app and in the bank details that Standard Chartered Bank Cameroon S.A. provides.

On this page we explain how the code means, when you need it and what else you need for a transfer to or from Standard Chartered Bank Cameroon S.A.. The BIC identifies a bank or branch, not a single account.

Sending money abroad from Standard Chartered Bank Cameroon S.A.

When you transfer money to another country from Standard Chartered Bank Cameroon S.A., the visible fee is rarely all of what you pay. There is the transfer fee, possibly charges from correspondent banks in between and, most importantly, the exchange rate markup if the currency changes.

That exchange rate margin tends to be the largest item. An easy check: put the bank’s rate against the mid-market rate and work out the difference on your amount.

Specialised transfer providers frequently offer a rate near the mid-market rate and lower fees. GoldexPay compares what recipients receive with different services, so you can pick the cheapest route. You can still use your account at Standard Chartered Bank Cameroon S.A. as the source of the money, while a cheaper service handles the conversion.

Receiving money from abroad at Standard Chartered Bank Cameroon S.A.

If you expect money from abroad, send the payer all details at once. Share your name as the bank knows it, your account number or IBAN, SWIFT code SCBLCMCXXXX and your address.

The sender’s bank may also ask for the address of your bank, in which case the Douala head office is the usual answer. Double-check each detail before you send them, because the sender’s bank usually copies them as is.

The amount you receive is often lower than the amount sent. Charges on incoming payments vary per bank; check the price list of Standard Chartered Bank Cameroon S.A.. For business payments, it is common to state how the fees are split to avoid a shortfall.

How long does an international transfer to Standard Chartered Bank Cameroon S.A. take?

An international transfer usually needs one to a few business days. Payments made late in the day or just before a weekend or public holiday usually start the next business day. Occasionally a bank wants to know what the payment is for.

When a payment takes longer than expected, contact your bank for the status and the transaction reference; with that reference banks can see where the payment is. Money transfer services often show a status online so you can see where the money is.

The bank that sent the money can request a trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. Ask the sender for a copy of the payment confirmation with the date and reference; that often settles the question quickly.

About this information

We gather bank codes using publicly available data and check our list from time to time. Still, banks merge or change codes, so information can be out of date. Counts and locations come from our own dataset and may differ from what Standard Chartered Bank Cameroon S.A. publishes.

Before a payment of any size, confirm the code with the recipient’s bank or the recipient. We are an independent comparison service for money transfers and not part of Standard Chartered Bank Cameroon S.A.. If you notice something that is out of date, we welcome a message via the contact page.

Why Standard Chartered Bank Cameroon S.A. has an 8- and an 11-character code

A SWIFT code is built from a few fixed parts: the first four letters identify the bank, the next two show the country and characters seven and eight indicate the location. In this case, that core is SCBLCMCX.

XXX at the end of SCBLCMCXXXX does not stand for a placeholder or an error: it indicates the head office of Standard Chartered Bank Cameroon S.A.. Some banking apps ask for 11 characters, and then you can enter XXX after SCBLCMCX.

Leave out spaces when you enter SCBLCMCX; the code is always written in one block. Watch for O versus 0 and I versus 1.

Standard Chartered Bank Cameroon S.A.: head office code versus branch codes

Standard Chartered Bank Cameroon S.A. has 2 different SWIFT/BIC codes. Only one is the head office code, SCBLCMCXXXX; the rest belong to branches or departments.

For the vast majority of payments to a private or business account, the head office code SCBLCMCXXXX is what you need. If you have been given a specific code, stick to it rather than replacing it for the head office code.

Unsure which code to use? Check with the recipient. Codes for branches are more prone to change than the head office code when a bank merges or closes offices.

Changed bank details? Be careful

Criminals often send payment requests containing new bank details sent from what looks like a familiar address. A real SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Verify new bank details through a different channel, never via the email that asked for the change. Be suspicious of urgent requests, odd spelling or a sender address that is slightly off. Already paid? Contact the bank you paid from straight away and ask them to start a recall.

Recipients are targeted too: one known trick is a buyer who pays too much and then sends a request to send back the difference to another account. Do not act before the money has really arrived.

Before you send: check the Standard Chartered Bank Cameroon S.A. code

The most reliable source for the BIC is the recipient’s own bank details. When the code you were given differs from SCBLCMCX or SCBLCMCXXXX, do not guess: check with the recipient or with Standard Chartered Bank Cameroon S.A. directly.

With a wrong code, the transfer might get stuck, bounce back or cost extra. An error in the account number can be a bigger problem; check it just as carefully.

Most online banking apps validate the structure of IBANs and some suggest the matching BIC – that confirms the format, not the owner. More and more banks compare the payee name against the account. When you pay someone new, some people start with a small amount first before sending the rest.