Bangkok Bank (China) Company Limited SWIFT/BIC code

What BKKBCNSH means for a payment to Bangkok Bank (China) Company Limited

The 8-character code BKKBCNSH and the 11-character code BKKBCNSHXXX identify one and the same institution: Bangkok Bank (China) Company Limited in Shanghai, China. A SWIFT code shows the sending bank which institution should receive the money, a bit like a postal address for banks. In practice you usually come across the code on invoices from abroad, in your banking app and on the account details of Bangkok Bank (China) Company Limited customers.

Further down you will find the practical questions: money coming in from abroad, sending money abroad and how to verify a SWIFT code before you hit send. Keep in mind that the SWIFT code only identifies the bank, not the account: the account number or IBAN does that part.

Verifying the SWIFT code of Bangkok Bank (China) Company Limited

The safest source for a SWIFT code is the recipient’s own bank details. When the code you were given does not match BKKBCNSH or BKKBCNSHXXX, do not guess – contact the recipient or Bangkok Bank (China) Company Limited.

With a wrong code, the transfer may get stuck, be returned or cost extra, and tracing it can take weeks. An error in the IBAN or account number can be more serious, so check that just as carefully.

Many banking apps validate the format of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. Where available, a payee name check before sending gives extra certainty. Sending a small amount first is a sensible step for large sums despite the extra fee.

Which of the 6 codes of Bangkok Bank (China) Company Limited do you need?

Bangkok Bank (China) Company Limited has 6 different SWIFT/BIC codes. One of them is the head office code; the others identify branches, and sometimes specific services.

If nobody asks you for a branch code, use BKKBCNSHXXX. Branch codes are only needed if the recipient’s bank explicitly asks for it.

The safest route is to copy the code directly from the account holder’s statement. Codes for branches are more prone to be retired than the head office code when a bank merges or closes offices.

About this information

The codes here come from public sources that we update regularly. It is possible that a code here is no longer current. The number of codes we show are based on what is in our directory, not official figures from Bangkok Bank (China) Company Limited.

Before a payment that matters, always confirm the code with Bangkok Bank (China) Company Limited or the recipient. GoldexPay is not affiliated with Bangkok Bank (China) Company Limited. Found an error? Let us know through the contact page so we can correct it.

Paying into Bangkok Bank (China) Company Limited in CNY

China pays in the Chinese Yuan (CNY). When you pay another currency, the amount has to be converted somewhere along the way: by your bank, an intermediary or Bangkok Bank (China) Company Limited itself. Every conversion costs the amount.

Who does the conversion has an effect on the final amount. Transferring the money directly in CNY usually avoids an extra conversion by Bangkok Bank (China) Company Limited.

Rates for CNY move all the time – some services let you fix a rate in advance. If you pay regularly, small differences in the rate make a real difference over a year.

Sending money abroad from Bangkok Bank (China) Company Limited

A bank transfer abroad can cost rather more than the fee suggests. Besides a fixed fee, correspondent or intermediary banks can deduct a fee, and when currencies are converted the bank often uses a rate below the actual market rate.

The real cost is often in the rate: the bank converts using an exchange rate that includes a margin. An easy check: put the bank’s rate next to the mid-market rate for the same moment and look at the difference.

For a lot of currency pairs, a transfer service turns out to be cheaper than a bank, mainly because of the exchange rate. GoldexPay compares the amount that arrives across providers. You can always keep your account at Bangkok Bank (China) Company Limited as the source of the money; only the conversion and sending happen elsewhere.

Why Bangkok Bank (China) Company Limited has an 8- and an 11-character code

Every SWIFT/BIC code has the same eight core characters: a four-letter bank code, two letters for the country and two characters for the location. Together, these eight characters make up BKKBCNSH.

XXX at the end of BKKBCNSHXXX does not stand for a missing value or a mistake: it indicates the main office of Bangkok Bank (China) Company Limited. Certain payment forms ask for 11 characters, in which case you can add XXX after BKKBCNSH.

Type the code as one block, in capitals and without spaces. Look out for O versus 0 or I versus 1, a common source of typos.

Receiving money from abroad at Bangkok Bank (China) Company Limited

A sender in another country will ask for several details from you. Give them your name as the bank knows it, your account number or IBAN, SWIFT code BKKBCNSHXXX and your address, which some banks require.

Their bank may also ask for the bank address of Bangkok Bank (China) Company Limited, in which case the Shanghai head office is the usual answer. Double-check the details before you send them – a sender rarely spots a mistake in someone else’s details.

Do not be surprised if the amount credited is smaller than the amount on the sender’s receipt. Correspondent banks can take a fee, Bangkok Bank (China) Company Limited may charge for incoming payments, and if the currency changes, an exchange rate margin applies. Agree with the sender who covers the fees.

Changed bank details? Be careful

Scammers regularly send payment requests containing new bank details sent from what looks like a familiar address. The fact that BKKBCNSH exists does not mean that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Verify new payment details via a separate channel. Be suspicious of time pressure, unusual wording or a sender address that is slightly off. If money has already gone to a fraudster, call your bank right away.

People receiving money can be targeted as well: one known trick is a buyer who pays too much followed by a request to refund the difference to another account. Wait until the money is actually in your account – ask Bangkok Bank (China) Company Limited if something looks wrong.

How long does an international transfer to Bangkok Bank (China) Company Limited take?

There is no single answer: many arrive the same day or the next, others take several business days. Weekends and public holidays in the sending or receiving country can add extra days to the journey. Occasionally a bank wants to know what the payment is for before releasing it.

If a transfer is late, contact your bank for the tracking status and the transaction reference. Money transfer services often show tracking online showing how far the money has got.

Only the sending bank can start an official trace – the recipient’s bank often cannot see a payment that has not arrived. Request from the sender a copy of the payment confirmation with the date and reference; that often settles the question quickly.