Bank of Jilin Co., LTD SWIFT/BIC code

SWIFT/BIC code of Bank of Jilin Co., LTD

The 8-character code JLBKCNBJ and the 11-character code JLBKCNBJXXX identify one and the same institution: Bank of Jilin Co., LTD, with its head office in Changchun. Banks worldwide use BIC codes to direct payments between countries to the correct bank. It comes up mainly for payments that cross a border.

On this page we explain how the code is put together, when you need it and what else you need for a transfer to or from Bank of Jilin Co., LTD. The BIC names a bank or branch, not a specific account.

How long does an international transfer to Bank of Jilin Co., LTD take?

A SWIFT payment typically takes anywhere from one to several business days – it depends on currency, route and the banks in between. Payments made after the cut-off time or just before weekends and holidays usually go out the next business day. Compliance checks on larger or unusual payments may also cause some delay, regardless of the details.

When a payment takes longer than expected, ask the sending bank for the status or the UETR so they can trace it along the chain. Money transfer services often show tracking online so you can see where the money has got.

If the money does not arrive after a few business days, the person who paid should contact the bank that sent it. Request from the sender a copy of the payment confirmation.

A note on our data

The codes on this page come from publicly available data that we update regularly. Even so, banks merge or retire codes. Counts and locations are from our directory and are not confirmed by Bank of Jilin Co., LTD.

See our directory here as a handy check. We are a comparison service and not part of Bank of Jilin Co., LTD. Should you notice a mistake, we appreciate a short note via the contact page.

International transfers from Bank of Jilin Co., LTD: the real cost

A bank transfer abroad costs rather more than the fee suggests. On top of the transfer fee, correspondent or intermediary banks can deduct a fee, and when the money changes currency, the bank usually uses a rate that is less favourable than the actual market rate.

Most of the cost usually sits in the exchange rate, not in the fee: the bank converts at a rate that includes a margin. An easy check: put the rate you get against the mid-market rate and work out the difference on your amount.

For many currency pairs, a specialist provider is cheaper than a bank, mainly because of the exchange rate. Next time you send money, take a minute to compare the total cost on GoldexPay rather than accepting the bank’s rate by default. You can always keep your account at Bank of Jilin Co., LTD to fund the transfer; only the conversion and sending happen elsewhere.

JLBKCNBJ or JLBKCNBJXXX – which one to use?

The layout of every SWIFT code is always the same: a bank code of four letters, a two-letter country code and two for the location, sometimes followed by a branch code. In this case, the 8-character core is JLBKCNBJ.

Most payment forms accept either length. If yours asks for eleven characters, enter JLBKCNBJXXX, otherwise JLBKCNBJ is fine.

Enter the code as one block, in capitals and without separators, exactly as shown here. Pasting the code is safer than retyping it: a typo can point to another bank.

Protect yourself against fake payment requests

A common scam works like this: you receive a message claiming that a company now has a new bank account and that the next payment should go there. That JLBKCNBJ is a real code does not mean that a request mentioning it is legitimate.

Verify changed bank details via a different channel, such as a phone number you already know, never via the email that asked for the change. Urgency or requests to keep it quiet tend to be red flags. Already paid? Contact your bank without delay and have them try to recall the payment; also report it to the police.

People receiving money can be targeted as well: one known trick is an overpayment followed by a request to refund the difference to another account. Wait until the money has really arrived.

Chinese Yuan (CNY) and conversion costs

The currency of China is the Chinese Yuan (CNY). When you pay money in a different currency, the amount gets converted at some point – by your bank, by Bank of Jilin Co., LTD or by a bank in between. Each conversion eats into the amount – usually through the rate rather than a fee.

Who does the conversion affects how much arrives, since every bank sets its own rate. Compare how much CNY the recipient gets via different providers before choosing one.

The CNY rate changes throughout the day. For recurring payments, small differences in the rate add up over time.

Before you send: check the Bank of Jilin Co., LTD code

Have the recipient send you their account details straight from a recent statement. When the code you were given differs from JLBKCNBJ or JLBKCNBJXXX, stop and ask: check with the recipient or with Bank of Jilin Co., LTD directly.

With a wrong code, the transfer might be delayed, be returned or end up costing more, and tracing it can take weeks. An error in the account number is a bigger problem, so check that just as carefully.

A validity check in your banking app merely confirms that the IBAN exists. Where available, a payee name check before sending adds an extra layer of safety. A small test payment is worth it for a large first payment, even if it costs an extra fee.

Head office or branch code at Bank of Jilin Co., LTD?

Bank of Jilin Co., LTD uses 2 different SWIFT/BIC codes. Only one is the head office code, JLBKCNBJXXX; the rest belong to branches or departments, and sometimes internal departments.

For most incoming transfers, the head office code JLBKCNBJXXX is the right choice. Only use a branch code when your contact explicitly asks for it, for example on a letter or invoice.

Unsure which code to use? Ask the recipient, or look at a recent statement from Bank of Jilin Co., LTD. Branch codes can change when banks reorganise, so do not rely on old paperwork.

What to give a sender who pays you at Bank of Jilin Co., LTD

A sender in another country needs several details from you – incomplete details often cause delays. Give them the account holder’s name, your account number or IBAN, SWIFT code JLBKCNBJXXX and your address, which some banks require.

You can include Bank of Jilin Co., LTD and its city as well, because some payment forms have separate fields for them. A typo in your account number is harder to fix than it looks; copy them from your banking app rather than typing.

The amount you receive can be lower than what was sent. Correspondent banks can take a fee, and if the currency changes, a markup on the rate applies. Make clear with the sender who pays which costs, especially for larger amounts.