BNP Paribas (China) LTD SWIFT/BIC code

What BNPACNSH means for a payment to BNP Paribas (China) LTD

The 8-character code BNPACNSH and the full code BNPACNSHXXX identify one and the same institution: BNP Paribas (China) LTD, with its head office in Shanghai. Every bank on the SWIFT network uses these codes to direct international transfers to the right bank. You will need it mainly when dealing with payments that cross a border.

On this page you will find what the code means, when you need it and what else you need for a transfer to or from BNP Paribas (China) LTD. The SWIFT code alone does not identify a personal account; that is what the IBAN or account number .

Before you send: check the BNP Paribas (China) LTD code

The best place to find the right code remains paperwork issued by the bank like a bank statement or the account page in online banking. Check that code with BNPACNSH here; if they differ, ask before you pay.

If the code is wrong, the transfer might get stuck, bounce back or cost extra – sometimes after weeks of searching. Remember the IBAN: a mistake there can be harder to correct than a wrong code.

A format check in your banking app only tells you that the code exists, not that it is the right account. Some banks now check the payee name against the account before you confirm – do not ignore a mismatch warning. A small test payment is worth it for large sums, even if it costs an extra fee.

Scams that use SWIFT codes

Fraudsters regularly use fake invoices containing new bank details, sometimes in an email that looks completely genuine. That BNPACNSH is a real code is no guarantee that the account is genuine – fraudsters use real bank codes as well.

Verify new payment details through a separate channel like a call to a number from an earlier contract, never via the email that asked for the change. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. When a payment has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

People receiving money can be targeted as well: a classic trick is an overpayment and then sends a request to send back the difference. Do not act before the money has really arrived – ask BNP Paribas (China) LTD if something looks wrong.

What to give a sender who pays you at BNP Paribas (China) LTD

Someone abroad who wants to pay you will ask for several details from you. In practice that means: your full name as registered with BNP Paribas (China) LTD, your account number or IBAN, the SWIFT/BIC code BNPACNSHXXX and sometimes your address.

Certain sending banks want the bank’s address; it does no harm to include it. Double-check every detail before you send them – a sender rarely spots a mistake in someone else’s details.

An incoming payment does not always arrive in full. Correspondent banks can take a fee, BNP Paribas (China) LTD may charge for incoming payments, and if the currency changes, a markup on the rate applies. Make clear with the sender who covers the fees.

Why BNP Paribas (China) LTD has an 8- and an 11-character code

A SWIFT code is built from fixed blocks: characters one to four identify the bank, the next two show the country and the two after that indicate the location. For BNP Paribas (China) LTD, that core is BNPACNSH.

Many banks and apps accept both lengths. If a form requires eleven characters, enter BNPACNSHXXX; if it wants eight, use BNPACNSH.

As a rule the code is typed in capitals, without spaces or dashes. Pasting the code beats typing it by hand, because one wrong letter changes the bank.

Paying someone abroad from your BNP Paribas (China) LTD account

When you send money to another country through BNP Paribas (China) LTD, the visible fee is rarely all of the cost. On top of the transfer fee, correspondent or intermediary banks can deduct a fee, and when the money changes currency the bank usually applies a rate below the actual market rate.

The real cost is often in the rate, not in the fee: many banks convert using an exchange rate with a margin built in. An easy check: put the bank’s rate against the mid-market rate for the same moment and work out the difference on your amount.

For many routes, a specialist provider turns out to be cheaper than a bank, mainly because of the exchange rate. GoldexPay compares what recipients receive with different providers, which makes the cheapest option easy to spot. Choosing a specialist does not mean closing your account at BNP Paribas (China) LTD: you simply pay the service from your account.

About this information

The directory on GoldexPay draws on publicly available sources and is updated regularly. Banks merge, change names and retire codes, and a directory never catches every change immediately. The number of codes on this page reflect our own data and not on information from BNP Paribas (China) LTD itself.

Before any payment that matters, always check the BIC with the recipient’s bank or with the recipient. GoldexPay is a comparison site and not part of BNP Paribas (China) LTD. Found an error? Tell us through the contact page.

Which of the 2 codes of BNP Paribas (China) LTD do you need?

Our database contains 2 SWIFT/BIC codes for BNP Paribas (China) LTD in 1 cities. Next to the head office code BNPACNSHXXX, you will find codes for regional offices and specialised units.

If nobody asks you for a branch code, use BNPACNSHXXX or its short form BNPACNSH. Just use a branch code when the account holder gives you that exact code, for example on a letter or invoice.

The safest approach is to copy the code straight from the account holder’s statement. Codes for branches are more prone to change than BNPACNSHXXX.

Chinese Yuan (CNY) and conversion costs

The local currency of China is the Chinese Yuan (CNY). Money sent in a different currency will be converted into CNY. Every conversion costs something – usually through the rate rather than a fee.

Who converts the payment matters: every bank has its own margin. Sending the amount already in CNY usually prevents an extra conversion at the receiving end – as long as your own rate is good.

The CNY rate fluctuates throughout the day, so the amount you see is usually only valid for a short time. For recurring payments, small differences in the rate add up over a year.

Transfer times and tracking a payment to BNP Paribas (China) LTD

How fast a payment arrives at BNP Paribas (China) LTD is determined by several factors: the currency, how many intermediary banks are involved, cut-off times and time zones. Weekends and public holidays in the sending or receiving country can add a day or more to the journey. Extra checks on larger or unusual payments may also add some delay.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer gets a unique reference, the UETR that banks can use to trace it. Keep the payment confirmation until the recipient confirms; it contains the details a bank needs to start a trace.

Only the sending bank can start an official trace; the receiving side usually has nothing to trace yet. On the receiving end, you can check your account to see a slightly lower amount.