Boc International (China) Limited SWIFT/BIC code

What BOCICNS1 means for a payment to Boc International (China) Limited

The 8-character code BOCICNS1 and the full code BOCICNS1XXX refer to one and the same institution: Boc International (China) Limited. A SWIFT code tells the banks handling a payment which institution should receive the money. In daily life you mostly see it on invoices from abroad, in your banking app and in the bank details of Boc International (China) Limited customers.

This page is meant to help people who pays into an account at Boc International (China) Limited. The SWIFT code alone does not identify a personal account; for that you need the account number or IBAN .

Changed bank details? Be careful

Be wary if someone unexpectedly wants you to pay into another account or a bank in another country. A correct SWIFT code says nothing about who owns the account.

Before paying, verify a change of bank details by phone. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. Acted too fast? Contact the bank you paid from without delay and have them try to recall the payment; also report it to the police.

People receiving money can be targeted as well: a classic trick is a buyer who pays too much followed by a request to refund the difference. Wait until the money has really arrived – ask Boc International (China) Limited if something looks wrong.

When will the money arrive at Boc International (China) Limited?

There is no fixed answer for international payments: some arrive within a day while others need several business days. Weekends and public holidays in either country can add extra days. Occasionally a bank asks about the purpose of a payment.

When a payment takes longer than expected, contact the sending bank for the tracking status and the transaction reference; with that reference banks can see where the payment is. Money transfer services usually provide a status in their app showing where the money is.

If a payment has not arrived after a few business days, the person who paid needs to start with their own bank rather than Boc International (China) Limited. Request from the sender the payment receipt; that often settles the question quickly.

A note on our data

The directory on GoldexPay is based on public sources. Even so, banks merge or change codes and our data may lag behind. The figures we show are based on what is in our directory.

Use this page as a starting point, not as the last word – the bank details from the recipient are leading. GoldexPay has no connection to Boc International (China) Limited; we are a comparison site for money transfers. Should you notice something that is out of date, we welcome a message.

How to check BOCICNS1 before you pay

The most reliable source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. Check that code with BOCICNS1 here; if they differ, ask before you pay.

If the code is wrong, the transfer may get stuck, bounce back or end up costing more – sometimes after weeks of searching. Do not forget the account number: a mistake there can be harder to undo than a wrong BIC.

Many banking apps validate the structure of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. Some banks now check the payee name against the account; take any warning seriously. For a first payment, some people start with a small test amount and wait for confirmation.

Boc International (China) Limited: head office code versus branch codes

Boc International (China) Limited uses 2 different SWIFT/BIC codes across 2 cities. One of them is the head office code, BOCICNS1XXX; the others belong to branches or departments, and sometimes internal departments.

Usually there is no need to pick a branch: payments sent to BOCICNS1XXX reach Boc International (China) Limited without problems. Branch codes are only needed when the recipient’s bank specifically asks for it.

The safest approach is to take the code straight from the account holder’s statement. Codes can change over time, so a code from an old document is not always valid.

What the XXX in BOCICNS1XXX means

The structure of every SWIFT code never changes: four characters for the institution, two for the country and two for the location, plus an optional branch code. Together, those parts make up BOCICNS1.

The 11-character version adds a three-character extension that identify a branch or department. If the last three are XXX, they simply mean the head office, which is why BOCICNS1XXX and BOCICNS1 lead to the same place.

Enter the code as one block, in upper case and without spaces, exactly as shown here. Look out for the letter O and the digit 0 and the letter I and the digit 1, a common source of typos.

Chinese Yuan (CNY) and conversion costs

Most accounts at Boc International (China) Limited are typically held in CNY, the local currency of China. When you pay money in a different currency it has to be converted somewhere along the way. There is rarely a separate line for the conversion; it is built into the rate.

Who converts the money makes a difference, because each party uses its own rate. In many cases you pay less to send CNY directly through a transfer service that converts near the mid-market rate, so that the receiving bank does not need to convert again.

Exchange rates change all the time, and some providers let you lock in a rate. If you pay regularly, a slightly better rate make a real difference over a year.

Incoming international payments to Boc International (China) Limited

Someone abroad who wants to pay you will ask for a few details from you – incomplete details often cause delays. That means: your name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code BOCICNS1XXX and, often, your postal address.

The sender’s bank may request the bank address of Boc International (China) Limited; the head office in Shanghai is usually fine. A typo in the IBAN can be harder to fix than you might think.

Expect that the amount credited is below what the sender paid. Fees for incoming transfers vary from bank to bank; check the price list of Boc International (China) Limited. Make clear with the sender who covers the fees, especially for larger amounts.

Paying someone abroad from your Boc International (China) Limited account

What you pay for an international transfer is made up of several parts, and the transfer fee is only the most visible one. There is the transfer fee, sometimes fees charged by intermediary banks along the way and, above all, the margin on the exchange rate when the money is converted.

The markup on the rate tends to be the biggest cost. An easy check: put the rate you get next to the mid-market rate and look at the difference.

Specialised transfer providers frequently offer rates closer to the mid-market rate with clearer fees. Next time you send money, it is worth comparing what arrives via GoldexPay. Choosing a specialist does not require leaving Boc International (China) Limited – you pay the provider from your own account.