Citibank (China) Co., LTD. SWIFT/BIC code

CITICNSX – the SWIFT/BIC code of Citibank (China) Co., LTD.

The short code CITICNSX and the full code CITICNSXXXX refer to one and the same institution: Citibank (China) Co., LTD., with its head office in Shanghai. Banks worldwide use BIC codes to route payments between countries to the right bank. It comes up mainly when dealing with payments that cross a border.

This page is meant to help people who pays into an account at Citibank (China) Co., LTD. and wants to get the details right. Keep in mind that the SWIFT code just identifies the bank, not the person: the account number or IBAN takes care of that.

What the XXX in CITICNSXXXX means

The structure of a BIC never changes: four characters for the institution, a two-letter country code and a two-character location code, plus an optional branch code. Combined, those parts make up CITICNSX – the version you usually see online.

XXX at the end of CITICNSXXXX is not a placeholder or a mistake: it stands for the head office of Citibank (China) Co., LTD.. Some forms insist on 11 characters, in which case you can add XXX after CITICNSX.

Leave out spaces or dashes when you enter CITICNSX or CITICNSXXXX. A single character can send the money to another bank, so check it twice.

How up to date is this code?

We collect SWIFT/BIC codes from publicly available data and check our list regularly. Still, banks merge, rename themselves or retire codes. Counts and locations are from our directory.

See the information here as a helpful check. We are a comparison site and not part of Citibank (China) Co., LTD.. If you notice something that is out of date, we appreciate a message.

Sending CNY to Citibank (China) Co., LTD.

Most accounts at Citibank (China) Co., LTD. are usually held in CNY, the national currency of China. When you pay another currency, the amount gets converted somewhere along the way. You rarely see a separate charge for that conversion; it is built into the rate.

Who converts the money matters. In many cases you pay less to send CNY straight away via a provider with a good rate, so that the receiving bank does not need to convert again.

The rate for CNY changes throughout the day, so the amount you see is usually only valid for a short time. On larger amounts, a seemingly small gap in the rate can be worth more than the fee.

When will the money arrive at Citibank (China) Co., LTD.?

There is no fixed delivery time for international payments: many arrive the same day or the next while others need several business days. Bank holidays in the sending or receiving country add extra days to the journey. Extra checks by one of the banks can also cause a delay.

When a payment takes longer than expected, ask the sending bank for the status or the UETR; with that reference banks can see where the payment is. Save your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

A missing payment is investigated from the sending side, using the payment confirmation. Request from the sender the payment receipt with the date and reference – it helps your own bank look for the money.

Changed bank details? Be careful

Criminals regularly send payment requests with new bank details, sometimes in an email that looks completely genuine. A real SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Do not trust contact details in the same message that announces the new account. Pressure or secrecy tend to be warning signs; a genuine business can wait for you to check. Acted too fast? Call your bank without delay and have them try to recall the payment; also report it to the police.

Scams can also work the other way. Someone claims to have sent more than agreed and asks you to refund the extra to a new account. A screenshot of a transfer proves nothing.

Getting paid from abroad into a Citibank (China) Co., LTD. account

For a transfer from abroad into your account at Citibank (China) Co., LTD., the person paying you has to have more than the BIC. That means: your name as registered with Citibank (China) Co., LTD., your IBAN or account number, the BIC CITICNSXXXX (or CITICNSX) and, often, your postal address.

You can include the bank name and Shanghai too, since some forms ask for it. Double-check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

Money from abroad will not always land in full. Charges on incoming payments differ from bank to bank; check the price list of Citibank (China) Co., LTD.. Agree with the sender who pays which costs before the money is sent.

Which of the 18 codes of Citibank (China) Co., LTD. do you need?

Having 18 codes, Citibank (China) Co., LTD. is one of the banks that register individual codes for branches and departments. The head office code remains CITICNSXXXX.

For the vast majority of payments to a private or business account, the head office code CITICNSXXXX is what you need. Only use a branch code when the recipient explicitly asks for it, for example on an invoice or in their bank details.

Not sure which code applies? Check with the recipient, or look at a recent statement from Citibank (China) Co., LTD.. Codes for branches are more prone to change than CITICNSXXXX.

Sending money abroad from Citibank (China) Co., LTD.

A bank transfer abroad can cost more than the listed fee. There is the transfer fee, possibly charges from correspondent banks along the way and, most importantly, the exchange rate markup.

Many banks do not show their exchange rate markup separately. An easy check: set the bank’s rate next to the mid-market rate and look at the difference.

Money transfer services frequently offer a rate near the mid-market rate. GoldexPay compares transfer providers next to each other, showing what actually arrives before you commit. You can always keep your account at Citibank (China) Co., LTD.; only the conversion and sending happen elsewhere.

Is CITICNSX still correct? How to check

The safest source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. When the code you were given does not match CITICNSX or CITICNSXXXX, do not guess.

With a wrong code, the transfer may be delayed, be returned or end up costing more – sometimes after weeks of searching. Do not forget the account number: a mistake there is harder to undo than a wrong BIC.

Most online banking apps check the format of IBANs and sometimes look up the BIC automatically – that confirms the format, not the owner. Where available, a payee name check before sending gives extra certainty. For a first payment, many people send a small amount first and wait for confirmation.