Dah Sing Bank (China) Limited SWIFT/BIC code

DSBACNBX – the SWIFT/BIC code of Dah Sing Bank (China) Limited

The 8-character code DSBACNBX and the full code DSBACNBXXXX refer to one and the same institution: Dah Sing Bank (China) Limited in Shenzhen, China. The code does one job: it ensures that an international payment reaches the right bank. In daily life you usually see the code on invoices from abroad, in payment forms and on the account details of Dah Sing Bank (China) Limited customers.

On this page we explain how the code is put together, when you need it and which other details a transfer to or from Dah Sing Bank (China) Limited requires. The SWIFT code on its own cannot identify a personal account; that is what the account number or IBAN is for.

A note on our data

We collect bank codes from public sources and update our list from time to time. It can happen that information here is out of date after a merger or reorganisation. The figures on this page are based on what is in our directory and not on information from Dah Sing Bank (China) Limited itself.

Use this page as a starting point, rather than as the last word: the recipient’s bank details come first. We are an independent comparison service and not affiliated with Dah Sing Bank (China) Limited. Spotted an error? Let us know through the contact page so we can correct it.

Is DSBACNBX still correct? How to check

The safest source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. Compare that code with DSBACNBX here.

A wrong SWIFT code can cause delays, a payment being sent back or extra fees along the way. Do not forget the account number: a mistake there is harder to correct than a wrong BIC.

An automatic check by your bank merely tells you that the IBAN is valid – not that it belongs to the person you mean to pay. More and more banks check the payee name with the account before you confirm – do not ignore a mismatch warning. A small test payment is a sensible step for large sums.

Sending money abroad from Dah Sing Bank (China) Limited

A bank transfer abroad costs more than the fee suggests. There is the fee for the transfer itself, possibly fees charged by intermediary banks along the way and, most importantly, the margin on the exchange rate when the money is converted.

Banks rarely show their exchange rate markup separately – you only notice it if you compare. Check the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

Specialist money transfer services frequently use a rate near the mid-market rate and lower fees. Next time you send money, take a minute comparing the total cost on GoldexPay instead of going straight to your bank. You can still keep your account at Dah Sing Bank (China) Limited to fund the transfer; only the conversion and sending happen elsewhere.

How long does an international transfer to Dah Sing Bank (China) Limited take?

There is no single delivery time for every transfer: some land within a day, others take several business days. Weekends and public holidays in either country can add a day or more, since banks do not process on those days. Sometimes a bank wants to know what the payment is for.

If the money is late, contact the sending bank for the status so they can trace it along the chain. Keep the payment confirmation until the recipient confirms.

If the money does not arrive after a few business days, the person who paid needs to start with the bank that sent it. Request from the sender the payment receipt with the date and reference.

The Chinese Yuan and what conversion costs you

Accounts at Dah Sing Bank (China) Limited are typically held in CNY, the national currency of China. Money sent in a different currency will be converted into CNY, and whoever converts it chooses the rate. Every conversion costs something.

Which bank converts the payment makes a difference. Check what CNY the recipient gets with several providers.

Exchange rates change all the time, and some providers let you lock in a rate. For recurring payments, small differences in the rate make a real difference over time.

Getting paid from abroad into a Dah Sing Bank (China) Limited account

To receive a transfer from abroad into your account at Dah Sing Bank (China) Limited, the sender has to have more than the BIC. Share the account holder’s name, your account number or IBAN, SWIFT code DSBACNBXXXX and your address.

Their bank may request the bank address of Dah Sing Bank (China) Limited, in which case the Shenzhen head office is the usual answer. A mistake in your account number is harder to fix than it looks; copy them from your banking app rather than typing.

Do not be surprised if the amount credited is below what the sender paid. Charges on incoming payments differ per bank. On invoices, it is common to agree how the fees are split.

Head office or branch code at Dah Sing Bank (China) Limited?

We have 3 SWIFT/BIC codes for Dah Sing Bank (China) Limited, spread over 3 locations. Besides the head office code DSBACNBXXXX, there are codes for regional offices and specialised units.

For the vast majority of payments to a private or business account, the head office code DSBACNBXXXX works fine. A branch code only makes sense when the recipient’s bank specifically mentions it, which is more common for business accounts and trade services.

The safest route is to copy the code directly from the recipient’s statement. Branch codes are sometimes changed or retired when banks reorganise, so do not rely on old paperwork.

Watch out for payment fraud

Be wary when a contact unexpectedly asks you to send money to a different account. The fact that DSBACNBX exists does not mean that a request mentioning it is genuine; criminals use the codes of real banks too.

Do not rely on a phone number in the same message that announces the change. Pressure and requests to keep it quiet tend to be warning signs; a genuine business can wait for you to check. Already paid? Contact your bank straight away and have them start a recall.

Recipients are targeted too: a classic trick is an overpayment followed by a request to refund the difference to another account. A payment confirmation from the sender proves nothing.

What the XXX in DSBACNBXXXX means

Each SWIFT/BIC code has the same eight core characters: four letters for the bank, two letters for the country and two characters for the location. For Dah Sing Bank (China) Limited, the 8-character core is DSBACNBX.

The 11-character version has a three-character extension for a branch or department. If the last three are XXX, they simply mean the head office.

Leave out spaces or dashes when you enter DSBACNBX or DSBACNBXXXX. Copying the code beats typing it by hand.