Deutsche Bank (China) Co. LTD. SWIFT/BIC code

SWIFT/BIC code of Deutsche Bank (China) Co. LTD.

The 8-character code DEUTCNBJ and the 11-character code DEUTCNBJXXX refer to one and the same institution: Deutsche Bank (China) Co. LTD., with its head office in Beijing. Banks worldwide use BIC codes to direct international transfers to the correct bank. In practice you mostly see it on invoices from abroad, in your banking app and in the bank details that Deutsche Bank (China) Co. LTD. provides.

On this page we explain what the code is put together, when it matters and which other details a transfer to or from Deutsche Bank (China) Co. LTD. requires. Remember that the BIC just identifies the bank, not the person: the account number or IBAN does that part.

How to check DEUTCNBJ before you pay

The best place to find the right code is paperwork issued by the bank, such as a statement or the account details in online banking. When the code you were given does not match DEUTCNBJ or DEUTCNBJXXX, do not guess.

If the code is wrong, the payment may get stuck, bounce back or cost extra, and tracing it can take weeks. Remember the IBAN: a mistake there is more difficult to correct than a wrong code.

Many banking apps validate the structure of IBANs and some suggest the matching BIC, but that does not prove the account belongs to the right person. More and more banks check the payee name against the account before you confirm – do not ignore a mismatch warning. When you pay someone new, many people start with a small test amount and wait for confirmation.

Getting paid from abroad into a Deutsche Bank (China) Co. LTD. account

A sender in another country needs a few details from you – incomplete details often cause delays. In practice that means: your name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code DEUTCNBJXXX and usually your address.

Certain sending banks also ask for the name and address of Deutsche Bank (China) Co. LTD.. A typo in the IBAN can be more trouble than it looks; copy them from your banking app rather than typing.

An incoming payment will not always land in full. Charges on incoming payments differ from bank to bank – the price list of Deutsche Bank (China) Co. LTD. tells you what applies. Make clear with the sender who covers the fees.

Head office or branch code at Deutsche Bank (China) Co. LTD.?

Deutsche Bank (China) Co. LTD. uses 8 different SWIFT/BIC codes. Only one is the head office code; the others identify branches or departments, and sometimes internal departments.

For the vast majority of payments to a private or business account, the head office code DEUTCNBJXXX works fine. A branch code only makes sense if the recipient’s bank specifically asks for it.

The safest route is to take the code directly from the account holder’s bank details. Codes can change over time.

Chinese Yuan (CNY) and conversion costs

China pays in the Chinese Yuan (CNY). If you send money in a different currency, the amount has to be converted somewhere along the way – by your bank, by Deutsche Bank (China) Co. LTD. or by a bank in between. Every conversion eats into the amount – usually through the rate rather than a fee.

Which bank converts the payment matters: every bank has its own margin. Sending the amount already in CNY usually avoids an extra conversion – as long as your own rate is good.

The rate for CNY changes throughout the day and quotes are often valid only for a short time. If you pay regularly, a slightly better rate add up over time.

DEUTCNBJ or DEUTCNBJXXX – which one to use?

The layout of every SWIFT code never changes: a bank code of four letters, two for the country and two for the location. Combined, these eight characters make up DEUTCNBJ, the code most people search for.

XXX at the end of DEUTCNBJXXX does not stand for a placeholder or a mistake: it indicates the head office of Deutsche Bank (China) Co. LTD.. Some forms insist on 11 characters, and then you simply enter XXX behind DEUTCNBJ.

Enter the code in one piece, in capitals and without spaces. A wrong character may route the money to a different institution, so copy it carefully.

A note on our data

Our SWIFT/BIC directory is compiled from public sources and we update it periodically. It can happen that a code on this page is no longer current after a merger or reorganisation. Figures such as the number of codes come from our directory and may differ from what Deutsche Bank (China) Co. LTD. publishes.

Treat our directory on this page as a helpful check. GoldexPay has no connection to Deutsche Bank (China) Co. LTD., we only compare transfer services. If you notice a mistake, we welcome a short note via the contact page.

Paying someone abroad from your Deutsche Bank (China) Co. LTD. account

If you transfer money to another country via Deutsche Bank (China) Co. LTD., the visible fee is only part of the cost. Besides a fixed fee, correspondent or intermediary banks can take a cut, and if currencies are converted the bank usually applies a rate that is less favourable than the actual market rate.

The real cost is often in the rate, rather than in the fee: many banks convert at a rate that includes a margin. An easy check: put the rate you get against the mid-market rate for the same moment and work out the difference on your amount.

For many currency pairs, a transfer service is less expensive than a bank, mainly because of the exchange rate. GoldexPay compares transfer providers side by side so you can see what actually arrives before you commit. Choosing a specialist does not mean leaving Deutsche Bank (China) Co. LTD..

Watch out for payment fraud

A common scam goes like this: you receive a message saying that a supplier has a new bank account and that the next payment should go there. A valid SWIFT code tells you nothing about whether the request is genuine.

Always verify a change of bank details through a phone call on a number you know, not one from the message. Watch out for urgent requests, odd spelling or an email address that differs by one letter. If money has already gone to a fraudster, contact your bank immediately – speed improves the chance of getting it back.

Recipients can be targeted as well: a classic trick is a buyer who pays too much and then sends a request to send back the difference to another account. Do not act before the money is actually in your account.

Tracking a transfer to or from Deutsche Bank (China) Co. LTD.

There is no fixed answer: many land the same day or the next, others take several business days. Transfers sent late in the day or on a weekend or public holiday often start the next business day. Sometimes a bank wants to know about the purpose of a payment before releasing it.

If a transfer seems late, ask the sending bank about the status or the UETR. Save your transfer receipt until the recipient confirms – you will need it for any trace request.

The bank that sent the money can request a trace – the recipient’s bank often cannot see a payment that has not arrived. As a recipient, it helps to look at your statements for a slightly lower amount.