Fubon Bank (China) Co., LTD SWIFT/BIC code

Fubon Bank (China) Co., LTD SWIFT code: FSBCCNSH

The short code FSBCCNSH and the 11-character code FSBCCNSHXXX identify the same bank: Fubon Bank (China) Co., LTD, with its head office in Shanghai. Banks worldwide use these codes to route international transfers to the right institution. In practice you usually come across the code on invoices from abroad, in payment forms and in the bank details of Fubon Bank (China) Co., LTD customers.

This page is meant to help anyone who sends money to an account at Fubon Bank (China) Co., LTD. The BIC identifies an institution, never a specific account.

A note on our data

We gather bank codes from public sources and check them regularly. Even so, banks merge or retire codes, so information can be out of date. The number of codes on this page reflect our own data and not on information from Fubon Bank (China) Co., LTD itself.

Treat our directory on this page as a helpful check. GoldexPay is not affiliated with Fubon Bank (China) Co., LTD. Spotted an error? Tell us via our contact form and we will look into it.

Chinese Yuan (CNY) and conversion costs

The currency in China is the Chinese Yuan (CNY). Money sent in a different currency will be converted into CNY on its way to Fubon Bank (China) Co., LTD. You rarely see a separate charge for the conversion; it is built into the rate.

Which bank converts the money makes a difference. Sending the amount already in CNY usually prevents a second conversion at the receiving end – as long as your own rate is good.

The rate for CNY changes constantly and quotes are often valid only for a short time. On larger amounts, a small difference in the rate adds up quickly.

FSBCCNSH or FSBCCNSHXXX – which one to use?

A BIC is built from a few fixed parts: the first four letters identify the bank, the next two show the country and characters seven and eight indicate the location. Combined, these eight characters form FSBCCNSH.

The full version adds three more characters for a branch or department. If the last three are XXX, they simply mean the head office, which is why FSBCCNSHXXX and FSBCCNSH lead to the same place.

Do not add spaces when you type FSBCCNSH; the code is always written in one block. Watch for the letter O and the digit 0 or the letter I and the digit 1.

What to give a sender who pays you at Fubon Bank (China) Co., LTD

To receive a transfer from abroad into your account at Fubon Bank (China) Co., LTD, the person paying you needs not just the BIC. In practice that means: your full name as registered with Fubon Bank (China) Co., LTD, your account number or IBAN, the SWIFT/BIC code FSBCCNSHXXX (or FSBCCNSH) and usually your postal address.

It helps to add the bank name and its city too, because some payment forms have separate fields for them. A typo in the IBAN is harder to fix than it looks, so copy the details from your online banking.

Expect that the incoming amount is smaller than what the sender paid. Fees for incoming transfers differ from bank to bank. For business payments, you can agree how the fees are split, so that nobody is left short.

Which of the 4 codes of Fubon Bank (China) Co., LTD do you need?

With 4 codes in 4 locations, Fubon Bank (China) Co., LTD is one of the banks that register separate codes for branches and departments. The main code remains FSBCCNSHXXX.

Unless the recipient tells you otherwise, use FSBCCNSHXXX or its short form FSBCCNSH. Branch codes are only needed if the recipient’s bank specifically mentions it, which is more common for business accounts and trade services.

Unsure which code applies? Check with the recipient. Branch codes are sometimes changed or retired over time, so do not rely on old paperwork.

How long does an international transfer to Fubon Bank (China) Co., LTD take?

There is no fixed answer for international payments: some arrive within a day, others take several business days. Payments made after the cut-off time or on weekends and holidays often start the next business day. Occasionally a bank asks what the payment is for, which can hold things up.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer gets a unique reference, the UETR, which your bank can use to see where the money is. Money transfer services usually show tracking in their app showing how far the money is.

If a payment has not arrived after a few business days, the person who paid needs to start with their own bank, not the receiving bank. As a recipient, you can look at your account to see a partial amount, since fees may have been deducted.

Protect yourself against fake payment requests

A common scam goes like this: you receive a message claiming that a contact has a new bank account and asking you to pay there from now on. A real SWIFT code tells you nothing about whether the request is genuine.

Verify new payment details via a separate channel, not by replying to the message. Urgency and secrecy are red flags; a genuine business can wait for you to check. Already paid? Contact your bank straight away and have them try to recall the payment; also report it to the police.

Fraud can also work the other way. Someone claims to have sent too much and wants you to refund the extra. A payment confirmation from the sender proves nothing – check your own account.

How to check FSBCCNSH before you pay

Ask the recipient to copy their account details straight from their online banking. Check it against FSBCCNSH here and ask if anything does not match.

An incorrect BIC can cause a delay, a returned payment or extra fees. Remember the IBAN: an error there can be harder to undo than a wrong code.

A format check by your bank only tells you that the code exists – not that it belongs to the person you mean to pay. Where available, a name check before sending gives extra certainty. When you pay someone new, many people send a small amount first and wait for confirmation.

Paying someone abroad from your Fubon Bank (China) Co., LTD account

When you send money to another country from Fubon Bank (China) Co., LTD, the fee you see is only part of what you pay. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, most importantly, the exchange rate markup.

The real cost is often in the rate, not in the fee: many banks convert using an exchange rate that includes a margin. Check their rate against the mid-market rate. The difference is your real conversion cost.

For many routes, a transfer service is less expensive than a bank – mostly thanks to the rate. On GoldexPay we compare what recipients receive with different providers. Choosing a specialist does not require closing your account at Fubon Bank (China) Co., LTD: you simply pay the service from your account.