Guotai Junan Securities Co., LTD. SWIFT/BIC code

What GTJACNSH means for a payment to Guotai Junan Securities Co., LTD.

Whether you are given GTJACNSH or GTJACNSHXXX, you are looking at the same identifier for Guotai Junan Securities Co., LTD. in China. Banks worldwide use these codes to route payments between countries to the correct bank. In practice you mostly come across it on international invoices, in your banking app and on the account details that Guotai Junan Securities Co., LTD. provides.

This page is meant to help anyone who sends money to an account at Guotai Junan Securities Co., LTD.. A SWIFT code names a bank or branch, never a specific account, which is why you always need the account number too.

Why Guotai Junan Securities Co., LTD. has an 8- and an 11-character code

Every SWIFT/BIC code has an 8-character core: four letters for the bank, two letters for the country and a two-character location code. In this case, that core is GTJACNSH.

The 11-character version has a three-character extension that identify a branch or department. If the last three are XXX, they simply mean the head office.

In practice the code is typed in capitals. Pasting the code beats typing it by hand, because one wrong letter changes the bank.

How long does an international transfer to Guotai Junan Securities Co., LTD. take?

How fast a transfer arrives at Guotai Junan Securities Co., LTD. depends on several factors: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Bank holidays in either country add extra days to the journey. Extra checks by one of the banks may also add a delay, even when all details are correct.

When a payment takes longer than expected, contact your bank about the tracking status so they can trace it along the chain. Save the payment confirmation until the money has arrived; it contains the details a bank needs to start a trace.

A missing payment is traced by the sending bank on the basis of the transfer details. Request from the sender a copy of the payment confirmation including the reference – it helps your own bank look for the money.

Changed bank details? Be careful

Stay alert when someone unexpectedly wants you to send money to another account or a bank in another country. The fact that GTJACNSH exists is no guarantee that the account is legitimate.

Do not trust a phone number in the same message that contains the new account. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. Acted too fast? Call the bank you paid from without delay and have them try to recall the payment; also report it to the police.

Fraud also target the receiver: someone sends more than agreed and wants you to refund the difference to a new account. A payment confirmation from the sender is no proof – check your own account.

Receiving money from abroad at Guotai Junan Securities Co., LTD.

If you are waiting for a payment from another country, send the payer all details at once. That means: your full name exactly as it appears on the account, your IBAN or account number, the BIC GTJACNSHXXX (or GTJACNSH) and, often, your address.

You can add the bank name and its city as well, because some payment forms have separate fields for them. Check every detail before you share them.

The amount you receive can be lower than what was sent. Fees for incoming transfers vary from bank to bank – the price list of Guotai Junan Securities Co., LTD. tells you what applies. Agree with the sender who covers the fees before the money is sent.

What a transfer from Guotai Junan Securities Co., LTD. abroad really costs

An international bank payment costs rather more than the listed fee. Besides the transfer fee, correspondent or intermediary banks may take a cut, and if currencies are converted the bank often uses a rate below the actual market rate.

The real cost is often in the rate, rather than in the fee: the bank converts at a rate with a margin built in. A simple test: set the rate you get next to the mid-market rate and look at the difference.

For many routes, a transfer service is cheaper than a traditional bank transfer – mostly thanks to the rate. Before your next transfer, it is worth to compare the total cost via GoldexPay. Using a transfer service does not require closing your account at Guotai Junan Securities Co., LTD.: you simply pay the service from your account.

Which of the 2 codes of Guotai Junan Securities Co., LTD. do you need?

Our database contains 2 SWIFT/BIC codes for Guotai Junan Securities Co., LTD. in 1 places. Besides the head office code GTJACNSHXXX, there are codes for branches, departments or specific services.

Usually there is no need to look up a branch: transfers addressed to GTJACNSHXXX are routed within Guotai Junan Securities Co., LTD. correctly. Branch codes are only needed if the account holder explicitly asks for it.

Unsure which code to use? Check with the recipient, or look at a recent statement from Guotai Junan Securities Co., LTD.. Codes for branches are more likely to change than GTJACNSHXXX when a bank merges or closes offices.

Where our SWIFT data comes from

We collect SWIFT/BIC codes from publicly available data and check our list regularly. It is possible that information on this page is out of date. Counts and locations come from our own dataset and are not confirmed by Guotai Junan Securities Co., LTD..

See our directory on this page as a helpful check. GoldexPay is independent of Guotai Junan Securities Co., LTD.; we are a comparison site for money transfers. Should you notice a mistake, we welcome a short note.

Is GTJACNSH still correct? How to check

The safest source for the BIC is the bank details provided by the recipient. When the code you were given differs from GTJACNSH or GTJACNSHXXX, do not guess – contact the recipient or Guotai Junan Securities Co., LTD..

Mistakes in the SWIFT code tend to be annoying rather than fatal. Do not forget the IBAN: an error there can be more difficult to undo than a wrong code.

Many banking apps validate the format of IBANs and some suggest the matching BIC – that confirms the format, not the owner. Some banks now compare the name with the account before you confirm. For a first payment, many people start with a small test amount and wait for confirmation.

Paying into Guotai Junan Securities Co., LTD. in CNY

The currency of China is the Chinese Yuan (CNY). A payment in a foreign currency will be exchanged into CNY before it reaches the account. Each conversion costs something, even when no fee is shown.

Who does the conversion has an effect on the final amount, since every bank sets its own rate. Often it is cheaper to send CNY straight away through a transfer service with a good rate, so that the receiving bank does not need to convert again.

The CNY rate changes throughout the day and quotes are often valid only for a short time. If you pay regularly, small differences in the rate add up over time.